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Good insurer for modified bikes

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T0MMY
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Joined: 08 Jun 2008
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PostPosted: 09:45 - 20 Jul 2013    Post subject: Good insurer for modified bikes Reply with quote
Need to renew my insurance but one of my bikes is a long way from standard what with all the chrome and handlebar tassles so just wondering if anyone knows a good insurer for modded bikes?
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mysterious_rider
World Chat Champion



Joined: 11 Sep 2010
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PostPosted: 09:55 - 20 Jul 2013    Post subject: Reply with quote
Bikesure! They go via adrian flux and it's free to add mods that don't increase the power. Cool

Got my exhausts declared,
renthals,
round gs500 headlight
bandit tail unit
etc all done for free. Thumbs Up
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-Matt-
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Joined: 28 Apr 2013
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PostPosted: 11:00 - 20 Jul 2013    Post subject: Reply with quote
+1 for bikesure (adrian flux)
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JP7
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Joined: 22 Dec 2008
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PostPosted: 12:01 - 20 Jul 2013    Post subject: Reply with quote
Another vote for Bikesure. Adrian Flux are the ones in the car insurance market with the reputation for being most sympathetic towards mods.
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-Matt-
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Joined: 28 Apr 2013
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PostPosted: 12:03 - 20 Jul 2013    Post subject: Reply with quote
As insurers go as well from my own experience they're fairly good with not whacking you with fee's every 5 minutes - so far anyway.

I've updated a few bike modifications - storage details and reg change all without any fees.
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T0MMY
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Joined: 08 Jun 2008
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PostPosted: 15:00 - 20 Jul 2013    Post subject: Reply with quote
I'll give them a try then. The bike has race bodywork and no lights etc. but the only thing that might affect the power is a Power Commander. I say might as I didn't put it on there and I don't know if it even works or has been tuned properly Laughing
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Pete.
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Joined: 22 Aug 2006
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PostPosted: 17:01 - 20 Jul 2013    Post subject: Reply with quote
Bikesure is who I insure my turbo bike with. Half the premium I got quoted by Policy Shop.
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132.9mph off and walked away. Gear is good, gear is good, gear is very very good Very Happy
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c_dug
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Joined: 04 Sep 2007
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PostPosted: 17:06 - 20 Jul 2013    Post subject: Reply with quote
How much does a turbo add compared to standard? Do they ask for power figures and the like?
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Pete.
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Joined: 22 Aug 2006
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PostPosted: 17:40 - 20 Jul 2013    Post subject: Reply with quote
c_dug wrote:
How much does a turbo add compared to standard? Do they ask for power figures and the like?


Yes they ask for power figures, and a list off all modifications. In my case it was about 2.5 times the cost of a standard bike.
At first I couldn't get quote full stop, having a claim pending. Once that was settled I had no NCD, then when I got 1 yrs NCD I sat and wrote a 5-page document, listing my riding history, my bike's history, detailed all the mods, with pic, pics of my garage and the security, the dyno printout. They deliberated for a while then said I could have cover but for a limited mileage, social use only, no pillions and not to use at motorsorts events or the ring.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good Very Happy
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Chalky.
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Joined: 30 Jun 2010
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PostPosted: 17:52 - 20 Jul 2013    Post subject: Reply with quote
Pete. wrote:
c_dug wrote:
How much does a turbo add compared to standard? Do they ask for power figures and the like?


Yes they ask for power figures, and a list off all modifications. In my case it was about 2.5 times the cost of a standard bike.
At first I couldn't get quote full stop, having a claim pending. Once that was settled I had no NCD, then when I got 1 yrs NCD I sat and wrote a 5-page document, listing my riding history, my bike's history, detailed all the mods, with pic, pics of my garage and the security, the dyno printout. They deliberated for a while then said I could have cover but for a limited mileage, social use only, no pillions and not to use at motorsorts events or the ring.


Shit.

Were you tempted to ride without insurance?
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SteveZZR
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Joined: 12 Jul 2013
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PostPosted: 18:02 - 20 Jul 2013    Post subject: Reply with quote
Think if I was in your position with the Turbo bike I'd take out trade insurance (apparently "I buy and sell bikes on eBay and GumTree" is now enough of a 'trade' to get trade insurance. I was told that by a young lad who called back from Co-Op insurance when I looked into getting a cage
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Pete.
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Joined: 22 Aug 2006
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PostPosted: 19:31 - 20 Jul 2013    Post subject: Reply with quote
Chalky. wrote:


Were you tempted to ride without insurance?


Risk losing my job, house and bike, and financially ruining my family?

Nope.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good Very Happy
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Old Thread Alert!

The last post was made 12 years, 223 days ago. Instead of replying here, would creating a new thread be more useful?
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