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Tracer1234 |
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Tracer1234 World Chat Champion
Joined: 13 Sep 2014 Karma :
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Posted: 14:32 - 03 Aug 2017 Post subject: A question for the mentals of the forum. |
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So, Long story short, I have to go to Bali next week. Don't really want to go, but have too.
Anyway, Travel insurance? How much of a 100% necessity is this?
I ask, because, well, lets say, I don't have the best diagnosis in the world. That and multiple, long and short stays in hospital has been, "enforced" upon. Resulting in insurance quotes coming back with crazy premiums.
Any advice on the situation? Company to go for? Ways of getting travel insurance but excluding pre-existing mental health and just covering the physical.
Tyia. ____________________ Riding: Yamaha MT-09 Tracer Occasionally Riding: 08 Suzuki SV650, Potato: 2011 Yamaha YBR Custom.
Used to ride: 2015 Yamaha MT-09 Tracer (smidsy) 09 Triumph Street Triple (P/X'd) 08 Yamaha YBR (Sold)
CBT 04/14. A: Mod 1 & 2 13/04/15 |
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Minty |
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Minty World Chat Champion
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Minty |
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Minty World Chat Champion
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Ste |
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Ste Not Work Safe
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Rogerborg |
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Rogerborg nimbA
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Posted: 15:19 - 03 Aug 2017 Post subject: Re: A question for the mentals of the forum. |
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Tracer1234 wrote: | Anyway, Travel insurance? How much of a 100% necessity is this? |
110%. Cash up front, or they harvest your organs to shove into ladyboys.
Repatriation expenses are the biggie, you're looking at tens of thousands for that. UK.gov will not contribute.
Sorry, no idea about how to scam insurance. White corporate privilege and that.
Why do you need to go? Are the Voices ordering you? ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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Tracer1234 |
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Tracer1234 World Chat Champion
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thx1138 |
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thx1138 World Chat Champion
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Tracey Suntan-King |
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Tracey Suntan-King World Chat Champion
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Posted: 15:37 - 03 Aug 2017 Post subject: |
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You shouldn't go that far without any insurance.
My advice?
If you feel a mental episode coming on, throw yourself down the stairs. Then you can say your psychiatric state was caused by the hurty broken bone you got from falling accidentally down the (badly maintained- then insurers will think they can recoup from the holiday company) stairs
HTH
Auntie TSK ____________________ Whether you think you can, or think you can't, you're probably right |
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Ste |
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Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
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Posted: 15:42 - 03 Aug 2017 Post subject: |
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They ask about existing medical conditions because they want to know what they're not going to cover you for.
The financial butt hurt of a stay in foreign hospitals plus repatriation once you've paid the hospital bill would very quickly run into the tens of thousands.
You say you don't really want to go but have to, if you can't get travel insurance then that's an indisputable reason why you can't go. |
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rpsmith79 |
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rpsmith79 World Chat Champion
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Ste |
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Ste Not Work Safe
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Posted: 15:46 - 03 Aug 2017 Post subject: |
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stevo as b4 |
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stevo as b4 World Chat Champion
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Tracer1234 |
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Tracer1234 World Chat Champion
Joined: 13 Sep 2014 Karma :
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Posted: 16:11 - 03 Aug 2017 Post subject: |
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Tracey Suntan-King wrote: | You shouldn't go that far without any insurance.
My advice?
If you feel a mental episode coming on, throw yourself down the stairs. Then you can say your psychiatric state was caused by the hurty broken bone you got from falling accidentally down the stairs
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Sounds like a plan!
Ste wrote: | They ask about existing medical conditions because they want to know what they're not going to cover you for. |
Ahh, I think I have misunderstood that then, Better take a closer look.
Some of the info in the links you have sent will help I think as i can find an insurance company that deals with mental health specifically!
The Mrs sisters wedding. Yes, they are getting married on the other side of the planet. . Well, they are leagaly married already, this is just the ceremony. A topic that I could talk about for way too long.
And lets just say, my relationship with the family, specifically the sister getting hitched has been rocky to say the least. Many a time has she and her mother tried to convince The other half that she would be far better if she went else where. Much manipulation has been tried. Anyway, that's a stone best left unturned for now.
Ste wrote: | https://www.itv.com/news/2017-05-17/on-assignment-shackling-of-the-mentally-ill-in-indonesia/
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https://s20.postimg.org/dzq35b77x/Screenshot_2017-08-03_at_16.01.00.png
Looks good to me! ____________________ Riding: Yamaha MT-09 Tracer Occasionally Riding: 08 Suzuki SV650, Potato: 2011 Yamaha YBR Custom.
Used to ride: 2015 Yamaha MT-09 Tracer (smidsy) 09 Triumph Street Triple (P/X'd) 08 Yamaha YBR (Sold)
CBT 04/14. A: Mod 1 & 2 13/04/15 |
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P. |
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P. Red Rocket
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Rogerborg |
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Rogerborg nimbA
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Posted: 19:18 - 03 Aug 2017 Post subject: |
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Tracer1234 wrote: | The Mrs sisters wedding. Yes, they are getting married on the other side of the planet. . Well, they are leagaly married already, this is just the ceremony. A topic that I could talk about for way too long.
And lets just say, my relationship with the family, specifically the sister getting hitched has been rocky to say the least. Many a time has she and her mother tried to convince The other half that she would be far better if she went else where. |
Is it because you have no resolve or self respect?
