Do you trust contactless debit cards?

[ninja_butler]

https://www.thisismoney.co.uk/money/saving/article-2328578/How-safe-new-contactless-bank-cards.html

I got one come through my door a couple of weeks ago. I haven't used it yet, and looking at the information on the back of the sheet of paper that came with it, nor will will I. The fact that you - or a thief- can use it to make payments of up to £20 without entering a pin-number puts me off straight away. And I really don't like the idea that the card can be read even when it's in my wallet.

What is this? Some kind of government surveillance scheme? If Santander won't give me a normal chip&pin card I'm switching banks.

[JonB]

The risk is all on the bank. If your card is stolen and the thief uses the contactless feature, the bank will refund the money and take the hit themselves.

I love the contactless feature. Makes small purchases much quicker.
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[BrownTrousers]

Extremely convenient, seems like a good scheme to me. Banks simplifying things for once and still people complain.

Not sure why you'd worry someone would steal your card and then buy themselves a cup of coffee without needing your pin. Surely they could make much bigger purchases online without your pin!?
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[Ste]

[thx1138]

didn't chuffing well work on the M6 toll

but yeah, I like using it

[ninja_butler]

[JonB]

I suggest you lock the front door and shut the curtains. They really are out to get you.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[Ste]

[map]

IIRC stinkwheel made the point once that he had kit to read tags in a cow's stomach(s). The idea being that it would be relatively easy for someone to walk down the road scamming cards.

Plus I don't believe the banks will put their customers first and auto refund any scam. They will presume the customer is guilty unless the customer can prove they are innocent. Go on, say that will not happen.

So, op, no I don't trust contactless.
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[trevor saxe-coburg-gotha]

I do the contactless thang all the time at two local BP garages when fueling up teh bike. Coupled with the fact they let us keep lids on means we're in and out like total ninjas.
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[Itchy]

Tin foil wallet, no seriously. As it blocks the RFID signal.

HK has had contactless cards for years and years with very few problems and we use them for everything fast food, bus fares, 7-11.
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[Wafer_Thin_Ham]

[Irn-Bru]

I think it's great and use it whenever I can I use a credit card so really am not that bothered if it's ever hacked. I used to have a mini card that attached to my phone case but I just got weird looks using it so I stick to the actual card.
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[bugeye_bob]

If you contact(no pun) your bank they will remove the feature,
Some may send another card.

[P.]

Drilled a hole in mine to break the circuit. Only because I went to pay for fuel, the cashier took the card, scanned it and it allowed the £40 payment of fuel.

I'd be cool with £10-£20 but higher without any quibble, negatron sir.

[Tungtvann]

Tried using contactless payment with it inside my wallet, didn't work.

[JonB]

[P.]

[daemonoid]

[Ste]

Paddy, did you contact your bank about it working on a £40 transaction?

[P.]

[woo]

i got sent a con tactless by my bank then i went in a branch and requested they send me one without, they did so now i only have chip and pin.
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Elen sila lummen omentielvo!

[...]

I like my contactless card, no more faffing around at the pub with a pocketload of change, just tap your card on the reader, grab your drinks and go.

Also useful at the WHSmiths I get lunch from whilst at work. Their chip and pin process takes ages (honestly, upwards of a minute) to dial in, but contactless is instant.

The card doesn't work for transactions above £20, I tested that - combined with fact that anyone trying to read my cards whilst in my wallet walking down the street is going to have a hell of a time working between my RFID work pass, Oyster Card, the chip out of my bPay band and my actual debit card.

[lllN30lll]

I have an app on my phone that can steal the data from the chips very easily, I make a point to the lads on the pub by reading out the long number from their card, expiry date etc. just by me swiping my phone past their wallet that is in their pockets.
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[ninja_butler]