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Wonko The Sane |
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Wonko The Sane World Chat Champion
Joined: 20 Jan 2013 Karma :
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Posted: 20:31 - 29 Mar 2017 Post subject: hit and run, not showing on MID |
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Hi,
The wife and her friend have just had someone pull out on them smashing the front end of the car in, it's fully comp
He drove off but they got the reg plate and witnesses
I've just checked the MID and it's not showing as insured.
fully comp can't claim from MIB can they? ____________________ Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251 |
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M.C |
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M.C Super Spammer
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Wonko The Sane |
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Wonko The Sane World Chat Champion
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andyscooter |
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andyscooter World Chat Champion
Joined: 30 May 2009 Karma :
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Wonko The Sane |
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Wonko The Sane World Chat Champion
Joined: 20 Jan 2013 Karma :
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Posted: 20:53 - 29 Mar 2017 Post subject: |
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I've used an insurance comparison site to check what the make and model is, matches what they say it was.
sorry about being vague with the details, reg etc given to police, hopeful they might do something for a woman who's 39 weeks pregnant (wife's friend, not my wife) ____________________ Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251 |
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Baggyman |
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Baggyman Crazy Courier
Joined: 20 Feb 2017 Karma :
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Wonko The Sane |
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Wonko The Sane World Chat Champion
Joined: 20 Jan 2013 Karma :
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Posted: 21:08 - 29 Mar 2017 Post subject: |
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no tax,
no mot
no insurance
the bastard.
V5 probably not even in his name
Update, police have caught the bastard, disqualified, drunk driver.
hopefully that makes it easy to get the damage sorted without loading friend's insurance for the next few years. ____________________ Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251 |
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andyscooter |
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andyscooter World Chat Champion
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 22:03 - 29 Mar 2017 Post subject: |
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Not really. That'll be a civil suit against them, which they'll likely never pay even if you win.
The MIB uninsured driver scheme has a £300 excess.
Sorry to say, but it'll be easiest to claim on the fully comp and suck up the excess. You can chase Drunky McBanned for it, but I doubt you'll ever see a penny. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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Keir |
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Keir World Chat Champion
Joined: 11 Apr 2006 Karma :
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Posted: 22:19 - 29 Mar 2017 Post subject: |
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should claim off your own insurance, as a non fault claim. the insurance company should then recover their losses from him if hes convicted. Mib should pay your excess.
when my car was hit by a stolen car in 2012 that's how my claim went and I guess its fairly similar. ____________________ Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50 |
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Rogerborg |
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Rogerborg nimbA
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Wonko The Sane |
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Wonko The Sane World Chat Champion
Joined: 20 Jan 2013 Karma :
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Posted: 22:43 - 29 Mar 2017 Post subject: |
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am I right in thinking MIB is only if you can't claim from anywhere else?
So if you're 3rd party you can claim, but if you're fully comp you're expected to claim from your own insurance?
The MIB website is taking ages to load and not getting very far ____________________ Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251 |
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Keir |
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Keir World Chat Champion
Joined: 11 Apr 2006 Karma :
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Posted: 08:50 - 30 Mar 2017 Post subject: |
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Rogerborg wrote: | Keir wrote: | Mib should pay your excess. |
Under what scheme? |
I don't know. I'm just using my experience from claiming from them. ____________________ Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50 |
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doggone |
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doggone World Chat Champion
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Wonko The Sane |
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Wonko The Sane World Chat Champion
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Keir |
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Keir World Chat Champion
Joined: 11 Apr 2006 Karma :
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Posted: 23:03 - 30 Mar 2017 Post subject: |
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Wonko The Sane wrote: | apparently the MIB will only pay out injury and excess
Wife's friend is a bit distracted at the moment, huffing and puffing, something about being in labour. |
Yeah they will pay the excess and your insurance pay the rest so you are not out of pocket. the insurance co then chase the other party for payment if they can squeeze anything out of them. ____________________ Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50 |
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Wonko The Sane |
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Wonko The Sane World Chat Champion
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Old Thread Alert!
The last post was made 7 years, 27 days ago. Instead of replying here, would creating a new thread be more useful? |
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