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Interesting insurance endorsement

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weasley
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Joined: 16 Oct 2010
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PostPosted: 11:59 - 10 Feb 2015    Post subject: Interesting insurance endorsement Reply with quote
I have just been looking through my bike policy document, since I had to make a change to it and I got a new copy by e-mail. I noticed firstly that there is no specific exclusion of the Nürburgring Nordschleife (as there is in my new car policy) but there is also the following endorsement:

Carole Nash wrote:
Track use - We will also provide the cover shown in your schedule whilst your motorcycle is being used and or ridden on any race track or circuit or other prepared course. This cover only applies to motorcycles manufactured over 20 years ago. However, we will not provide any cover if the motorcycle is being used for racing, pacemaking or in any contest or speed trial.


My bike is a '97 model - 2 more years and I can be covered on the track days I don't do. Very Happy
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mentalboy
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Joined: 05 May 2012
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PostPosted: 12:07 - 10 Feb 2015    Post subject: Reply with quote
Interesting stuff - not that I'd much fancy the mudslinging contest with them if you had a prang whilst on a track day, a vintage meet might be one thing but where is the line drawn between racing and 'learning'?
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MarkJ
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Joined: 11 Apr 2006
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PostPosted: 12:19 - 10 Feb 2015    Post subject: Reply with quote
MCE? They've been doing it for a bit now.

https://www.mceinsurance.com/clubmce/big-ed-blogs/big-ed-blog.php?blog=211

Quote:
What's the excess?
The excess is 50% of your motorcycle value or £1000 minimum.


Pricey
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