New insurance - not been asked for NCD proof?

[mudcow007]

Just realised that i haven't sent off my NCD proof, or been asked for it from Hastings?

Is that normal these days..

I phoned them an they said my 3 years has been added onto the policy an proof is not required.

Is it on the MIB or something?

[Ben90]

I've only been asked for it once in 8 years, and that was early on.

They'll take your word for it up until claim time
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Yamaha FZ6 S2

[Loui5D]

Who were your previous insurer/underwriter?

[Rogerborg]

I've not been asked for a while either.

arry was saying that competition regulations stop them from sharing information, but then he's an insurer, he can't be trusted.

Also it'd be OK for the purposes of detecting fraud.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[matlow]

i insured with hastings this time round and had the same thing. Just keep your proof should you need it.
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Hornet 600, CBR600F, 929 blade, 07 R1, R1200GS, 09 Blade, 750 SRAD, ZZR1200, 954 Blade, KTM 990 Adventure, Ducati 749s

[mudcow007]

Gravy cheers chaps

Old insurer was Bennetts, new is Hastings

[MarJay]

One of the dodgier insurers doesn't ask as a matter of course and then cancels the policy a few weeks later with massive punitive fees to pay.

I'd call them and double check immediately because Hastings doesn't have the best reputation on here.
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[thx1138]

I've been asked most times, but not realised I've been asked a couple of times, and only noticed when I've received a stroppy letter/e-mail

check the initial bumph they e-mailed to you might include an e-mail address, or some other way of communicating, for you to forward your proof of no claims by a certain day

[mudcow007]

Just phoned them, they said it all looks good on the policy an no proof is required a this stage.....

Sounds ominous.

I reckon if I was to claim or owt, thats when they would ask for it?

[M.C]

[iooi]

[Albigularis]

Not that I'm saying you should, but if anyone wanted to fake NCD, you could just do this, and make sure you don't claim that year (insure a ped frame or something). The renewal serves as proof of NCD to most insurers. At least it did to us...
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Biking history so far-
Aprilia RS125 - Kawasaki ZXR400 - Triumph Street Triple R - Suzuki GSXR1000 L3 - BMW R1200GS - Kawasaki Z1000 - Kawasaki ZX10R C1H - Ducati Multistrada 1200 S Touring - Suzuki Hayabusa

[MattEMulsion]

[P.addy]

[Rogerborg]

[R1stu]

I'm with Bennet's, they almost cancelled my policy has wouldn't accept my proof, I asked them to call my old insurer, and they advised they was not allowed. Then after I managed to get a copy they didn't receive it, so I called to check and, they said as the policy was due to be cancelled within 48hrs they can phone my old insurer!

I told them I asked for this, and they said, they are not normally allowed too, unless the insurance is going to be cancelled!
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Carbon closet tart! https://www.bikepics.com/members/r6stuk/02r6/
Stolen bike. 2000 R1: https://www.bikepics.com/members/r6stuk/00r1/
Current bike 1991 Honda ST1100 Pan European, 1986 Honda cb350sg (Finished)

[MCN]

I've been asked to provide PoNCD for every new broker I've used.
Not everyone loves MCN I think.
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[M.C]