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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Jewlio Rides Again LLB |
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Jewlio Rides Again LLB World Chat Champion
Joined: 06 Oct 2015 Karma :
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Posted: 23:50 - 14 Jan 2017 Post subject: |
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Still no intention of paying into a pension. ____________________ Mpd72: I can categorically say i’m Brighter than that, no matter how I come across on here.
HAHAHA HAHAHA Blew Chilly MyCrowSystems |
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Tracey Suntan-King |
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Tracey Suntan-King World Chat Champion
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Rogerborg |
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Rogerborg nimbA
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M.C |
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M.C Super Spammer
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thx1138 |
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thx1138 World Chat Champion
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M.C |
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M.C Super Spammer
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Derivative |
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Derivative World Chat Champion
Joined: 03 Aug 2010 Karma :
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 09:12 - 10 Feb 2017 Post subject: |
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Derivative wrote: | If you want to live for a year you need a year's living expenses |
If you want to live for a year without doing anything then you need to persuade someone else to take care of you. But why would they?
That's the essential problem with all forms of economic inactivity. You're not trading work for work, real value for real value, you're juggling numbers in a spreadsheet.
At the point where the people who are still making things decide that those numbers don't represent anything that they can eat, wear, live in or drive, the wheels will come off the wagon.
Demographics, again. You can only have so many people free-riding in that wagon before the minority hauling it along will cut the traces. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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jjdugen |
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jjdugen World Chat Champion
Joined: 03 Jun 2011 Karma :
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Posted: 10:17 - 10 Feb 2017 Post subject: |
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Demographics......
Fact, the reason for NHS, social services, pension funding crisis' are the large numbers now at / reaching retirement age. A bi of a greedy generation, these baby boomers, still wanting as good a standard of living as they have enjoyed all their lives. At the moment, they have managed to acquire a disproportionate amount of wealth (threads passim), causing generation XYZ to jump up and down in rage.
But, don't worry, we are dying off and that death rate will accelerate with each passing year. Twenty years from now, the vast majority will be gone.
Put this in context, that's roughly 20 - 25 MILLION of us.
We might not be contributing very much, but we are buying lots. Your services, the things you make, a whole industry wiping our bottoms, an even bigger industry sending us on our way.
When we are gone, there will be a hell of an economic impact. BTW, there will be a considerable housing stock surplus, hospitals freed of that burden, a considerable number of jobs to fill...... Not pleasant at the moment, I agree, but your time will come. ____________________ The CBR900RR has been sold. Aprilia Falco worms its way into my heart.
Try Soi 23 on Amazon for a good read.... Self promotion? Moi? |
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angryjonny |
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angryjonny World Chat Champion
Joined: 01 Sep 2006 Karma :
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Posted: 11:31 - 10 Feb 2017 Post subject: |
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jjdugen wrote: | Demographics......
Fact, the reason for NHS, social services, pension funding crisis' are the large numbers now at / reaching retirement age. A bi of a greedy generation, these baby boomers, still wanting as good a standard of living as they have enjoyed all their lives. At the moment, they have managed to acquire a disproportionate amount of wealth (threads passim), causing generation XYZ to jump up and down in rage.
But, don't worry, we are dying off and that death rate will accelerate with each passing year. Twenty years from now, the vast majority will be gone.
Put this in context, that's roughly 20 - 25 MILLION of us.
We might not be contributing very much, but we are buying lots. Your services, the things you make, a whole industry wiping our bottoms, an even bigger industry sending us on our way.
When we are gone, there will be a hell of an economic impact. BTW, there will be a considerable housing stock surplus, hospitals freed of that burden, a considerable number of jobs to fill...... Not pleasant at the moment, I agree, but your time will come. |
You realise there's a whole Generation X queuing up to take your place? We'll keep buying stuff and having our arses wiped. We'll have to work a few years longer than you did but there isn't a 20 year dearth of oldies on the way. We'll make sure there are plenty of codgers after you.
My hint re: retirement. Spread it around a bit. Make sure you own some sort of property outright so you don't have to pay rent. Then just squirrel money into as many different baskets as you can. Pension, savings, property, under the mattress, gold, that pretend baked bean tin in the cupboard. That way, if/when someone helps themselves to the contents of one or two, you'll still have plenty left.
Yes I have a workplace pension. My employer pays in a lot (free money) and I pay in what, after higher-rate tax relief, doesn't feel like that much. It's building up quite nicely. |
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jjdugen |
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jjdugen World Chat Champion
Joined: 03 Jun 2011 Karma :
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- Super Spammer
Joined: 22 Oct 2013 Karma :
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Posted: 14:05 - 10 Feb 2017 Post subject: |
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jjdugen wrote: | There isn't a 'whole' generation X, after us (boomers) nobody was breeding, at least not in sustainable numbers. (Let's omit the the immigrant debate please, without them the population would seriously crash).
