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"The Divided Decade"

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Polarbear
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Joined: 24 Feb 2007
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PostPosted: 14:57 - 11 Mar 2015    Post subject: Reply with quote
Not suprised and can't see it getting any better.

The 'renting for life' is going to become more and more common.
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doggone
World Chat Champion



Joined: 20 May 2004
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PostPosted: 15:23 - 11 Mar 2015    Post subject: Reply with quote
They consider you 'rich' if you have £10,000 in savings?
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c_dug
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Joined: 04 Sep 2007
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PostPosted: 17:44 - 11 Mar 2015    Post subject: Reply with quote
"If I had just five more pounds I'd be rich" thought every person ever.

Id consider myself rich if I had £10k in savings. Of course if I actually had 10k saved up I'm sure I wouldn't consider myself rich until I'd saved 50k.

Such is life.
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chris-red
Have you considered a TDM?



Joined: 21 Sep 2005
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PostPosted: 18:06 - 11 Mar 2015    Post subject: Reply with quote
I've got 5 figure savings, does that make me rich?

What about next year when I have fuck all in savings and a mortage? Will I still be rich?
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JonB
Afraid of Mileage



Joined: 03 Jun 2004
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PostPosted: 19:26 - 11 Mar 2015    Post subject: Reply with quote
chris-red wrote:
I've got 5 figure savings, does that make me rich?

What about next year when I have fuck all in savings and a mortage? Will I still be rich?

This. Once my deposit is taken I will be technically penniless.
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 08:06 - 12 Mar 2015    Post subject: Reply with quote
chris-red wrote:
What about next year when I have fuck all in savings and a mortage? Will I still be rich?

They appear to be discounting mortgages, which is a very curious thing to do.

It's like when you go for security clearance and any unsecured debt apparently makes you vulnerable to being bribed or blackmailed, but have a massive mortgage paying for the roof over your head is just fine.

The idea that a mortgage is safe as houses is really ingrained in UK culture.
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DrDonnyBrago
World Chat Champion



Joined: 03 Jan 2010
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PostPosted: 08:32 - 12 Mar 2015    Post subject: Reply with quote
They said the people in the richest quintile had on average £10k of savings, not that having £10k of savings will put you into the richest quintile.

I didn't spot how the "Social Market Foundation" determined "rich", could be overall income, net worth, the number of rich tea biscuits bought per quarter.

i.e. this is based on income, council tax and the presence/absence of parasitical small humans:
https://www.ifs.org.uk/wheredoyoufitin/

Couples with no kids and a split council tax bill are likely to have saved more and borrowed less than a singleton with 8 kids shocker.
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oldpink
World Chat Champion



Joined: 02 Aug 2006
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PostPosted: 14:15 - 12 Mar 2015    Post subject: Reply with quote
rich is what you make of it
I have mostly everything I want in life, good job, wife, kids etc
got a few quid tucked away for a rainy day but by no means a fortune
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Old Thread Alert!

The last post was made 10 years, 330 days ago. Instead of replying here, would creating a new thread be more useful?
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