Car Stolen? Don't Call The Police!

[Motorhate]

Unbelievable. Talk about rubbing salt into the wounds ...

https://www.bbc.co.uk/news/uk-northern-ireland-38975662
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Current - Harley Davidson FXDB Street Bob | Harley Davidson FLTR Road Glide | Harley Davidson Road King
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[conker]

Interesting, I guess by the same logic they could go after the owner directly if they stole an uninsured, SORN'd vehicle.

[Polarbear]

Just another case of shafting the legitimate person. No point in going after the thief unless you wan 0.32p a week from their dole so screw the owner.

Mind you, If the stolen car had hit a pedestrian and they went after damages, the same thing would happen. The gripe here I think is more that this risk is part of the police's job and no one forced them to do it. Bit like a soldier.
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Triumph Trophy Launch Edition

[155mph]

[ScaredyCat]

[-]

[Ste]

It's a good example of why people are meant to cancel their insurance immediately when they sell a vehicle.

[stinkwheel]

If the police decide to make "tactical contact" with your car to stop someone who's stolen it, they can and will claim off your insurance for the damage to the police car.

So you get your car stolen. The police chase it and ram it off the road writing it off. They then call you to tell you

"Good news, we've found your car. Oh, and we wrote it off. Oh, and you have to pay for the damage to the police car we rammed it with. It's in our impound yard now. There's a £250 recovery fee and £30 a day storage. Can I help you with anything else today sir?"
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.

[-]

[ScaredyCat]

[M.C]

So what are you actually meant to do in this situation? Call your insurer to stop your policy as soon as it's stolen, just in case any coppers hurt themselves doing their sodding job?

[Ste]

[lihp]

[155mph]

[ScaredyCat]

[Polarbear]

[secretagentmo...]

[Evil Hans]

Nothing new ...

https://www.huffingtonpost.co.uk/2013/03/31/police-officer-sues-garage-owner_n_2987965.html
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Triumph Sprint ST 1050. And it's Red.

[andyscooter]

[iooi]

[lihp]

[lihp]

[Ste]

"3rd party claim from the thief against you" Errrr

The thief isn't claiming anything. Pc plod got injured whilst stopping the car and he's claiming.

The guy is old enough that one claim isn't going to make much difference and he'll have the claim from pc plod to declare anyway so he might as well claim for his car. There'll also be the recovery and storage charges which could (probably) be claimed on his fully comp insurance.

And a claim for a dead person is a lot cheaper than a claim for a potato'ed person.

[Rogerborg]

General Insurance Chat?

This is covered by the tortuous language of RTA 1988 S151

https://www.legislation.gov.uk/ukpga/1988/52/section/151

tl;dr version - 3rd party covers all drivers and all victims, except for someone who knew they were in or on a nicked vehicle.

Despite this, we can still be done for driving without insurance if arry decides to dick us over on some trivial detail, even though the policy will always pay out.

Marvellous.
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[drbaig]

Lol, Insurance companies are scumbags. Who knew
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