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Oh but there is, birth rates are increasing, just amongst the ones who are less likely to contribute to the treasury. The average resettled refugee family in Dover rapidly becomes the size of a football team, once they figure out more kids = bigger house and more money.
It's the educated middle class who work for a living and have to pay for housing, who are the ones finding it increasingly difficult to afford kids. It wont be a shortage of kids that's the problem, it will be a shortage of kids who grow up to contribute to the treasury, rather than be a burden on it.
https://www.ons.gov.uk/peoplepopulationandcommunity/birthsdeathsandmarriages/livebirths/bulletins/parentscountryofbirthenglandandwales/2015 ____________________ TZR250 2MA road, TZR250 1KT road, TZR250 2MA race, TDR250, YZF-750R Boost colours.
Jaguar S Type 3.0 V6 Sport R, VW Transporter T5 GP LWB Shuttle 140ps DSG. |
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jjdugen |
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jjdugen World Chat Champion
Joined: 03 Jun 2011 Karma :
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 14:20 - 10 Feb 2017 Post subject: |
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Having been raised in families who have never worked, and who see it as a mug's game, or even as their duty to take all they can and give nothing back, that next generation of rainbow people are hardly likely to be queueing up at the Job Shop. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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- Super Spammer
Joined: 22 Oct 2013 Karma :
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Posted: 14:21 - 10 Feb 2017 Post subject: |
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jjdugen wrote: | That's generation Z, in the modern parlance. Gen X were the ones just after the 'boom', the ones actually in the market place at the moment. Gen Y are the ones in Uni or just graduated, really tough for them, at the moment, but they will inherit the (denuded) earth. The ETHNIC imbalance of gen Z is another subject altogether. It actually makes no odds what colour / creed, just as long as they are a viable workforce, they are the ones that will be wiping your bums when its your time to get doddery. |
Correct, but increasingly the problem is that the ones who can afford kids are the ones being paid to exist, by the ones who can't afford kids.
There are plenty of white benefis chav production plants, but overwhelmingly, the birth rate amongst recent immigrants is the highest.
In Bulgmaniaistan, you have to work, steal of beg harder for a larger house and more money, in the UK, you just need to keep breeding at a ridiculous rate. ____________________ TZR250 2MA road, TZR250 1KT road, TZR250 2MA race, TDR250, YZF-750R Boost colours.
Jaguar S Type 3.0 V6 Sport R, VW Transporter T5 GP LWB Shuttle 140ps DSG. |
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jjdugen |
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jjdugen World Chat Champion
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- Super Spammer
Joined: 22 Oct 2013 Karma :
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Posted: 15:09 - 10 Feb 2017 Post subject: |
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jjdugen wrote: | Yeah........ 25 MILLION babies born within ten years, now THAT's what I call breeding. My parents generation out bred every generation before, or since. Makes you proud.... I think.......
I could get bitchy and say you won't / can't have kids for financial reasons, but that is mainly YOUR generations greed. You would rather have a flash house / car / holidays / clothes than buckle down and cut your coat according to your cloth. I could, but that is playing into the divide and rule camp. Easy to hate a minority, you are encouraged to hate a minority, takes your gaze away from the true culprits.
Always follow the money, not the pittance of the dole, but the avarice of the board-room. |
You'd have to cut an awful lot of cloth to afford the 8-10 kids I see Bulgmanistani tracksuited families wallking around Aldi with.
Where not talking 2.2 kids here, the latest craze amongst gimmedats is football team sized benefits tokens. It's one thing that's been wrong with our social system for far too long now. We already have a future generation of takers in the making. ____________________ TZR250 2MA road, TZR250 1KT road, TZR250 2MA race, TDR250, YZF-750R Boost colours.
Jaguar S Type 3.0 V6 Sport R, VW Transporter T5 GP LWB Shuttle 140ps DSG. |
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angryjonny |
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angryjonny World Chat Champion
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jessicatee |
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jessicatee Derestricted Danger
Joined: 09 Feb 2017 Karma :
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Posted: 17:04 - 10 Feb 2017 Post subject: |
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Been here 2 days and all your doom mongering has me scared shitless!
My current goal in life is to own my home by the time I'm retired....and thats about it. I havent opted out of the auto enrolment thing so I'm guessing I pay into it, and I'll have a tiny army pension (7 years as a signaller lol) to add on top of the state/auto enrolment thing and whatever my wife will get pension wise.....
After reading this thread i'm feeling pretty fucking naive lol, just being able to live rent free isn't gonna be enough right?? |
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angryjonny |
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angryjonny World Chat Champion
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woo |
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woo World Chat Champion
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- Super Spammer
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carvell |
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carvell Scuttler
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JonB |
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JonB Afraid of Mileage
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Old Thread Alert!
The last post was made 7 years, 74 days ago. Instead of replying here, would creating a new thread be more useful? |
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