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| Vercingetorix |
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 Vercingetorix L Plate Warrior
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| Efes123 |
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 Efes123 World Chat Champion

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| Vercingetorix |
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 Vercingetorix L Plate Warrior
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| Evil Hans |
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 Evil Hans World Chat Champion

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 Efes123 World Chat Champion

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| Evil Hans |
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 Evil Hans World Chat Champion

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| Aff |
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 Aff World Chat Champion

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| Efes123 |
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 Efes123 World Chat Champion

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| RhynoCZ |
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 RhynoCZ Super Spammer

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| M.C |
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 M.C Super Spammer
Joined: 29 Sep 2015 Karma :    
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 Posted: 18:22 - 26 Apr 2016 Post subject: |
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The XV950 is nearly 250kg
Both bikes would need to be restricted, XV by a few measly horsepower it seems. The XSR's interesting, based on the MT-07, but I like the look of it  |
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| recman |
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 recman World Chat Champion

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| chris-red |
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 chris-red Have you considered a TDM?

Joined: 21 Sep 2005 Karma :   
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| Vercingetorix |
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 Vercingetorix L Plate Warrior
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 08:47 - 27 Apr 2016 Post subject: Re: 125 to a 700 or 950? |
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| Vercingetorix wrote: | new XSR700 or the XV950R. [...]
I just really don't want to have to buy a 500cc just to sell it on in a couple of years for something more versatile, can't really afford it. |
But you can afford to buy a new bike and take the massive depreciation hit on it? If you're really on a budget then you pick up an old bike for about a grand, ride it for 2 years, drop it, spank it like a red headed stepchild, then sell it on and get the bike that you really want, in the form that you really want it.
Let's just cut to the chase. You want the XV950, it's A2 restrictable, has bags of low down torque and barely needs restricted at the top end. There's no sense in considering a bike that you don't really want just because it's available at the same dealer. If you can afford the XV, have it. If you can't, they buy a beater and tough it out for 2 years.
One minor consideration is that the XV can't be used to sit your 'A' tests, even unrestricted, as it's under 40kW as stock.
Just don't take Yamaha's usurious 9.6% APR finance. You can do far, far better in a personal loan from a bank.
Actually, scratch that. Take their finance if they agree to drop the list price substantially (the XV950 hasn't been selling well), even agree to the gap insurance that they'll doubtless try to stitch you up with if it gets you a lower price. Then cancel the gap during the cooling off period and immediately pay off the finance with a personal loan.  ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
Last edited by Rogerborg on 18:02 - 27 Apr 2016; edited 1 time in total |
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| talkToTheHat |
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 talkToTheHat World Chat Champion

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| Vercingetorix |
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 Vercingetorix L Plate Warrior
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 18:05 - 27 Apr 2016 Post subject: |
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The FZS 600 Fazer is bang on the limit for A2 restriction, there are still plenty around for reasonable money, and you can "derestrict" it in the test centre car park and pass your A tests on it.
There's not really any need to pay more, since you'll be restricting down to 35kW anyway. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| M.C |
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 M.C Super Spammer
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| talkToTheHat |
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 talkToTheHat World Chat Champion

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| Vercingetorix |
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 Vercingetorix L Plate Warrior
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 08:47 - 02 May 2016 Post subject: |
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Yes, insurance costs should drop sharply after your first year.
A brand new bike is always going to cost more to insure fully comp though, given the likelihood of it being thrown down the road.
Honestly, I wouldn't spend £3K or even £2K on a bike that you don't particularly want, as there's still a fair amount of depreciation in there to eat. And limiting yourself to Yamahas so that you can give money to a Yamaha dealer, ouch.
You can pick up (for example) a running Bandit 600 for around £1K. Insure it TPO, TPFT or FC, whatever comes out cheapest (you might be surprised), run it for 2 years, sell it for pretty much what you paid for it. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| ZX-7R |
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 ZX-7R Banned
Joined: 24 Jan 2016 Karma :  
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| M.C |
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 M.C Super Spammer
Joined: 29 Sep 2015 Karma :    
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 Posted: 14:08 - 02 May 2016 Post subject: |
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| Vercingetorix wrote: |
I need to know if a few years on something like an XJ6 will bring that insurance premium down enough for me to get the bike that I really desire. |
Run quotes with 1, 2 or 3 years NCD. 1 year makes a big difference for me, my insurance went from £240 with 1yr NCD, £460 after losing NCD, back down to £213 with a years NCD again.
| Rogerborg wrote: |
You can pick up (for example) a running Bandit 600 for around £1K. Insure it TPO, TPFT or FC, whatever comes out cheapest (you might be surprised), run it for 2 years, sell it for pretty much what you paid for it. |
1k for a nice one I would do my normal mocking of the Bandit, but as the OP's considering a cruiser, a Bandit might be a good choice
| ZX-7R wrote: | This months 'Bike' magazine features a 4 month 2750 mile long term test on the XSR700.It was coated in protectant from day one yet is showing quite bad rust and furring already,some rust is under the paint on the welds.
Can see why they are cheap then. |
Genuine question, what are the quality bikes? Granted the XSR700/MT-07/MT-09 are made to be a bit cheaper, but with Honda's current quality issues what are the solid bikes? |
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 15:24 - 02 May 2016 Post subject: |
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That's a heck of a good question. It doesn't help when the likes of MCN always, without fail, parrot the line about (e.g.) Honda and BMW quality whenever they review a new bike, never bothering to update it when it turns out to be yet another fluxxing lemon.
I don't think there's any good or bad brand any more, it comes down to the specific model, and the luck of the draw on the components and QC when it was thrown together in some 3rd world sweatshop. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| ZX-7R |
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 ZX-7R Banned
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Old Thread Alert!
The last post was made 9 years, 333 days ago. Instead of replying here, would creating a new thread be more useful? |
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