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Bit of advice after an off please:

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Mark_F
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PostPosted: 19:13 - 17 Jun 2016    Post subject: Bit of advice after an off please: Reply with quote

Ok, had an off today while just starting to filter on the approach to queueing traffic. Cars in front of me were slowing, 2 oncoming lanes were free of any traffic whatsoever, nothing immediately unusual from the car in front (ie no indications or anything), I did all the usual checks (mirror, lifesaver, etc), double checked everything in front then pulled out and accelerated a bit (to somewhere in the region of 15MPH, wasn't in a rush) and drew alongside the car that had been in front of me, at which point he turned straight into me (putting indicator on whilst turning) leaving me about 3 ft to stop in (I ended up making contact with his right rear wheelarch while I was up on the front wheel, then went headfirst into the road while my bike continued it's little somersault (back of the bike hitting the rear of the car which had stopped PDQ), then coming down on my left foot).

I'm TPFaT insurance wise so would need to organise claiming the cost of parts back etc (I don't have legal protection on my bike policy but do on my car policy IF I can use that), and am suspicious as to who my insurance are considering referring me to (advice here please if anyone knows a good company).

Bike isn't too bad considering (08 FZ6), I need a headlight lens, left footpeg, side and centrestand and rear panel (that wraps around the seat). A charming young fella stopped and helped me get my bike back where I can lock it up (I can't remember the name ATM, but if you visit this site you'll know who you are and have my deepest thanks).

The car driver doesn't want to accept the blame for sideswiping me off the bike with no prior warning, but he also seemed to think filtering wasn't legal...

I'll get pics of the bike tomorrow, but will sort a crappy little paint thingy to give ya'll something to look at in a mo.
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Itchy
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PostPosted: 19:22 - 17 Jun 2016    Post subject: Reply with quote

The picture shows that you're overtaking at a junction. You're not supposed to do that. This will work against you when it comes to a claim.
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Mark_F
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PostPosted: 19:32 - 17 Jun 2016    Post subject: Reply with quote

I know it was at a junction, there was no indication that the car was going to take that junction, not to mention that it was in slower moving traffic that I was filtering past.

I know the fact that it was at a junction can work very much against me, hence I need some advice on what comes next etc.
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Snowdonia Rider
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PostPosted: 20:32 - 17 Jun 2016    Post subject: Reply with quote

What Itchy said Thumbs Up

It's a classic biker filtering mistake passing by a junction. You should have gone round him on the left.

Don't expect too much off insurance.
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Minty
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PostPosted: 20:35 - 17 Jun 2016    Post subject: Reply with quote

under_rated wrote:
You should have gone round him on the left.


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duhawkz
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PostPosted: 20:53 - 17 Jun 2016    Post subject: Reply with quote

You could try quoting davis vs shrogin at your insurance or solicitor, it basically states filtering is legal and driver have a responsibility to look out for bikes that are filtering. it might work ,it did for me

but i predict 50/50 at best
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Mark_F
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PostPosted: 21:21 - 17 Jun 2016    Post subject: Reply with quote

under_rated wrote:
You should have gone round him on the left.


No thanks (also I couldn't have gone on his left even if I were stupid enough to try it, there was no room, and indications were that he was continuing straight up to the point of him turning, with me already alongside).

duhawkz wrote:
You could try quoting davis vs shrogin at your insurance or solicitor, it basically states filtering is legal and driver have a responsibility to look out for bikes that are filtering. it might work ,it did for me

but i predict 50/50 at best


Thanks, that may be of help (I'm expecting to get somewhat shafted, what with the copper that turned up seeming to have a serious problem ascertaining what went on [saying I rode straight into the back of the car despite both me and the drivier stating I hit the side where 2 big dents were]).

