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TheSmiler |
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TheSmiler World Chat Champion
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Fizzoid |
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Fizzoid World Chat Champion
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Ste |
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Ste Not Work Safe
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Posted: 11:46 - 12 Jul 2017 Post subject: |
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Do an extract from the land registry.
This will tell you who owns it and how big the last mortgage was.
Often reposessions so check the inside hasn't been trashed.
They haven't included a picture of the house from the rear. I'd want to know why. With particular reference to where the conservatory joins the house itself.
The carport made as an extension of the porch roof then balanced on a single course of 6" blocks, stacked 6ft high on top of a boundry wall looks particularly shonky. Looks like I'd be able to push it over. ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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TheSmiler |
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TheSmiler World Chat Champion
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 12:57 - 12 Jul 2017 Post subject: |
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Might have moved out because of the mahoosive construction site next door.
Go and knock on the neighbour's door and ask then what the area is like, which is a good way of finding out what they are like. That big St George cross might be a red flag, as well as a white one. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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TheSmiler |
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TheSmiler World Chat Champion
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Ste |
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Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
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Polarbear |
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Polarbear Super Spammer
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M.C |
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M.C Super Spammer
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Ste |
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Ste Not Work Safe
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TheSmiler |
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TheSmiler World Chat Champion
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Ste |
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Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
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Posted: 19:06 - 12 Jul 2017 Post subject: |
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Things like the boiler, the heating, the electrics and the plumbing are more important than a garden fence.
Is the converted loft being 'sold' as living space and if so does it have building regulations approval? |
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TheSmiler |
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TheSmiler World Chat Champion
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P. |
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P. Red Rocket
Joined: 14 Feb 2008 Karma :
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Posted: 19:44 - 12 Jul 2017 Post subject: |
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Doesn't mean they are fine.
You really need to look at it in person to get 100% confirmation. I've looked at 2 places which were all the top area of 180k and boy... You could live in there but it was dire and all were listed as habitable |
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M.C |
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M.C Super Spammer
Joined: 29 Sep 2015 Karma :
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angryjonny |
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angryjonny World Chat Champion
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Polarbear |
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Polarbear Super Spammer
Joined: 24 Feb 2007 Karma :
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Posted: 10:20 - 13 Jul 2017 Post subject: |
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Teffers post coming - sorry.
That £54000 I presume is the guide price?
I don't know the prices of houses up north and can't be arsed to google, but I would chuck £54000 at that without worrying about the boiler etc. That's relative peanuts to fix.
However if £54000 is the guide price in my experience you can add £20000 to that for a final figure with fees on top. Then it becomes a bit more serious and your repair budget more stretched.
You need to think like a developer in that they want to buy, do up and flog on to make the most money. You want to buy and keep so you are going to have to outbid the developers. Find out what a similar house in good condition goes for, if it's £100000 a developer will not want to spend more than 65/70 grand plus a doing up budget of 10k to get a profit of 20% less tax.
Bear in mind what it would cost you to do the place up and halve it for a professional developer, they have contacts and workforces.
And probably most important thing, if you can find out, is why is it being auctioned. A repossession, fine. A seller desperate for money, fine A desperate seller because there is structural faults, not fine. There is a lot of homework to do, a lot of searches, checking other houses in the street etc. The internet is good for this though, imagine trying to do it a few years ago without it.
And the bank. Go face to face with a mortgage person at the bank and tell him what you plan to do. See what guarantees they want. Get it in writing they are in agreement and will lend you the money if you buy at auction. If they withdraw and you haven't the funds, you are royally fucked. The auction house won't care, they just want your bid and the fees, it's not their problem if you can't pay.
Finally be prepared to fork out money to get answers. You need a fund you know you will have to squander with no guarantees of suitable results, down to buying the next door neighbour a bunch of flowers for telling you all about next door and it's occupants. ____________________ Triumph Trophy Launch Edition |
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Minty |
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Minty World Chat Champion
Joined: 23 Dec 2005 Karma :
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Posted: 10:35 - 13 Jul 2017 Post subject: |
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22 Consett Road, Stoke-On-Trent, ST3 3EA
Sold price Date Change Annual change ?
£49,950 14 Aug 03 - -
Valuation: ? £95,900
Value range: ? £86,000 to £105,000
32 Consett Road, Stoke-On-Trent, ST3 3EA
Sold price Date Change Annual change ?
£67,500 13 May 11
£59,300 01 Apr 11 - -
Valuation: ? £84,700
Value range: ? £75,000 to £94,000
Value in that road looks to be £75k and above. ____________________ My fingers smell of your mum. |
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Polarbear |
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Polarbear Super Spammer
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Posted: 10:43 - 13 Jul 2017 Post subject: |
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If they sell for 75k I wouldn't want to pay more than 60k so maybe that 59k figure is legit I'm shocked
Any more than that you might as well pay the price and buy normally with a full survey etc. ____________________ Triumph Trophy Launch Edition |
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ScaredyCat |
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ScaredyCat World Chat Champion
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MarJay |
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MarJay But it's British!
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TheSmiler |
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TheSmiler World Chat Champion
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dodsi |
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dodsi Dirty Carny
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Polarbear |
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Polarbear Super Spammer
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Old Thread Alert!
The last post was made 6 years, 288 days ago. Instead of replying here, would creating a new thread be more useful? |
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