Bikesure offering 3 month cover

[Rogerborg]

News.

Seems like a funny period, but I don't know of anyone else who's still offering less than a full year.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Pete.]

Interesting....

I can see a lot of people being interested in 6 month cover, to coincide with 6 month tax. Would drum up a lot of business for them, if they would consider it.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[map]

[-Matt-]

Is there any reason this couldn't be run twice in succession to make a '6 month insurance', that could be useful at times. Presumably you will be getting no additional NCB or discount however many times you repeat a 3 month period of insurance though which isn't great

Be interesting to see how it works out at cost wise vs 1/4 of a standard annual quote. Expect they're going to make people 'pay for the privalidge' of a short term policy.

[Rogerborg]

"Premiums starting at £32" = £128 for a year (binary posse represent).

I've had quotes as low as £67, and they doubtless go a bit lower, so it might come in at around 100% markup, i.e. 6 months costs the same as a year without accruing NCD. That about matches my expectations.

What might be verrrry interesting is justifying their "reasonable costs of setting up the policy" on a cancellation within the 14 day cooling off period. Brokers have been saying with a straight face that policy set up costs between £30 and £50. So, £2 for the actual cover? I think not.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[shereen]

The minimum rider age is 21 and the scheme offers various levels of cover:

Comprehensive (maximum value £10,000)
TPFT (maximum value £7,000)
Third Party

So is that the maximum amounts they will pay out in the event of a claim?
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"The Internet is the first thing that humanity has built that humanity doesn't understand, the largest experiment in anarchy that we have ever had"

[-Monty-]

[Pete.]

[G]

I printed off an insurance document for a friend earlier and it seems she had got a year and three months cover through MCE.
Forgot to ask her about it.

[-Matt-]

They were offering 3 months free with all policies bought online (through their website). The website quote vs getting an MCE quote through thebikeinsurer for me was raised enough to make it essentially not 'free' though. Worked out about £10-20 overall cheaper for the whole 15 months vs 12 months factoring in the additonal monthly cost buying through MCE's website.

[Polarbear]