Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Vehicle Finance - Credit Bubble?

Reply to topic
Bike Chat Forums Index -> Politics & Current Affairs Goto page Previous  1, 2, 3
View previous topic : View next topic  
Author Message

arry
Super Spammer



Joined: 03 Jan 2009
Karma :

PostPosted: 13:56 - 31 Jul 2017    Post subject: Reply with quote

skatefreak wrote:

Can't even find a bleeding scratch let alone anything mechanically wrong with it.


Yet.....
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts
- This post is not being displayed because the poster has bad karma. Unhide this post / all posts.

Bricktop
Renault 5 Driver



Joined: 23 Jul 2017
Karma :

PostPosted: 14:21 - 31 Jul 2017    Post subject: Reply with quote

Rogerborg wrote:
M.C wrote:
The amount of new cars on my street (in what's a poor area) is ridiculous.

Check them for blue badges / motability stickers.


This.
 Back to top
View user's profile Send private message You must be logged in to rate posts

M.C
Super Spammer



Joined: 29 Sep 2015
Karma :

PostPosted: 15:16 - 31 Jul 2017    Post subject: Reply with quote

Rogerborg wrote:
M.C wrote:
The amount of new cars on my street (in what's a poor area) is ridiculous.

Check them for blue badges / motability stickers.


Bricktop wrote:
This.

They disappear during the day so I assume they're going to a place of work Thinking
 Back to top
View user's profile Send private message You must be logged in to rate posts
- This post is not being displayed because the poster has bad karma. Unhide this post / all posts.

skatefreak
World Chat Champion



Joined: 06 Feb 2010
Karma :

PostPosted: 15:47 - 31 Jul 2017    Post subject: Reply with quote

arry wrote:
skatefreak wrote:

Can't even find a bleeding scratch let alone anything mechanically wrong with it.


Yet.....


It's been 5-6k miles, nothing untoward yet.
Been over it a couple of times pretty critically and all seems healthy and well.

In other news, new belts/clutch kit/brakes/fluids/bushes etc (about £120 & weekend's work) on the £200 banger, nailed a trip to wales and back on the weekend on just under a full tank full of waste vegetable oil.

Looks like this car will pay for itself in no time at all Rolling Eyes

Yes, I get that I'm a deviant, not minding the old banger or the smell of chips but moaning £14,000 doesn't get 'much'?

It seems like a false economy unless your definition of 'much' means 'shiny' and not value for money? Rolling Eyes
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

M.C
Super Spammer



Joined: 29 Sep 2015
Karma :

PostPosted: 16:47 - 31 Jul 2017    Post subject: Reply with quote

mpd72 wrote:
M.C wrote:

They disappear during the day so I assume they're going to a place of work Thinking


Do you not work 9-5 too?

Nope shifts.
 Back to top
View user's profile Send private message You must be logged in to rate posts

JonB
Afraid of Mileage



Joined: 03 Jun 2004
Karma :

PostPosted: 17:59 - 31 Jul 2017    Post subject: Reply with quote

Mpd72. I'm sorry, but you are wrong on the MPG front on the VW group 2.0 TDI, I had a Passat estate with that engine and was getting 50mpg.

I have the same engine in my Audi A4 Avant and get between 55-60mpg. I got the Audi for £13.5k back in May with only 40k on the clock on a 63 plate. I have a car allowance and get 45p mile so maintenance costs not so much an issue.

I do agree that PCP deals are a bubble waiting to burst and people are seduced by the monthly payment, but unless they pay the balloon payment they don't own the vehicle. When most interest rates are the high single digits or low double digits - it doesn't IMO represent good value.

I got a bank loan at 3.4% and after 4 years I own the vehicle outright. For me having an asset is better than none.
____________________
Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts
- This post is not being displayed because the poster has bad karma. Unhide this post / all posts.

dodsi
Dirty Carny



Joined: 06 Aug 2004
Karma :

PostPosted: 18:58 - 31 Jul 2017    Post subject: Reply with quote

mpd72 wrote:
JonB wrote:
Mpd72. I'm sorry, but you are wrong on the MPG front on the VW group 2.0 TDI, I had a Passat estate with that engine and was getting 50mpg.


I suppose its possible, I can see 40 plus on the Transporter on a slow motorway cruise, so with a bit more aerodynamics and lower weight....
Depends if you're talking motorway or around town really. We're talking average, not someone who uses it mainly for motorway commuting.

