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Sid_The_Sloth
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PostPosted: 22:34 - 06 May 2014    Post subject: cbt on your own bike Reply with quote

So a mate up north is doing her CBT soon. She wants to use her own bike but can't seem to get insurance for it. Companies keep saying they'll insure it for off road but not on road until she gets the CBT done.
Anyone know any companies that would insure her for the CBT?
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Az
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PostPosted: 22:44 - 06 May 2014    Post subject: Reply with quote

I know it's not what you're asking but, why does she want to use her own bike. She's got the next 2 years to get used to her bike (unless it breaks before her CBT needs renewing).
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janner_10
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PostPosted: 22:45 - 06 May 2014    Post subject: Reply with quote

Making hard work for herself - just use the schools bike. She needs a CBT to ride it there, how will she get it there (and back if she needs extra time)
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Sid_The_Sloth
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PostPosted: 22:49 - 06 May 2014    Post subject: Reply with quote

She's short and pretty small framed. So finds a ybr a bit too tall. She has a marauder, which granted won't be the best for the manuevers but at least she fits it.
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Az
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PostPosted: 22:53 - 06 May 2014    Post subject: Reply with quote

Sid_The_Sloth wrote:
She's short and pretty small framed. So finds a ybr a bit too tall. She has a marauder, which granted won't be the best for the manuevers but at least she fits it.


Ohh, didn't think about that.

I know that BikeSure (I think it's BikeSure anyway) insure bigger bikes on L plates so, it may be worth ringing them and seeing if they'd insure your lady friend on her 125 without a CBT.
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Ste
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PostPosted: 22:56 - 06 May 2014    Post subject: Reply with quote

YBR is too big, therefore find a different CBT place?
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Sid_The_Sloth
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PostPosted: 23:06 - 06 May 2014    Post subject: Reply with quote

Thanks I'll let her know about bikesure.
Finding a different place isn't the easiest in Thurso, and also I doubt that'd help much anyway. Most will use the ybr or CG. Or Chinese equivelant. The ybr custom was too tall for her also. So its highly unlikely that anywhere will have much better fitting to her.
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BigDan1190
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PostPosted: 23:12 - 06 May 2014    Post subject: Reply with quote

Its illegal to ride a bike on the road without a CBT.

So, how would she get it there? Are prospective insurers and the police supposed to believe she walked it there? or hired a van?

I doubt its possible mate, but there are plenty of people too short for the bikes they ride. Its something that has to be learnt I'm afraid.

EDIT:
Also, most places have scooters/mopeds and geared bikes, might be worth doing the CBT on a scooter, then moving on to her own bike when she gets home.
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Az
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PostPosted: 23:20 - 06 May 2014    Post subject: Reply with quote

BigDan1190 wrote:
Also, most places have scooters/mopeds and geared bikes, might be worth doing the CBT on a scooter, then moving on to her own bike when she gets home.


The majority of 50cc scooters have a similar seat height to the YBR125.

As Ste said she either needs to find a place that has a bike suitable for her...
or insure her own bike somehow.
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Sid_The_Sloth
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PostPosted: 23:24 - 06 May 2014    Post subject: Reply with quote

Na I know that. But if its insured her dad could ride it down there or chuck it in his van. I have recommended using their bikes and just working on leaning off but she seems pretty set for it to be her bike if she can get away with it.
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janner_10
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PostPosted: 00:13 - 07 May 2014    Post subject: Reply with quote

Sounds like biking isn't for her.
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pinkyfloyd
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PostPosted: 00:36 - 07 May 2014    Post subject: Reply with quote

Ste wrote:
YBR is too big, therefore find a different CBT place?


This.

We have a Yami SR which is lowered for short legged people. Great little bike. I love riding around on it, being a short legged person myself.
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Teflon-Mike
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PostPosted: 01:42 - 07 May 2014    Post subject: Reply with quote

By the time Snowie had finished building her Super-Dream, her old CBT had expired by about three months; I booked her CBT, and it was pretty simple to buy her insurance 'on-line' a few days before... 2-upped her to the school, and I cought the bus home; she did her course, and came home with the DL196... few days later the 'bumph' from the Ins-co turned up asking for copies of her paperwork... which by then she had... job-jobbed.
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Shinigami
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PostPosted: 07:38 - 07 May 2014    Post subject: Reply with quote

Sid_The_Sloth wrote:
She's short and pretty small framed. So finds a ybr a bit too tall. She has a marauder, which granted won't be the best for the manuevers but at least she fits it.


