Help & FAQs    Search BCF    Members    Groups    Events Calendar
Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Rampdale bike insurance on A2 license under 21?

 Reply to topic
Bike Chat Forums Index -> New Bikers
View previous topic : View next topic  
Author Message

SBradford
L Plate Warrior



Joined: 25 Oct 2013
Karma :
PostPosted: 13:31 - 25 Oct 2013    Post subject: Rampdale bike insurance on A2 license under 21? Reply with quote
So I've got my test in two weeks and I just rung my insurance broker (Rampdale) who I have a YBR 125 insured with. They told me that ONE of their companies would insure be on ANY bike over a 125 unless I was 21 (with 3 years no claims).

I'm pretty sure this is wrong as I'm pretty sure they're also with Aviva who my house mate has a SV650S with (he's the same age as me - 19).

My current insurance is KGM Motor Insurance. Does anyone know whether this is actually right? I tried ringing them again hoping to get a different person, only to get the same guy.

I have 6 months insurance left on my YBR so would be pretty annoyed to lose that.

What I think the guy did was not take into account that I told him I'd have a full license when I want the policy taken out? Does this sound possible?

Thanks for the help.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :
PostPosted: 14:57 - 25 Oct 2013    Post subject: Reply with quote
Sorry, it's a common problem.

Some underwriters (no idea of the list) only deal with peds and 125 bikes. They simply won't let you change the insurance to anything bigger, no matter how old or experienced you are, so your only option is to cancel. Then the broker adds on a cancellation fee...

You're really at the mercy of your broker and the underwriter, there's no magic fix.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

SBradford
L Plate Warrior



Joined: 25 Oct 2013
Karma :
PostPosted: 15:34 - 25 Oct 2013    Post subject: Reply with quote
Rogerborg wrote:
Sorry, it's a common problem.

Some underwriters (no idea of the list) only deal with peds and 125 bikes. They simply won't let you change the insurance to anything bigger, no matter how old or experienced you are, so your only option is to cancel. Then the broker adds on a cancellation fee...

You're really at the mercy of your broker and the underwriter, there's no magic fix.


I've read that others have had SV650 insurance with KGM. Does it go by broker then? Will KGM not insure me through Rampdale but will through another?
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.addy
Red Rocket



Joined: 14 Feb 2008
Karma :
PostPosted: 15:36 - 25 Oct 2013    Post subject: Reply with quote
KGM insured me on a 1000cc. Its Rampdale who are the faggots in this instance.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

SBradford
L Plate Warrior



Joined: 25 Oct 2013
Karma :
PostPosted: 15:44 - 25 Oct 2013    Post subject: Reply with quote
Paddy. wrote:
KGM insured me on a 1000cc. Its Rampdale who are the faggots in this instance.


WEre you under 21?
 Back to top
View user's profile Send private message You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :
PostPosted: 16:01 - 25 Oct 2013    Post subject: Reply with quote
Bear in mind that both brokers and underwriters change their minds more often than their underwear.

You were right to call back, and even if it was the same phone monkey you might have got a different story out of him. Wink
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.addy
Red Rocket



Joined: 14 Feb 2008
Karma :
PostPosted: 16:40 - 25 Oct 2013    Post subject: Reply with quote
SBradford wrote:
Paddy. wrote:
KGM insured me on a 1000cc. Its Rampdale who are the faggots in this instance.


WEre you under 21?


19 Thumbs Up
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts
Old Thread Alert!

The last post was made 12 years, 245 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> New Bikers All times are GMT + 1 Hour
Page 1 of 1

 
 You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 
Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.21 Sec - Server Load: 9.15 - MySQL Queries: 14 - Page Size: 51.67 Kb