Swinton insurance and riding other bikes

[UnknownStuntm...]

I'm trying to buy a motorcycle insurance policy. I visited the gocompare site, found Swinton to be cheapest, called my existing company to give them a chance to beat it, they fail so I say 'nope' and tell them to make sure it expires at the renewal date.

On gocompare, click through to Swinton where they have all the details I've put in. So I begin to check this really is the cover I need. Fully comp, yes, blah blah, no sign of being able to ride other bikes third party.
So I called them.

Me: "Am I covered to ride other bikes, third party?"
Her: "If it doesn't say you're not, they yes"
Me: "Bollocks. I know what you're like, I need to see that in writing"
Her: "Hold please....""There's nowhere on the online system to access the exact cover details you'll be getting"
Me:"Can I cancel it if the booklet comes through and I'm not covered?"
Her: "Yes, you'll be charged £25"
Me:"WTF. Then please can you find out if I am covered before I spend money"

Anyone have a Swinton fully comp policy (underwritten by Aviva) and can tell me if it's covered or not please?

[P.]

I was never covered TPO on other bikes with them, they made some b/s about my age but then again MCE did the same and said no.

Only fuckers that give me ride other bikes are H&R Insurance who came up cheapest overall on thebikeinsurer.co.uk

[reed]

Wicked quotes covers me to ride other bikes third part, and my insurance policy is fire and theft, no even fully comp.

I'm also only 18.
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Generic XOR 50, Gilera SMT 50, GSXR 400 GK73A, Ducati Monster 600, Honda Hornet 600.
Sold. Stolen. Written off. Sold. Current.

[Rogerborg]

www.thebikeinsurer.co.uk shows on the comparison page whether other bike cover is included. It also turns up the cheapest quotes for me.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[-Matt-]

I wouldn't even rely on the fact another persons/generally its covered by an insurance company as they can change each policy for each person - for example if you are a certain age/years experience it may include cover to rider other bikes, yet for someone else with less experience it may not be included - you neeed it clearly in writing - if they aren't providing that id say its a no/time to look elsewhere as theyre trying to lure you into a policy that probably isn't suitable.

Check out a quote from bikesure under adrian flux.

[Lady Phoenix]

I think its down to the insurer not the broker to decide if you are covered or not.

My current policy, which is due to expire on 12th July, is with Aviva and it does not cover me for other bikes.

Basically, assume you are NOT until you are told you are.
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Many Thanks
Penny
www.ladyphoenix.co.uk

[UnknownStuntm...]

Just got off the phone with them. I am covered to ride other bikes, TPO.
Their website doesn't mention it but the bint on the phone confirmed it's definitely in the policy.
So I've cost them ~30mins of admin already and still got the same price as online. And they definitely don't like it when you play them at their own game and they are shown up.

[-Matt-]

Could really wind her up, ring back and say as she isn't able to provide any tangible proof you were just ringing again to have it confirmed whilst you record the call for future 'reference'

[Ste]

Get it from them in writing, fuck recording the conversation with someone in a call centre.

[BG5067]

Am i right in think you have a 14 day cooling off period from the point you received these documents?
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Current. Kawasaki ZX9R.

Theory passed 17/01/2014. Mod 1 Passed 03/02/2014 (0 faults) Mod 2 10/02/2014 Passed (0 faults)

[UnknownStuntm...]

[Radis]

The bike insurer returns silly quotes for me - I get fully comp about £300 cheaper from ebike directly. I do live in a shitty bit of London though.

My ebike policy allows to to ride others but it was an additional option, as was taking pillions.

[P.]

[Radis]

It's on my policy from last year - due for renewal in October though. Maybe they changed their policy

[DrSnoosnoo]

I got direct bikes and they gave me ride other bikes included. I got a cheaper quote with swinton than bike insurer could offer that included other bikes, then called bike insurer and they get a like for like cheaper. Called them and they went away for half hour and reduced my premium by £30
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I'm Sam; Northern, Ginger, Lover
Did have: '95 ZZR600 '83 CG125 '97 ZZR1100 '15 Hypermotard 821 SP Do Have: '10 ZX10R

[ocatoro]

I'm with swinton, I'm covered for other bikes. didn't ask for it they just mentioned it in their blurb at the end of the call. (underwriter is equity red star)
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CBT - 17/09/12 * Theory - 23/10/12 * Mod1 - 05/03/13 * Mod2 - 25/03/13 * BOSH!
Current - None but shed project H100 (first bike )
Past - ER5, '93 ZZR600, '92 CB400 SF, ZZR600 (again), yellow Monster 620, Blackbird - black Monster 620ie - '96 ZZR600

[Piercee100]

Now your with Swinton just wait for junk mail they send every week, spam email's and phone calls telling you your policy is about to expire!
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Rides: Honda H100a (Retired), VT500e (Sold), Kawasaki ZX400 (sold), Kawasaki GT550 (Sold), Suzuki Inazuma (Daily), Honda CD185t (Broken), LML Star 2t (Last run edition).

[Rogerborg]

[UnknownStuntm...]

[ocatoro]

[The Disapproving Brit]

I insured through Swinton via the meerkat a few weeks ago. My policy details specifically exclude riding other bikes.
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Current Bikes: 1983 Honda VF400FD / 2003 Honda VT750 Shadow
Bike Test Passed 18/03/09, Car Test Passed 14/05/13

[Nexus Icon]

Late, I know, but I renewed my Swinton insurance tonight (down £55 ) and it does cover me 3rd party on other bikes, so I guess it's down to the individual underwriters on the policy.
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Greetings from Shitsville!

[whitedevil]

my swinton tpo covers me 3rd party on other bikes
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GPZ500 sold ~ CBR600FS-2 sold ~ ZX6R sold ~ Street Triple R