My insurance aren't dealing with it for me currently as they (so far as mine and their conversation went) say that it was not my fault, however I'm expecting there to be some wrangling between insurances before it's all sorted, leaving me needing a solicitor.
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chickenstrip
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PostPosted: 21:29 - 17 Jun 2016    Post subject: Reply with quote

Similar to one I had some time ago, but at least there was no side turning where I overtook. I did however play up the fact that he can't have checked it was clear before manoeuvring, and as for him signalling, it was his word against mine. Got it 70/30 in my favour in the end after first being offered 50/50, but the side turning, as has been said, is likely to go against you.

I had legal help, but they pretty much left it to me to do all the leg work Rolling Eyes
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andyscooter
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PostPosted: 21:36 - 17 Jun 2016    Post subject: Reply with quote

Best outcome would be 50\50

Youwere on wrong side of the rroad

Filtering by a junction is a no no

I was lucky and got paid as he was on apub carpark
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M.C
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PostPosted: 21:53 - 17 Jun 2016    Post subject: Reply with quote

duhawkz wrote:
You could try quoting davis vs shrogin at your insurance or solicitor, it basically states filtering is legal and driver have a responsibility to look out for bikes that are filtering. it might work ,it did for me

but i predict 50/50 at best

Didn't for me, on the correct side of the road, no side turning and it went 75/25 (in my favour).

As others are saying the side turning f**ks you up somewhat, however someone on here got fully paid out whilst doing the same thing to a lorry (although they admitted liability).

However filtering cases are all over the place liability wise, but I'd expect anything from losing it outright to 75/25, 50/50 probably being the most likely as insurers/solicitors really CBA with fighting your corner.
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duhawkz
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PostPosted: 22:41 - 17 Jun 2016    Post subject: Reply with quote

I'm not saying it's guaranteed to work, but its about the best shot he's got

In my case the guy pulled out of a side road after been flashed by another driver.

his statement was single sentence stating the above,he tried to claim off me usual stuff I was speeding, shouldn't have been filtering etc...

the solicitor appointed to me wasn't going to even fight it, till i pointed out davis vs shrogin, pointed out that he by his own admission had moved out when flashed, something that the highway code said you shouldn't do and amounted to careless driving, I also pointed out that i was travelling slow enough to keep the bike up right with a pillion.
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Last edited by duhawkz on 08:58 - 18 Jun 2016; edited 1 time in total
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Mark_F
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PostPosted: 00:27 - 18 Jun 2016    Post subject: Reply with quote

Thanks guys, I'll play it by ear and see how things go.

Anyone have any recommendations for solicitors? I have no idea who's ok and who's a waste of time.
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M.C
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PostPosted: 07:11 - 18 Jun 2016    Post subject: Reply with quote

duhawkz wrote:
I'm not saying it's guaranteed to work, but its about the best shot he's got

In my case the guy pulled out of a side road after been flashed by another driver.

his statement was single sentence stating the above,he tried to claim off me usual stuff I was speeding, shouldn't have been filtering etc...

the solicitor appointed to me wasn't going to even fight it, till i pointed out davis vs shrogin, pointed out that he by his own admission had moved out when flashed, something that the highway code said you shouldn't do and amounted to careless driving, I also pointed out that i was travelling slow enough to keep the bike up right will a pillion.

It's worth using as an example, it's just not the watershed moment that legitimised filtering like some sources make out. The guy that took me out forced his way out of a parking space, and pulled across my path (I was heading towards the right turn lane directly ahead of me).

Oddly they didn't seem to care about my speed (I was speeding), but they did this concept that you're all meant to stay in single file like ants, even when going different directions.

Regarding solicitors I'm really not sure who the good ones are, just be wary of whoever your insurer tries to pass you on to. MCE for example use Fletchers, who are the most incompetent bunch of lying spackers you're ever likely to meet.
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janner_10
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PostPosted: 07:13 - 18 Jun 2016    Post subject: Reply with quote

If the damage is that small as mentioned in your post and you are not injured then do a deal with the driver and both walk away and sort your own repairs.

It's not worth the hassle for a couple of hundred quid is easily attainable used parts.

You are both in the wrong and I can't see involving insurance beneficial to either of you.
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Wafer_Thin_Ham
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PostPosted: 07:19 - 18 Jun 2016    Post subject: Reply with quote

janner_10 wrote:
If the damage is that small as mentioned in your post and you are not injured then do a deal with the driver and both walk away and sort your own repairs.

