Bike stolen the other day Vespa GTS 300

[Case777]

Hi all

My Vespa GTS 300 was stolen the other day from outside my house. This was within the space of ten minutes as I had just gone in to go toilet. Unfortunately my road doesn't have any cameras so I don't know how the *****'s got away with it.

Now, I'm trying to claim on the insurance however they have a clause saying that whenever the bike is at the home address, it MUST be parked in the garage.

This is completely unfair as I had an appointment at my garage to do some work on the bike so it was actually in use. I never leave the bike outside, it's always in the garage.

Where do I go from here?
Is there any advice anyone can offer me? Obviously I'd like to claim as I've paid for insurance for a reason.

The following is what the clause states 'we will not pay any claim under section 2 for loss or damage by theft or attempted theft when the insured motorcycle is parked at the insured's permanent place of residence and/or the declared garaging address, unless the motorcycle is kept in a properly constructed and locked garage'

Anyone have any ideas?
Cheers
Case

[Minty]

You are out of luck as theys the terms you agreed to. Am guessing you just had the steering lock on - can be snapped in a second and then wheeled away with the assistance of a fellow peddist.

Keep an eye on Crimewatch to see how many jobs your bike is involved in.

edit - and lol at the 'bike was in use'. No, no it wasn't.
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My fingers smell of your mum.

[Pjay]

Just see what your insurance company says, they may well pay out.
If they don't you can take it further, but the facts are on their side.

[TheArchitect]

Yeah, you're quite out of luck on this one I'm sorry to say.

Did you know about the clause before you made the claim? I'm guessing you did as you signed up to it. In which case your bike might have actually been nicked from outside a neighbour's house where you had popped in to drop off a cup of sugar.
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GSXR 600 K6 - Stolen
GSXR 600 K6 - Stolen
MT09 - Almost stolen

[bigjim1974]

Gutted for you, the thieving scum love the GTS 300 and can take it in seconds if you just have the steering lock on.

[andyscooter]

London by any chance

I have samething on my policy if my burgman ever gets nicked iI will either say it was oin garage and they took lock or use a broken one by door or say Iwas elsewehere
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gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[DrSnoosnoo]

You mustn't have remembered properly, you were at your mates down the road after being out for a ride and it was stolen from his drive, not yours.
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I'm Sam; Northern, Ginger, Lover
Did have: '95 ZZR600 '83 CG125 '97 ZZR1100 '15 Hypermotard 821 SP Do Have: '10 ZX10R

[rubyhorse2]

yet another example of insurance just being complete tits. Why the hell we all bother with insurance, its a total scam.

how many times have we all left the bike outside for whatever reason. I'd just lie mate, it was parked down the road as i was dropping something off at a neighbours.

they would never know.

[CaNsA]

[duhawkz]

Tell them it was stolen from some place other than your house, somewhere without cctv.

And probably delete this thread if your going down that route
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"The guy is a worthless cunt and I honestly believe I would be a slightly happier person if he died." - Chris-Red