hypothetical moral dilema

[Hahadumball]

almost happened to me once but

if a friend was in their car or on their bike and pulled out infront of you causing you to crash... what do?

they can't afford to pay fully to fix bike..

do you go through insurance and risk the friendship?
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Fin: no matter how much I look at It I can't understand what was going through my head, all I remember is going about 80 and redlining it to stop it seizing.
360 Deg... Five 1/4 turns. :- Teflon-Mike 18 Jan 2015

[Old Git Racing]

Hypothetically he killed me so no, we wouldn't need to go through the insurance and he tells people at my funeral what a great friend I was and how sorry he is.

OGR
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2022 Tiger Sport 660 2019 Street Twin 2003 K3 gixxer 1000 1998 Srad 600 track hack

[Itchy]

It's not so hypothetical it happened on BCF once and twice in my life.

Way way back in 2006 or 2007 two BCFers were involved in a crash.

One of them braked hard (I forget why) and the other one went into the back of the other.

They initially were civil and wanted to fix each other's bikes with cash. Except the one at the back had considerably more damage due to USD forks damaging the headstock.

The one at the back then expressed he wanted to claim on the other guy's insurance. It caused their friendship which I guess wasn't so tight after all to fall apart. They never spoke to each other again. Both stayed on BCF for a while before vanishing.


It happened in the old Plymouth clan too D's NC30 and J's Honda something or other. They were civil but then it went through insurance and tore their friendship apart. IIRC one of them was killed a few months later in a bike crash and the other person regretted falling apart with them.
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Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.

[Monkeywrenche...]

The way I see it, if the friend was at fault he should fix my Bike without complaint.

I'd take cash for the damage or claim on his policy, he is my friend why would he want to see me of pocket because of his error? and if he does feel his premiums are more important than my restitution then Fuck him he's not a good enough friend to lose a bike over.
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2001 Aprilia RSV Mille R -dead, 2016 XSR 700-gone, 2018 Dorsoduro 900

[Pete.]

Hypothetical situation:

You're driving your car and you pull out in front of your friend and cause him to crash. You have insurance but can't afford to fix their bike.

Do you:

Man up and hand over your insurance details so your mate's bike gets fixed

or

Risk your friendship by trying to deny responsibility to save your premiums.

Inb4 Jeremy Kyle situation....
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[stevo as b4]

Fuck it, don't pussy about if a mate causes a crash or damages your bike he needs to pay to fix it to how it was before. If he isn't able to afford it then you use insurance which is what it's for. If claiming on your mates insurance ruins the friendship, then he or she ain't worth having as a mate.

Ask yourself this, if a mate damages your bike that you need to get to and keep your job, is he ok to say sorry mate you'll have to wait 6months to get your bike fixed and lose your job, cos I'm broke?

If you agree that your mate is going to pay to fix your bike, he should give you his bike to use in the meantime until yours is fixed
If not fuck him!

[P.addy]

If I was riding... let say with Iain.

If I braked hard for a hazard and Iain piled in to the back of me, I'd want his insurance.

If I hit him from behind (fnar) I'd give him my insurance, no issues.

I don't see the point in squabbling, a friend isn't going to fuck you over. If they are, then they aren't exactly a friend

[sickpup]

[M.C]

If they have money to pay then avoid insurance, if the bike was proper f**ked (frame damage etc.) then I'd go through insurance, otherwise I'd try to fix it myself.

Slightly different but a guy on the MT forum let someone have a go on his MT-01 in a car park, and he crashed into a island thingy (basically the only thing he could hit). Bike was a write-off but the guy paid up in full, which I was impressed with tbh.

I recall someone on here going for a ride with a CBF125 noob (he was a vlogger as well iirc) who crashed into the back of him. There was also what happened on the eurojolly

[ZX-7R]

Its what insurance was designed for,to cover your arse.

If a friend is willing to pay to fix it instead then fair enough.

If he cares more about the cost of his premium than his supposed mates bike then fuck the cunt.
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Current Bike - 2000 ZX-7R

[Itchy]

[Beehive Bedlam]

I'd take cash and then make an insurance claim.

'Mates' are for beta fags.

[Snowdonia Rider]

[pepperami]

hypothetically : friend or not, if you hurt my bike, I`m going to hurt you, hypothetically
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I am the sum total of my own existence, what went before makes me who I am now!

[Ste]

I've had hundreds of thousands from a friends insurance and I don't think it caused any problems.

On the plus side, the car being completely written off got me to hook for any liability / problems / responsibilities / guilt relating to the orange or apple juice that I'd split quite a lot of in the car about a week before the crash.

In the OPs case, if they can't afford to fix your bike at the moment then they could lend you their car until they do have the necessary funds for fixing your bike.