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| emdell |
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 emdell L Plate Warrior

Joined: 18 Dec 2011 Karma :   
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 Posted: 08:31 - 24 Jul 2015 Post subject: Stolen bike - Gixxer 750 k6 |
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So my beautiful Gixxer 750 got stolen last night from East London, it's probably already in a different country, but if anyone sees any fishy gixxer a please report it! Red number MF06 VRW, pretty standard all around except for a tail tidy and after market exhaust.
Had a disk lock, chain and padlock, data tool S3 alarm, still didn't help!
Also as a side note...I'm insured through MCE, I've already notified them it was stolen but haven't yet made a claim, I was reading my policy documents again and they put the total value of the bike as 300, instead of 3,000, even though on the phone I clearly said 3,000. Any advise on how to proceed? Being quite young, my insurance is already pretty high, in fact MCE was the only one willing to insure on gixxer 750, if I make a claim, I'm guessing my insurance will sky rocket?
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Last edited by emdell on 08:38 - 24 Jul 2015; edited 1 time in total |
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| Bikeless |
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 Bikeless World Chat Champion
Joined: 27 Jun 2008 Karma :  
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| Robbeh |
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 Robbeh Nitrous Nuisance
Joined: 01 Oct 2014 Karma :    
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| JoeDougieDoug... |
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 JoeDougieDoug... World Chat Champion

Joined: 25 Oct 2011 Karma :  
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 Posted: 09:08 - 24 Jul 2015 Post subject: |
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| Robbeh wrote: | | No Blade wrote: | They'll pay you the market value of the bike i would imagine, irrelevant of what's written on the policy. |
Why do they ask for the value of your bike then? Because If I wrote 300 to get a cheaper insurance quote then surely that's what they would pay out for? |
| Confused.com wrote: | Value: The more expensive it is, the more your bike would cost to replace if stolen or written off in an accident – so the higher the premiums. A classic bike, for example, may also cost more to repair, particularly if it is rare and the cost of spare parts is higher than for other makes and models.If, on the other hand, you own a beaten-up old scooter, don’t assume that just because your own bike isn’t worth much, it will be cheap to cover: remember, insurance is not just for damage to your own ride, it is also designed to protect other road users against any accidents you could cause |
Not sure how accurate but here's the source link:
https://www.confused.com/motorbike-insurance/guides/how-motorbike-insurance-is-calculated
Sorry to hear about the bike, hopefully it's still floating around East London somewhere. Out of curiosity, what part of East London was it taken from? ____________________ CBT Passed - 22 / 10 / 11 >> Theory Passed - 16 / 02 / 2012 >> Mod 1 Passed - 07 / 03 / 2012 >> Mod 2 Passed - 18 / 05 / 2012. |
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 09:25 - 24 Jul 2015 Post subject: |
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Aww, God dammit.
No idea about the insurance although I'm sure they'll be keen to point out that they gave you plenty of chances and reminders to check your policy and spot all the errors and bullshit they'd put on it.
Best of luck. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| guile |
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 guile Spanner Monkey

Joined: 20 Mar 2012 Karma :     
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| Bikeless |
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 Bikeless World Chat Champion
Joined: 27 Jun 2008 Karma :  
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| bikertomm |
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 bikertomm World Chat Champion

Joined: 03 Jul 2010 Karma :   
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 Posted: 10:22 - 24 Jul 2015 Post subject: |
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Damn, sorry to hear this - lovely bike.
What chain & lock did you have on it? ____________________ 07' Honda Hornet now full powaah! My guide on performing an oil change! |
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| emdell |
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 emdell L Plate Warrior

Joined: 18 Dec 2011 Karma :   
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 Posted: 12:02 - 24 Jul 2015 Post subject: |
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thanks for the help guys, well the policy is only about a week old as I just bought the bike...So I guess I can phone them up and say the details they have are incorrect?
Had an oxford disk lock, and chain and pad lock...I also ordered one of these: https://securityforbikes.com/proddetail.php?prod=P19-x.x-SS65CS which arrived a little bit too late......
And it was stolen from Homerton, Hackney...  |
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| bikertomm |
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 bikertomm World Chat Champion

Joined: 03 Jul 2010 Karma :   
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 Posted: 12:29 - 24 Jul 2015 Post subject: |
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Shitter. All too often you hear about oxford products being made of cheese.
Hope the claim goes well.  ____________________ 07' Honda Hornet now full powaah! My guide on performing an oil change! |
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| Pigeon |
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 Pigeon World Chat Champion

Joined: 27 Sep 2012 Karma :    
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| Supermoto_Fan |
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 Supermoto_Fan World Chat Champion

Joined: 10 Jun 2012 Karma :   
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 Posted: 17:47 - 24 Jul 2015 Post subject: |
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So your young, and live in Hackney and own a GSXR 750...
If your insurance wasn't high enough before it will be now  ____________________ Yamaha MT-09 - Triple powerrrr |
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| struan80 |
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 struan80 World Chat Champion

Joined: 04 Nov 2014 Karma :   
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| guile |
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 guile Spanner Monkey

Joined: 20 Mar 2012 Karma :     
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| JoeDougieDoug... |
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 JoeDougieDoug... World Chat Champion

Joined: 25 Oct 2011 Karma :  
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| Snop Doog |
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 Snop Doog Brolly Dolly

Joined: 28 Jul 2014 Karma :     
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 Posted: 13:38 - 25 Jul 2015 Post subject: |
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I'll ask around for you, I know a couple of people in Hackney. Depending on who done it, you may find that the bike is still local. I'm not too far away either.  |
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| Polarbear |
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 Polarbear Super Spammer

Joined: 24 Feb 2007 Karma :  
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 Posted: 13:57 - 25 Jul 2015 Post subject: |
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Sorry to hear about your loss, it's a right cunt.
The only insurance policy I ever had that guaranteed a pay out figure was the one I had for my Goldwing trike and for that I had to send in photographs, proof of what I paid for it and photocopies of all the documentation.
They then guaranteed to pay the £14000 I had paid in case of stolen written off etc. but value would be reviewed each year. That was a special policy through Carol Nash a few years ago, whether they do the same thing now I don't know.
For my Trophy, I told them (MCE) £12000 value with no excess and was specifically told it would be market value in case of theft/crash. Who decides market value I have no idea. I suspect it means 'we will try and buttfuck you'
Good luck with your claim.  ____________________ Triumph Trophy Launch Edition |
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| Dave70 |
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 Dave70 World Chat Champion

Joined: 20 Jan 2012 Karma :   
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| Matt94 |
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 Matt94 Trackday Trickster

Joined: 21 Aug 2012 Karma :  
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Old Thread Alert!
The last post was made 10 years, 234 days ago. Instead of replying here, would creating a new thread be more useful? |
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