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arry |
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arry Super Spammer
Joined: 03 Jan 2009 Karma :
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 09:32 - 04 May 2017 Post subject: |
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Fired up, ho ho.
Many years ago, my first car caught fire in the stuuuudent union car park and burned out its engine bay. Totally not down to the loose fuel pipe that I definitely wasn't completely aware of. I wasn't even in it at the time, it just spontaneously combusted some time after driving it.
Fortunately it didn't damage anything else or kill any kittehs, but I always wondered how the liability and indemnity would have worked out if it had.
I guess now I know.
With this, the Discount Rate shenanigans, and with Vnuk still to be implemented, it's like a perfect storm for premiums. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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UnknownStuntm... |
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UnknownStuntm... World Chat Champion
Joined: 13 Sep 2007 Karma :
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Fizzoid |
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Fizzoid World Chat Champion
Joined: 06 Sep 2016 Karma :
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 11:43 - 04 May 2017 Post subject: |
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That's the example I've always seen given of why vehicles need 3rd party indemnity in any place accessible by the public, whether you're actually in them or not.
After all, if you'd left the handbrake off or if it failed due to an avoidable lack of maintenance, you'd be personally liable, so you'd really want indemnity.
Somewhat less persuasive is the example of a bike in your driveway spontaneously falling on a postman / chugger / waif, which is less likely to be blameworthy. You can bet they'd still claim against you though. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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Nobby the Bastard |
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Nobby the Bastard Harley Gaydar
Joined: 16 Aug 2013 Karma :
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Old Thread Alert!
The last post was made 6 years, 358 days ago. Instead of replying here, would creating a new thread be more useful? |
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