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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 11:25 - 04 Jan 2016 Post subject: DVLA no longer issuing V5Cs for cat A/B write offs |
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Extracted from a General thread as I suspect this one is going to come up a lot and it'll be easier to find here.
It has never been and is not now an offence to use any category of "written off" vehicle on the road, as long as it's roadworthy, insured and taxed. Possession of a V5C is neither here nor there. However, in practice, you need a valid V5C to buy VED for the vehicle, and nobody in their right mind is going to be buying from you if you can't produce a V5C.
Previously, DVLA would issue a new V5C on change of keeper for any "written-off" vehicle, regardless of the "category" of write off.
That's now changed. Since October 26th 2015, insurers must now when writing off a vehicle:
Inform the Secretary of State (hereafter DVLA).
Destroy the V5C if it's in their possession, regardless of the category of write-off.
Tell the DVLA whether, in their sole and apparently non-appealable opinion, the vehicle is "suitable for repair". In insurance parlance, category C and D are repairable, A and B are not.
Where the DVLA have been told that the vehicle is not repairable, they now will not issue a V5C for it, to either to the existing keeper or to any new keeper.
The tl;dr versions are:
If you intend to buy a vehicle for use on the road, or intend to sell it on, you must now check that it's not a category A or B insurance write off.[*]
If your vehicle is written off and you intend to use it or to sell it on, press for a cat C or D, for example by raising the possibility of buying it back if and only if it's so categorised. The insurance examiner isn't independent or State funded, he's just another cog in the money machine.
If you are issued an A or B write off, then reality has finally caught up with what insurers have long believed to be true, and it's now much harder to continue using it on the road legally.
The new Regulations:
https://www.legislation.gov.uk/uksi/2015/1657/regulation/7/made
[*]
At the time of writing, entering a vehicle's details into the "selling" part of autotrader and hitting "Next" will show the category of write-off:
https://selling.autotrader.co.uk
Karma to Paul Fzs for that tip. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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DrSnoosnoo |
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DrSnoosnoo World Chat Champion
Joined: 28 Mar 2012 Karma :
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 13:04 - 04 Jan 2016 Post subject: |
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Very interesting question.
V5C has nothing to do with "ownership" though, it's about who's liable for VED (and insurance and parking penalties).
I expect (but do not know) that they'll be happy to accept the change of keeper because de facto the vehicle has most likely already changed hands. They just won't be issuing the new keeper with a V5C, although I'm sure they'll continue to issue blackmail demands over non-insured, non-SORNed vehicles.
Caveat emptor. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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weasley |
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weasley World Chat Champion
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DrSnoosnoo |
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DrSnoosnoo World Chat Champion
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CaNsA |
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CaNsA Super Spammer
Joined: 02 Jan 2008 Karma :
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 15:09 - 04 Jan 2016 Post subject: |
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CaNsA wrote: | This whole thing sounds like a plot to prevent people making insurance claims, but all the while still paying through the arse for a policy. |
It sounds like it's making the insurance cartel's long held dream a reality: getting more written-off vehicles off the road so that they can't be claimed on again.
weasley wrote: | So what about a bike that is 'fatally' damaged but the keeper intends to keep it after the incident, fix it up and carry on regardless. They still have the V5C. |
Note the part about insurers being required to destroy the V5C when they write off a vehicle. I don't know if handing over my V5C in return for a write-off payment is a condition of my insurance, but I expect it will increasingly become so.
weasley wrote: | Does it become an issue at VED renewal time? |
Dunno. We'd need to try buying VED for a cat B and see.
weasley wrote: | I guess the aim is to keep dangerous vehicles off of the road, but surely the MoT should do this? |
And that might make sense for cars, but we've seen bikes being cat-B'd for minor and fully repairable frame damage, and in one case damage to an integral footpeg hangar.
We're just going to have to see how it plays out in practice, but the landscape has changed. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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M.C |
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M.C Super Spammer
Joined: 29 Sep 2015 Karma :
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Posted: 22:45 - 04 Jan 2016 Post subject: Re: DVLA no longer issuing V5Cs for cat A/B write offs |
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I mentioned it twice previously in that thread *takes ball and goes home*
Someone on here discovered it ages ago but can't remember who. |
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dydey90 |
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dydey90 World Chat Champion
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Rogerborg |
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Rogerborg nimbA
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M.C |
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M.C Super Spammer
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dydey90 |
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dydey90 World Chat Champion
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Old Thread Alert!
There is a gap of 2 years, 265 days between these two posts... |
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tittymcarsefa... |
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tittymcarsefa... Borekit Bruiser
Joined: 30 Sep 2018 Karma :
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MATTT |
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MATTT Renault 5 Driver
Joined: 20 Dec 2015 Karma :
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Old Thread Alert!
The last post was made 5 years, 201 days ago. Instead of replying here, would creating a new thread be more useful? |
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