Cheaper insurance

[bigbill123]

I am going to turn 17 soon and i am trying to find the best bike to buy for insurance but i am getting quotes for over £900 just for third party only on a yamaha ybr 125. is there anything that will help bring it down???

[M.C]

An imaginary garage.

[Wheezybiker]

You could ask a parent or relative with a bike licence and some experience to be on your insurance as a named rider
I did it for my sons car insurance reduced the quote by about 300 quid

[Ste]

[M.C]

[andyscooter]

[arry]

[Wheezybiker]

Talking of saving money, there are other ways to cut the cost of insurance cover for young drivers. Parents can, for example, add themselves as a ‘named’ driver to a child’s policy. This will lower the cost of cover because the insurer will work on the basis that a more experienced driver is behind the wheel for at least part of the time.

This is what I did for my son and what I was suggesting for OP
Which as far as I am aware is totally legal

However as pointed out whether you can do it for a motorbike has not been proved on this thread

[Rogerborg]

Try: www.thebikeinsurer.co.uk

Don't make any assumptions about what "should" lower your quotes.

Start a private browsing session and call yourself Mr Fakename 2 doors down until you have the best quote.

Try every combination of:

TPO / Third party fire and theft / Fully comp

Garaged / driveway / street.

High and low mileage.

With and without security.


That last one illustrates the insanity of the process. I had the lowest quote on my GS insurance go up by 1/3rd when I listed security. Assume nothing.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[M.C]