It's not worth the hassle for a couple of hundred quid is easily attainable used parts.

You are both in the wrong and I can't see involving insurance beneficial to either of you.


This, if it goes 50/50 you'll both get shafted for the next few years. I'd just fix it and move on. Assuming the driver doesn't then try and claim whiplash for himself and 12 other people that where in the car at the time.
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BTTD
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PostPosted: 07:41 - 18 Jun 2016    Post subject: Reply with quote

How much to repair your bike, how much to repair the car? If I goes 75:25 and most of the cost is in his car, could it end up costing you more than just your own repairs?
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Rogerborg
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PostPosted: 08:01 - 18 Jun 2016    Post subject: Reply with quote

I'd characterise that as overtaking.

https://web.archive.org/web/20150705161415/https://www.motorcyclecompensation.co.uk/Motorcycle-Accident-Case-Law.aspx

Fill your boots.

Best case is Beasley vs Alexander / Davis vs Schrogin / Shaw vs Russel. I'd expect the most likely case is Pell v Moseley and 50:50.

Best of luck.
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Mark_F
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PostPosted: 08:56 - 18 Jun 2016    Post subject: Reply with quote

No idea on car repair, though I'd guess not cheap (64 plate BMW, company car and all that). For the bike I'm still looking for some parts, but roughly £200 thus far (I'm TP anyway).

Edit: And thanks Borg, will have a gander now.
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Wonko The Sane
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PostPosted: 13:08 - 18 Jun 2016    Post subject: Reply with quote

has arry seen the thread?
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staffo
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PostPosted: 10:09 - 20 Jun 2016    Post subject: Reply with quote

Speak to sorrymate, they seem pretty good.
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Val
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PostPosted: 12:36 - 20 Jun 2016    Post subject: Reply with quote

get a good no win no fee motorcycle claims specialised lawyer like Dalton. You need somebody with proper qualification to kick his insurance company ass.

It may be a junction but the driver has responsibility to drive with due care, he has missed to look properly and also he has missed to give signal on time.
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Mark_F
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PostPosted: 15:15 - 20 Jun 2016    Post subject: Reply with quote

Val wrote:
get a good no win no fee motorcycle claims specialised lawyer like Dalton. You need somebody with proper qualification to kick his insurance company ass.

It may be a junction but the driver has responsibility to drive with due care, he has missed to look properly and also he has missed to give signal on time.


Having found out the likely destination of the driver, I have a good idea as to why he didn't indicate until he had already started to turn, and why he (likely) didn't check and thus see me.

Basically, he turned at the instant he decided to change his route (due to the traffic, not taking anything else into consideration and thus not looking). Of course that's speculation on my part, but the direct route to his destination was to continue until the next set of lights, then do a right. The "sod it I'll cut through here" route goes through a housing estate and several junctions before meeting up with the road he wanted to be on.

Anyway, would that be White Dalton? If so, thanks for the suggestion and I'll get in touch.
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M.C
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PostPosted: 17:23 - 20 Jun 2016    Post subject: Reply with quote

Its annoying, drivers fail to do the basics then blame whoever they hit for having the audacity not to sit in traffic. I nearly got taken out recently in similar circumstances, and when I did get taken out (same bit of road coming the other way) it was cos the driver didn't want to drive a few metres up to the lights where he could of turned right or left.

In the work van I only do u-turns IF I can see the entire road, and its clear, otherwise I drive round the block or find a side turning. Indicating and using your mirrors isn't difficult, I really don't understand why so many people seem to struggle with it.
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chickenstrip
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PostPosted: 17:40 - 20 Jun 2016    Post subject: Reply with quote

With mine, I'm sure there was a sign indicating that you could go up to the roundabout to turn around. But of course, that wasn't put there for my antagonist's benefit, oh no Rolling Eyes

It occurs to me I didn't use that sign to help my case at the time Embarassed
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