Impound advice.

[st3v3]

Today I got stopped, initially for not displaying a tax disc.

It was an Audi ANPR car and after i'd assured him it was taxed and he suggested how to prove it he informed me the car was showing as not insured.
Bit of a surprise, I did it on GoCompare a couple of weeks back, passed many traffic cars before today and had no issues.

Anyway after calling my insurers it appears the 106 I just scrapped was insured not the new one, for 3weeks.

Add to that I was stopped while un-insured so il be reported for that to the courts, no matter of the circumstances.
I cannot see how I would insure a car I scrapped instead of the 306, the reg's arent remotely similar. Here's the icing on the cake, while we were on the phone in his car he asked the lass on the call about convictions, she said none were admitted. He asked me, I said I had 6points then as I finished my reply the person and licence check came back confirming what I told him.

But, a sale (acceptance of terms) took place, which involved incorrect details and there was something mentioned about fraud, am I likely to be done for this as fraud even though I had no idea the details were wrong?

They say theres record of a quote for the right car a day before this policy was bought but the card used on the right quote was declined then the wrong auote paid for under the wrong reg.

I called them later tonight, cover quote (amended) has been sent to the underwriters for approval first thing tomorrow so I can get it out the impound (£150 impound fee and £20 a day charge) asap but am I facing criminal charges? Im looking at more points, probably a ban I know but.....

I dont understand how it happened.
____________________
Roger wrote: Women don't get damp for clingy puppies. Get some better happy pills, hit the gym & buy a medallion the size of a dinner plate. Job done

[Pol Anorl]

Genuine mistake we are all human, if you show the courts it was a genuine mistake they should go soft on you.
____________________
GOOD GAME BODYGUARD: https://i.imgur.com/8WePGgf.jpg
20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

[Quornholio]

You got your documents and didn't check them?

[bikertomm]

Shitter.

Did you quote over the phone?

Sometimes they can replay your actual call to see who was at fault.

Good luck
____________________
07' Honda Hornet now full powaah! My guide on performing an oil change!

[WannaBeDude]

You insured the car you had to scrap after it fell apart after you put your neon lights on it.

So much WIN
____________________
Jogging on, destination living.

[angryjonny]

[Quornholio]

I have also PM'ed you BTW.

[_Troy_]

This sort of thing terrifies me. A genuine human error, nothing intended by it, but I'm sure you'll get the book thrown at you.

Hopefully you'll get some sympathy, but it may be a good idea to seek professional legal advice to see what can be done about it.
____________________
Current bike: ZX6R J1
Previous bikes: CLR 125 | GS500 | ZX6R G2 | SV650

[st3v3]

[WannaBeDude]

My first year on bike insurance, they had reg wrong. Which I saw from checking document.
____________________
Jogging on, destination living.

[st3v3]

[st3v3]

[Codemonkey]

Did you knowingly take out an insurance policy and not declare the 6 points ?
____________________
Test Passed 10/05/2011 Current bike: XJ6-N

[Rogerborg]

Normally I'd fire in with Road Traffic this and Motor Vehicles (Driving Licenses) that, but under the circumstances I'd suggest that you get all your paperwork together then get in touch with a specialist motoring solicitor and prepare to get shafted at least one way.

Sorry.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[st3v3]

[iooi]

[DrDonnyBrago]

Not much to add other than this is a great example of why you should:

A - check your policy documents
B - do it all online so that the retarded phone gibbon can't feck you over.

[AndyB1989]

i went to court for a no insurance offence when i was told i was uninsured because my car was lowered 80mm instead of the 60mm i had declared to the insurance company.. i went in with 46 insurance certificates from 46 cars i had owned having spent more then 9.5k on insurance in my first 4 years of driving and was given 6 points taking me to 12 so i received a 6 month ban and a £350 fine

thanks for that justice system

[chris-red]

Ring them up and ask for recordings of your calls, I got a ridiculously cheap quote on the TDM took it when the docs came through it was all wrong, said I had no points and 2 NCB when I had 6 points and 0ncb. The quote trebled but they listened to my original call saw that I had spoke the truth the whole time and the gimp on the phone fucked it. and I got the insurance for the cheap price.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[daemonoid]

[WannaBeDude]

Unlucky, i was having a pop caus it was you, as opposed to the told me so i did what you didnt bollux.

I lol 'd when i read this thread, you proper fucked up somewhere.
____________________
Jogging on, destination living.

[st3v3]

I think internet wires are crossed..

It was through GoCompare, the online insurance site.


Here is a pic of the 106 being towed off on the 6th of March:

https://a4.sphotos.ak.fbcdn.net/hphotos-ak-snc7/s720x720/424418_10150832378726102_634281101_12293909_1009291900_n.jpg

The policy for this car rather than the replacement 306 was taken out on the 16th march - 10 days later.

There was a quote for the 306 the day prior (15th March) but the payment was declined so the 16th saw a policy bought for the 106.

It does seem liked I cocked it up, choosing the wrong option on the comparison site.

It wasn't malicious, I'm fully aware the 306 wouldn't pass an ANPR check if it wasn't insured so I'd never knowingly use it.

Is it really £150 imound fee and £20 a day storage now??
____________________
Roger wrote: Women don't get damp for clingy puppies. Get some better happy pills, hit the gym & buy a medallion the size of a dinner plate. Job done

[mossi123uk]

cant you do something like this?

https://www.youtube.com/watch?v=hj7yaqBFCh0

[TheDonUK]

I doubt circumstances will matter much, if you weren't insured they will do you for 6 points, i hope it works out better than that for you, goodluck
____________________
[Current Bikes - GSXR-750 K5 & C90-97 ] [Previous Bikes: Runner 125, YBR 125, GS500, Bandit 600, Hornet 600, ZX6R-99, C90-99, R1-99, XT600E-04, GSXR-750 K4, CRF250L '16]

[junglejim]

I'm all for these ANPR camera's. I'm not commenting on this specific case, but in general. There are people who drive and ride around never paying tax and insurance, basically sticking two fingers up at those of us who do. Then when they crash into us, the MIB pay out, which is financed by the insurance companies, who pass the costs back on to us, and we lose out NCB's. It's about time something was done. Even if you don't agree with that, remember that ANPR can also catch stolen vehicles, making life tougher for criminals to ride away on our bikes, which is a good thing.