Insuring a bike your not riding?

[Fowlersrs]

Here's an interesting one for the BCF massive, my mrs currently rides a 125 on provisional full uk drivers licence.

Now we picked up a cheap sv650 for her to progress onto, but in the mean time it's in a lock up under a dust sheet.

What I want to know is can she insure it against theft even tho she's not gonna ride it, because she can't legally.

Presumably TPFT would apply but will they insure it? I havnt a clue so thought I'd ask here!!

[ficedula]

It'll be hard to find an insurer that'll insure her on the bike, but you can get 'laid up' or SORN insurance, which is insurance just to cover against fire&theft, and doesn't cover on road use; google 'laid up insurance'.

Depending on how much that costs it might be worthwhile taking that out even if you ended up taking out another 'normal' policy once she does get a full license...
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Bike history: YBR125 -> XJ600

[Turkish]

[andym]

I insured my 600 diversion on a provisional no problem, slapped a couple of L plates on it and went out riding a few times on it, just buy a cheap radio and use it for cheap lessons.

I do believe I was paying about £180 FC on the divvy with 1 years no claims too

[cb1rocket]

Just insure the bike in your name, while your missues gets ready
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Honda H100S2 Rebuild - https://www.bikechatforums.com/viewtopic.php?t=253852

[ian505050]

Just advise you home insurance you want to make sure you covered for a £1000 engine £500 wheels £500 Frame and £500 fairings that you have sat in the garage in a nice neat pile.

[Digsey]

keep it in your locked home garage and its covered under house insurance.