Insurance regarding suspension upgrades

[CVSensei]

So I'm hoping to upgrade from OEM to Ohlins soon and wanted to hear people's experiences regarding insurance.

I've read that some underwriters couldn't care less and actually say you don't have to declare it as it falls under consumables/they're the same part serving the same purpose just with a shiny label etc etc.

I'm insured with Motorcycle Direct, not sure who their shadowy overlords are though.
____________________
2014 Yamaha MT-07 ABS Deep Armour
'If all else fails, read the instructions.' - Grandpa
'Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.' - Arthur C. Clarke

[Mattaria]

I declared, no change. It's worth telling them though.

[Suntan Sid]

I don't think they could wriggle out of a claim against you, but they're not going to pay out for new Ohlins suspension, if you make a claim against a third party!
____________________
"Everybody needs money, that's why they call it money!"

[Minty]

[staffo]

If you dont declare it, it wont be covered if you crash. My insurance didnt change with performance mods on my bike, so im sure yours wont either.
____________________
Daytona 675R Road - 5EB R6 Track sold
15:58:19 Ste: your spelling it worse than a retards.
15:58:23 Ste: *is

[Rogerborg]

If you're planning to banana the front forks while not quite writing the bike off in an at-fault crash, fair enough. However, in the event of a write-off (made more likely because of the expensive parts...) they'll pay market value. And as every fool know, adding go-fasta parts doesn't actually add a penny to the value.

tl;dr version - I'd rather tongue-bathe a leper than voluntarily contact an insurer.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[P.]

[staffo]

[NJD]