Bennets Got Me Again.......

[Vincent]

Just looking to renew my bike insurance and realised that Bennets have renewed without getting me to agree first They did this to me a few years ago and I remember thinking then not to use them again. I'm just going outside now to give myself a dry slap

Who else uses this trick?
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Space Is Deep

[Fisty]

[NJD]

Master Bennetts Said:

"Dependant on what you requested when buying your policy we will either:
a) advise you of the renewal cost and auto-renew your policy
b) advise you of the renewal cost and invite you to renew with us"

Source:
https://www.bennetts.co.uk/policy/help-advice/bike-insurance-renewals

(URL wont work when clicked on the forum but works by pasting into url? )

So they either tell you how much they're going to rob you for becuase "chepest price on screen init, soz m8" or they'll ask you if you want to robbed for a legal requirement before begging forced to get robbed anyway.

[Vincent]

[andyscooter]

Wicked quotes didn'teither

And when iI phoned them to take a bike off that was written off and scrapped they sent a better quote

And when I phoned to say I couldn't do it online

They gave me an even cheaper price


I'm now paying next to fuck all
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gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[Raffles]

[Vincent]

Quick....someone tell MAG
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Space Is Deep

[Yorkshire Geek]

[pig hog]

It's not that unusual and it shouldn't make much difference whether it's invited or assumed anyway. Just call up and cancel it if you want to go elsewhere—they shouldn't charge a cancellation fee if you do it before the policy renews.

It's not really a trick; it ought to be mentioned somewhere in your documentation that they operate this way. If you're happy with the policy (and lazy), it means that you have less to do when it comes around to renewal and it's usually also quicker and easier for the insurer or broker to renew a policy than it is to invite renewal and then wait for instructions.

Sure, you can probably get a lower premium if you shop around each year but you'd be surprised at how many people aren't bothered.
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A2 Licence: 18/10/2013
A Licence: 01/12/2015
'13 Yamaha XJ6N '15 Daytona 675R / '16 MT-07 dead / '17 MT-07 / '18 MT-10

[Vincent]

[Rogerborg]

InB4 arry: they should have sent you a letter several weeks before the renewal date. There's no good Goddamn reason they couldn't all do it by email - I rather suspect it's so that some of them can get "lost".

Could be worse, it could be Hastings Direct who send letters saying that they're going to renew, rather annoyingly offering a renewal price that beats anything I can find elsewhere, but then not actually issuing a new policy or certificate until you call them up. Twice now.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[gorillaonabik...]

Carol Nash claim they've stopped pulling this annoying trick.
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FZR400 (blown engine), ZXR750 (blown engine), ZX6R (accident), CBR600 which had engine issues after which I learned to change gear..., CBR900, CBR924 (stolen), CB600, CB1300 (everything blew up), BMW K1300GT (written off, hit from rear while stationary), Bandit 1250 for a couple of months, Triumph Sprint ST 1050 (nicked) and somewhere in there, I wrote off a Ducati 748 at Cadwell.

[WD Forte]

[69.9mph]

[gorillaonabik...]

[Ste]

Herp de derp.

Regardless of that the person over the phone says, have a look through your policy documents.

[Rogerborg]

[69.9mph]

[bassmastergen...]

[Vincent]

I can remember when the crooked insurance brokers were on your side. How things change. Everyones ripping everyone off now, bogus claims and high premiums + "tricks of The Trade"
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Space Is Deep

[gorillaonabik...]

[Ste]

Just read your insurance policy documents, save yourself the possible hassle of having to sort out whatever problems are created should they automatically your policy.

[venari]

I renewed my insurance with Bennett's today by phone.

I just about caught them mentioning something about auto renewal when giving them payment details but the lady was so grumpy I didn't bother querying it.

To be fair my renewal was within £5 of the cheapest I could find anywhere after much research and they were pretty decent when I last needed their help.

Also realised afterwards that they'd increased my voluntary excess by £50 on last years. Excess now exceeds value of bike but I guess thats irrelevant as its generally a right off before the insurance gets involved.

One thing I didn't realise until speaking to them today is that the policy I've got with them allows me to ride other people's bikes with 3rd party cover. Unlucky if you know me, I may be riding your sweetheart soon!
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[/bullshit]

[Ste]

Excess is payable if you're claiming from your own policy, be it a TPFT policy or a fully comp policy.

Depending on the value of your bike, your age and a whole host of other factors, should your bike get nicked you might be financially worse off by claiming against your TPFT insurance.

Oh, and as for not knowing that your policy included riding others peoples bikes that sounds like a very good example of why you should read your policy documents.

[rubyhorse2]

its hardly a trick when they send you a reminder letter detailing it will renew and what price it will be.

this is generally the time you shop around and ring them to say yay or nay.