We require pics to help properly I reckon
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P.
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PostPosted: 08:04 - 07 May 2014    Post subject: Reply with quote

Get her to wear slightly taller shoes.

Or, man up. I know someone very short who rides a CBR125 that could barely sit on a YBR, passed the CBT on it... so your friend needs to just go with it, sit 1 arse cheek slightly off the bike.
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Rogerborg
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PostPosted: 09:15 - 07 May 2014    Post subject: Re: cbt on your own bike Reply with quote

Sid_The_Sloth wrote:
Companies keep saying they'll insure it for off road but not on road until she gets the CBT done.

Why is she telling them that she hasn't done it?

Most insurance sites only offer two license options:

Provisional
Full

Tick provisional. If the bike gets taken to the test centre legally, then while on CBT her provisional is provisionally enabled, so to speak. If she were over 24 she could ride a Hayabusa during the CBT.

Even if the insurer asks to see a copy of her CBT cert, she'll have a few weeks to provide it, and I can't see the dating being an issue if there are no claims.
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Northern Monkey
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PostPosted: 10:03 - 07 May 2014    Post subject: Re: cbt on your own bike Reply with quote

Rogerborg wrote:
Sid_The_Sloth wrote:
Companies keep saying they'll insure it for off road but not on road until she gets the CBT done.

Why is she telling them that she hasn't done it?

Most insurance sites only offer two license options:

Provisional
Full

Tick provisional. If the bike gets taken to the test centre legally, then while on CBT her provisional is provisionally enabled, so to speak. If she were over 24 she could ride a Hayabusa during the CBT.

Even if the insurer asks to see a copy of her CBT cert, she'll have a few weeks to provide it, and I can't see the dating being an issue if there are no claims.


Most ask 'have you completed a CBT'

If you click yes, but dont have one, then you wont be covered
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dolly3900
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PostPosted: 10:32 - 07 May 2014    Post subject: Reply with quote

Looked into this for my lad and was a nightmare to get his bike insured prior to CBT to do it on (reason being, they only have auto scoot's and he has a geared bike, so wanted to do CBT on the bike style he would be riding, makes sense)

What Ian (Gavian Motorcycle Training) offered was this.

Give him the details of the bike, he would then put it onto his school insurance for the course and we would then van it over to the school for the day, insure it for him to drive home and all sorted, only cost was the admin fee from his insurance.

That said, I was too late to get the details to him, so not able to do it, but that might be one option for her (if the school is as accommodating as Ian is)
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merquis00
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PostPosted: 10:35 - 07 May 2014    Post subject: Reply with quote

Az wrote:
Sid_The_Sloth wrote:
She's short and pretty small framed. So finds a ybr a bit too tall. She has a marauder, which granted won't be the best for the manuevers but at least she fits it.


Ohh, didn't think about that.

I know that BikeSure (I think it's BikeSure anyway) insure bigger bikes on L plates so, it may be worth ringing them and seeing if they'd insure your lady friend on her 125 without a CBT.


Thumbs Up

Bikesure/Adrian Flux insured my bike for my CBT (back in the day)

I phoned them and talked (remember when people did this? Laughing ) to them, explaining i wanted to do my CBT on my own bike - they had no problem with this, just stating "if you illegally ride it there and crash or get pulled over etc on the way, you wont be covered"

even my instructor didn't care when i turned up riding pushing it Mr. Green
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Rogerborg
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PostPosted: 11:01 - 07 May 2014    Post subject: Re: cbt on your own bike Reply with quote

Northern Monkey wrote:
Most ask 'have you completed a CBT'

https://thebikeinsurer.co.uk doesn't.

In fact, they ask:

Type of motorcycle licence: Provisional UK
Date obtained:

"Provisional" isn't a license class, and they say "obtained" not "validated". That's their problem, I'd suggest.


Northern Monkey wrote:
If you click yes, but dont have one, then you wont be covered

Eh. It's mostly to get it on the MID, right?

Worse things happen at sea.
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