Avoid these scum.

[Hetzer]

These dirty spiv cunts:

Right Choice Insurance Brokers Ltd

St James House
27-43 Eastern Road
Romford
Essex
RM1 3NH

Went through all the blah blah blah, money taken, then started adding further requirements, told to forget it, stated a cancellation-fee would be charged. Muppet says he'll get the "floor manager", some chav-spiv cunt comes on the line and starts talking pure lying BS. Apparently it's "totally impossible to get insurance without providing proof of no-claims and a copy of your licence". So far, since 1994, I've had to provide neither to any ins company, car or bike. Swinton tried it on a couple of years ago, after roasting them they stopped asking.

So, I think we all know the scam. Ins company never provides ins, it asks for docs, you send them, they pretend they never arrived and without informing you they don't cover you, they simply refund the premium you paid MINUS their 'cancellation fee'. Criminal fraudster filth. But all legal, on the surface of it.

The bank's dealing with it.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[Ste]

[Bonnie Lad]

MCE did the same thing to me.

Provided the quote, I was happy with it so paid up. Then they want Thatchcam certificates, photos of my bike in the shed, pictures of my almax etc etc

Told them to stick it (was my own fault for going for a cheapy and declaring security tbh) and they tried to charge me 20 quid admin fee. Moaned enough on the phone and they waived it as 'goodwill'.

Avoid cheapo chop shop insurers, its just not worth the bother.

[Motorhate]

[kawakid]

I'd never bother declaring security even though I have it, as it seem to make no difference to my policy a pound at best. If I ever forgot to chain my bike to the ground anchor, the insurance won't pay out.

Bennets, never asked for proof of no claims.

Carol did.

I think I was asked for a scan of my license a few years back, but I can't rememeber from whom.

I've also got one of the licenses where I have lost 2 years. (I passed 13 years back on a 125), my new license shows the date my 33bhp ended. Luckily I have scans and the older licenses and pass cert.
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I've a twin and a 4.

[Hetzer]

Anyone who's bored and fancies a laugh, ring these scum, ask for the 'floor manager' (the spiv-voiced barrow-boy cunt) and get him to tell you how it's "totally impossible to get car or bike insurance without providing copies of no-claims and driving licence."

Tel: 0845 555 0666

Apparently I'm a liar.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[Oneear]

Everything else being equal (price, benefits etc) then why wouldn't you just provide proof of NCD and a copy of your licence?

[rhys99]

[Hetzer]

[Hetzer]

The thing was, the snide cunt (Liam) was tearing through a load of blather, undoubtedly assuming I wouldn't be bothered to pay it any attention, and I caught the line where he said NC proof and copy of licence would be required or the cover would be cancelled. You'd think something so critically important would be pointed out very carefully and clearly, not raced-through with a bunch of other shite in a way almost guaranteed to make the listener miss it.

It was deliberate and as far as I'm concerned it can only mean it's a deliberate and calculated fraud. They live off the cancellation fees.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[mikester]

[pig hog]

So they have a couple of conditions applied to your policy. They should have made your aware of this prior to effecting cover--maybe they did or maybe spiv cunt forgot to mention it (we all make mistakes)--either way, forwarding scans of your no claims record and you licence isn't exactly a big deal.

So either, you want the cover and you send them what they want like a normal person because it may take, what...ten minutes of your time? Or you cancel and purchase a policy with a broker that you want to do business with. Realistically, they can't charge you a cancellation fee because you've likely got a 14 day cooling-off period or something, so just tell them you've changed your mind but what's the point in getting all butthurt over a non-issue and genuinely wasting your time and theirs?
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A2 Licence: 18/10/2013
A Licence: 01/12/2015
'13 Yamaha XJ6N '15 Daytona 675R / '16 MT-07 dead / '17 MT-07 / '18 MT-10

[Hetzer]

[pig hog]

[Hetzer]

Yes, one would like to assume that's how it would/should go, but not with this spiv-voiced bottom-crawling scumbag.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[Hetzer]

Mr Richard Hudson or Mr John Jupp, both and only "sales managers" (they have two offices in the building, located on the arse-end of what looks like a shit-house ind estate. Brokers my arse.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[Rogerborg]

[Hetzer]

Sorted. A few calls, incognito, to drop napalm and cluster-munitions, then the final one as a landing on the beach, flag planted and terms for unconditional surrender presented. The purchase money had already been refunded, an admin-fee of £60 had been levied (premium was £99), that has now also been refunded and a heartfelt apology given. The cunt responsible is going to be "spoken to". Lol. Yeah, whatever.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[mikester]

[Hetzer]

Back with Swinton, £91.55 FC.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[P.]

[Freddyfruitba...]

[duhawkz]

You dont even need to scan your licence these days, just go onto the dvla website enter your driver number and post code and generate a sharing code, with code they can view your licence/endorsements

Thats all my insurance required to confirm my category c pass
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"The guy is a worthless cunt and I honestly believe I would be a slightly happier person if he died." - Chris-Red

[tom_e]

I've been asked for copies of my NCD and licence from Bennets, Wicked quotes and Rampdale.
Quick photo on my phone and an email later job done, not sure why it's even an issue.

[stinkwheel]

The last two times I've insured with Carole Nash, they've requested proof of NCB. They were my previous insurer both times.

I phoned to ask if they really wanted me to post their own NCB letter back to them the guy said "Probably better to, it might not get done otherwise.".

At least he was honest.

I can't remember ever buying a policy that wasn't a direct renewal without being asked to provide proof of NCB.

Licence is requested less often but occasionally. They did ask for it for when I was a named rider on the wifes policy this time round (oddly, I make hers cheaper by being a named rider). Just emailed them the DVLA code.

I agree they were being entirely unreasonable by attempting to charge a cancellation fee having named terms you don't want to comply with on the initial phone call. I think you're being pretty unreasonable by not wanting to provide proof of NCB.

I confidently predict that unless you were with them last year, you will shortly receive a letter or email from swinton requesting you provide proof of NCB within 7 days or they'll cancel the policy.
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.