Insurance policy return question

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Insurance policy just matured. One of those 10 year things. Turns out return over that time is about 7.5%.
I feel I could have done better putting it into the bank Have I been hard done by Anyone know more about this type of 'saving'?

[Sparks!]

I've always thought this sort of thing is a con, if it's what I think anyway (one of those things where you pay in x amount per week/month then in 10 years time you get a pay out etc.. "might not get all what you put in")

It's stupid, I'd just stick X amount per week into a bank account with a 60 day wait on withdrawing or something, high interest and difficult to draw cash out of for non-important things

I keep meaning to set up one myself, but er... all my cash gets spent on living for the now, not in 20 years time
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[dainesefreak]

Property is where the decent money is, if you know how to play the game that is.