There's no sack big enough for all the "off" that invitation would be getting. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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Tracer1234 |
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Tracer1234 World Chat Champion
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Posted: 19:33 - 03 Aug 2017 Post subject: |
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Rogerborg wrote: | Tracer1234 wrote: | The Mrs sisters wedding. Yes, they are getting married on the other side of the planet. . Well, they are leagaly married already, this is just the ceremony. A topic that I could talk about for way too long.
And lets just say, my relationship with the family, specifically the sister getting hitched has been rocky to say the least. Many a time has she and her mother tried to convince The other half that she would be far better if she went else where. |
Is it because you have no resolve or self respect?
There's no sack big enough for all the "off" that invitation would be getting. |
Unfortunately, The other half really wants me to go. Not going, would not only add serious fuel to the fire of them disliking me, but also add to the other halves current faze of battling what they say and her own feels of worry about the future with me. We have been together for 8 years, but recent times, the relationship has not been the best, especially what with the MH, which the family often use as a weapon to get to Her. Main ammo used to attack, has been MH, looks, Trauma in my past, work, money, amongst others.
So yeah, working to get through the rocky patch, so stuck between a rock and a hard place.
Yawn, Baww, Yawn. ____________________ Riding: Yamaha MT-09 Tracer Occasionally Riding: 08 Suzuki SV650, Potato: 2011 Yamaha YBR Custom.
Used to ride: 2015 Yamaha MT-09 Tracer (smidsy) 09 Triumph Street Triple (P/X'd) 08 Yamaha YBR (Sold)
CBT 04/14. A: Mod 1 & 2 13/04/15 |
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MarJay |
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MarJay But it's British!
Joined: 15 Sep 2003 Karma :
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Posted: 19:56 - 03 Aug 2017 Post subject: |
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Tracer1234 wrote: |
Unfortunately, The other half really wants me to go. Not going, would not only add serious fuel to the fire of them disliking me, but also add to the other halves current faze of battling what they say and her own feels of worry about the future with me. We have been together for 8 years, but recent times, the relationship has not been the best, especially what with the MH, which the family often use as a weapon to get to Her. Main ammo used to attack, has been MH, looks, Trauma in my past, work, money, amongst others.
So yeah, working to get through the rocky patch, so stuck between a rock and a hard place. |
No offense, but whenever you hear this kind of sh*t in a relationship, it invariably lasts a year longer max, and the person with the cray-cray other half (Hint: You're not the cray-cray other half in this) is invariably better off and much happier after the dissolution of the relationship.
If they are worried about the future with you, then the relationship is certainly in a hospital bed waiting for serious treatment... And it doesn't sound like a trip to a foreign wedding is what the doctor ordered.
If I were in this situation, with known mental health history I'd F*cking well want repatriation insurance. It sounds like the path through this and out the other side is fraught with obstacles. Whether the risk is worth it is really down to how much you value the relationship, and how you assess the risk of travelling to a third world country and the potential of your issues returning while there.
If it was a quiet holiday in Majorca I'd be saying different things... but there sounds to be a lot of risk factors with this. ____________________ British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another. |
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Tracey Suntan-King |
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Tracey Suntan-King World Chat Champion
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Howling Terror |
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Nobby the Bastard |
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Nobby the Bastard Harley Gaydar
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Rogerborg |
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Rogerborg nimbA
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Raffles |
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Raffles World Chat Champion
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Tracer1234 |
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Tracer1234 World Chat Champion
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Rogerborg |
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Rogerborg nimbA
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Posted: 07:21 - 04 Aug 2017 Post subject: |
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No kids? If you're not actively happy, if the missus hasn't committed to you over her grandstanding relatives, now would be the time to get out.
The only work you need to do in a relationship is to pick the right person to begin with. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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Freddyfruitba... |
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Freddyfruitba... World Chat Champion
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Posted: 15:32 - 04 Aug 2017 Post subject: Re: A question for the mentals of the forum. |
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Tracer1234 wrote: | Any advice on the situation? Company to go for? Ways of getting travel insurance but excluding pre-existing mental health and just covering the physical. |
I recently went on hols and insured through this outfit:
https://www.leisureguardlitetravelinsurance.com/travel-insurance/single-trip-insurance
They seemed pretty straightforward as regards pre-existing conditions. We had a couple to declare which I talked through with them... one case of depression, which we agreed would not be covered - so, no additional premium for it, but it was very clear that the insured would still be covered for all aspects of healthcare except where directly related to the depression - basically, the fallout of attempting or committing suicide would not be covered, but otherwise all fine. The other one was a potentially life-threatening nut allergy, which I did want covering against - that whacked up the family's premium by about 75%.
Of course I don't know enough about you to know whether you'd be happy not to be covered for your pre-existing condition, or whether that would be even appropriate? But if so, Leisure Guard seems a reasonable bet. Personally I wouldn't even consider travelling to somewhere like Bali completely uninsured though.
As to whether you should travel anyway.... if you don't want to go, can't you just say you'd love to but it's not possible because you can't get travel insurance? Christ, people who travel halfway round the world to get married and expect all their friends and family to stump up and fall in line is a real pet hate of mine!
That said, Bali is a fantastic place to visit though; or was when I went there about 15 years ago. Brilliant (and cheap, once you are there) place for a holiday with the missus if you can escape the outlaws... ____________________ KC100->CB100N->CB250RS--------->DL650AL2->R1200RS->R1250RS |
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Old Thread Alert!
The last post was made 6 years, 238 days ago. Instead of replying here, would creating a new thread be more useful? |
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