My point really, was that it's not just diesels which are better on fuel, modern petrol cars are surprisingly frugal too.
My old man's E350 Coupe with it's 3.5L V6 petrol has a claimed combined of 40mpg and his trip computer has shown an average of 38mpg over the last year or so.


And having checked the long term MPG on my superb 150 2.0 tdi it's showing 53.8 over the last 2200 miles or so. This is mixed driving very little motorway compared to its daily town to a/b roads back to village. But plenty of start stop and queueing in various places because busy South East area.

Motorway we get over 60mpg - 70 if taking it super easy @ 60 or so.

The Passat will easily do the 50mpg i put as a low estimate- especially on 20k mileage as I am going to assume plenty of motorway miles.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

owl10
Could Be A Chat Bot



Joined: 09 Apr 2010
Karma :

PostPosted: 23:52 - 31 Jul 2017    Post subject: Reply with quote

Having taken the thread completely off topic, the passat (well vw cc actually) is a177 Tdi, and had 20K miles on the clock when bought last year (Merc coupe only getting to that price now, and difficult to find Merc used approved with warranty at that either - equivalent passat cc will be a lot less for a 40K mile example now). it's 103 miles door to door from home to the lichfield office of which 98miles is motorway.

Leave at 5am and sit in cruise in 6th, at 68-71 mph, & 50 through average speed cameras equal s a very frugal drive. Usually over 60mpg on onboard computer so probably mid 50s

Leave at 7pm the other way (long day but hey Ho).

Oh, no emissions fix either keeping fuel burn temps up!

Admittedly not the most exciting drive, but it's pretty much the type of driving thus car was designed to do, and it does it well -
Comfortable enough place to be, with a few toys as well.

No-one really picked up the irony about German cars, however the point was replying to OP about overpriced car finance deals being entered into by people who couldn't really afford it.

For me, as will be the same for others, I'm 'lucky' in that work effectively pay for it (in return i spend too much time away from family) and some kind of finance based deal appears to make sense.

The partially funded 2nd hand vw cc won over a new lease car at the time as I thought I may have ended up with something of residual value, but that's looking less and less likely given current war on diesel.
____________________
DanceLikeAMonkey says: "An infinte amount of web pages available
Yet I still end up reading crap like that"
 Back to top
View user's profile Send private message You must be logged in to rate posts

owl10
Could Be A Chat Bot



Joined: 09 Apr 2010
Karma :

PostPosted: 00:06 - 01 Aug 2017    Post subject: Reply with quote

Edit, I tend to get around 700-800 miles a tank of diesel (depends if any town driving), for around £60 a time, so the onboard mpg showing 60mpg for most of the longer trips may be pretty close.
____________________
DanceLikeAMonkey says: "An infinte amount of web pages available
Yet I still end up reading crap like that"
 Back to top
View user's profile Send private message You must be logged in to rate posts

mentalboy
World Chat Champion



Joined: 05 May 2012
Karma :

PostPosted: 01:37 - 01 Aug 2017    Post subject: Reply with quote

Ooh an MPG thread. Laughing

Is it bad that I get 20mpg (sounds even better as 17 miles/US gallon) and do about 80 miles a day? Laughing
____________________
Make mine a Corona.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

arry
Super Spammer



Joined: 03 Jan 2009
Karma :

PostPosted: 05:47 - 01 Aug 2017    Post subject: Reply with quote

mentalboy wrote:
Ooh an MPG thread. Laughing

Is it bad that I get 20mpg (sounds even better as 17 miles/US gallon) and do about 80 miles a day? Laughing


Only if it's in something boring.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

owl10
Could Be A Chat Bot



Joined: 09 Apr 2010
Karma :

PostPosted: 08:00 - 01 Aug 2017    Post subject: Reply with quote

mentalboy wrote:
Ooh an MPG thread. Laughing

Is it bad that I get 20mpg (sounds even better as 17 miles/US gallon) and do about 80 miles a day? Laughing


Not at all - only sold my similarly efficient c32 due to needing to do mway miles for work; that and only getting 11p per mile!
____________________
DanceLikeAMonkey says: "An infinte amount of web pages available
Yet I still end up reading crap like that"
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 6 years, 241 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> Politics & Current Affairs All times are GMT + 1 Hour
Goto page Previous  1, 2, 3
Page 3 of 3

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.10 Sec - Server Load: 0.28 - MySQL Queries: 17 - Page Size: 96.44 Kb