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Short term bike insurance?

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Londoner2015
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Joined: 09 Nov 2015
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PostPosted: 14:17 - 24 Mar 2016    Post subject: Short term bike insurance? Reply with quote

I am trying to sell a 125.
The insurance expires soon, so I was thinking I could get a one-month insurance policy if I don't manage to sell it before the current insurance expires.

Two questions:

    1)Do you know of any insurer offering short term policies?
    The only one I found was https://www.thebikeinsurer.co.uk/motorbike-insurance/alternative/pay-as-you-go/ but it's very expensive: third party only at £ 106 for one month, whereas I can get third party only at ca. £ 150 for a whole year.

    2) Alternatively, do you know which insurers refund pro rata if I cancel the policy? Many insurers refund little to nothing in case of cancellations. Most terms and conditions online are not clear about it, so if I could narrow down my search based on your experiences, it would be really awesome. Since I expect I'll need the policy for not more than one month, cancellation fees etc are, in fact, more important than the price of the policy itself.


Thanks.
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Rogerborg
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Joined: 26 Oct 2010
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PostPosted: 15:29 - 24 Mar 2016    Post subject: Reply with quote

https://www.bikesure.co.uk/short-term-motorcycle-insurance.php

No idea on costs.
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Londoner2015
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PostPosted: 15:36 - 24 Mar 2016    Post subject: Reply with quote

Rogerborg wrote:
https://www.bikesure.co.uk/short-term-motorcycle-insurance.php

No idea on costs.

Thanks. However, they are, in fact, the very same company I contacted. Different trading name, different phone number, but it all goes to the same call centre Confused
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Londoner2015
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PostPosted: 15:39 - 24 Mar 2016    Post subject: Re: Short term bike insurance? Reply with quote

PS So far the best option I have found is Bennets. They are not the cheapest for a 12-month policy, but they charge £32 if cancelling within 14 days, and £ 50 if cancelling after that. Crucially, their terms and conditions explicitly state that, in case of cancellation, the refund (gross of these fees) is pro rata.
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