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| Vincent |
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Vincent
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| Suntan Sid |
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Suntan Sid
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 Posted: 21:46 - 17 Jul 2015  Post subject: |
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Bumped!
Sorry, can't help you but what makes a classic bike "classic", according to those "lovely",  , insurance drones, is it just an age related thing and, if so, what's the cut off year?
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| Ariel Badger |
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Ariel Badger
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| Vincent |
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Vincent
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| Posted: 22:00 - 17 Jul 2015 Post subject: |
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| Suntan Sid wrote: | Bumped!
Sorry, can't help you but what makes a classic bike "classic", according to those "lovely", , insurance drones, is it just an age related thing and, if so, what's the cut off year? |
From the little I know, it seems to vary, some say 25 years, some 15. I may even be better off with a multi bike policy...I dunno.
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| Vincent |
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Vincent
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| Shaft |
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Shaft
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| Posted: 22:26 - 17 Jul 2015 Post subject: |
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| Vincent wrote: | | Ariel Badger wrote: | There is one I would recommend you never touch with a bargepole, CN. |
Noted  |
On the flipside, I've got a multi-bike classic policy with CN, four bikes, shit London postcode, £220 FC; I haven't made a claim yet (famous last words  ) so maybe that's when it all goes the way of the pear, but no problems thus far.
In answer to someone else's question, what constitutes a classic is age related, but it varies from company to company - some say it's 21, others 25, a few 30 years old.
IIRC, I had to swap from 'classic' to 'modern classic' when I bought a bike that was less than 25, but more than 21, in practice it made eff all difference to my premium.
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| Vincent |
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Vincent
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| Posted: 22:49 - 17 Jul 2015 Post subject: |
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I know that some classic car forums seem to get good deals, I wonder if that's the same with bikes  Trouble is, none of them I've ever tried seem to like endorsments 
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| Shaft |
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Shaft
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| Posted: 23:10 - 17 Jul 2015 Post subject: |
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| Vincent wrote: | I know that some classic car forums seem to get good deals, I wonder if that's the same with bikes Trouble is, none of them I've ever tried seem to like endorsments |
I don't have any endorsments at the mo (again, famous last words ) so I can't comment on that, but not all 'we give club discount' ads mean much.
When I first got quotes for the Corvette, the company that made the most noise on the club forum started by not recognising the model (only the second best selling model in the history of the Vette ) then came up with a quote that was four times the price of the cheapest.
Annoyingly, after 3 years of super service with the cheapest company, this time it's gone up by 40% for no reason, so a confrontational phone call is in the offing.
What I would do is phone every company/look at every comparison website, then pick the one which you most like and go with that.
Everyone has a shit story to tell about insurance companies, as much as everyone has a winrar story; there isn't a right answer to your question, just more confusion
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Things get better with age; I'm close to being magnificent........
20 RE Interceptor, 83 Z1100A3, 83 GS650 Katana
WooHoo, I'm a Man Point Millionaire! https://www.bikechatforums.com/viewtopic.php?t=234035 |
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| WD Forte |
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WD Forte
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| bamt |
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bamt
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| Kickstart |
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Kickstart
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| Posted: 09:42 - 18 Jul 2015 Post subject: |
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Hi
I am with Footman James, originally with Aon (who bought FJ). The cost saving for the bikes on the classic policy was massive at the time (on a normal policy the Bimota cost a fortune).
At the time they would do classic insurance at 10 years old, and even would cover bikes if the average age was 10 years old (hence I landed up with an Aprilia RS125 under 9 years old that was on a classic policy).
Note that with FJ being in an owners club can make a massive difference. Knocked mine down by 1/3.
All the best
K
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Old Thread Alert!
The last post was made 10 years, 232 days ago. Instead of replying here, would creating a new thread be more useful? |
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