MCE just told me that the premium will go up...

[uglyworld333]

Because my stolen Honda CBR 600 rr (2006) with H.I.S.S. "according to dealership" did not have an immobilizer like I have declared in my policy. The bike comes with an immobilizer as standard! I just sent them email, linking them to the bike specifications, and send them a photo of when I still had my bike of my ignition switch which above had the H.I.S.S. written clearly. We'll see what they have to say

[uglyworld333]

Here's the actual email

"At inception of your policy with MCE insurance it had been declared that the vehicle had been fitted with an immobiliser, however we have since confirmed with a dealership that this is not the case. Due to the MCE3 breach as mentioned above, MCE insurance have advised that they will be applying an additional premium of £140.50 which will be deducted before any settlement figure is offered along side of your agreed excess."

[J4mes]

"a dealership"

which dealership and which chassis number did they use to confirm the specification of your bike?

[Rogerborg]

Complaint ombudsman monies.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Itchy]

US versions didn't have HISS IIRC. Maybe they think it's an import? But then again if it's UK spec they have no leg to stand on.
____________________
Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.

[Polarbear]

[arry]

At least they didn't push straight to the avoidance route, or push a proportional remedy based on a percentage settlement. That's what I'd have expected of them.

[arry]

He's not having a lot of luck, this guy, is he?

First he buys a lemon from a dealer then has repairs carried out somewhere else before wanting to give it back. Now he's had another bike stolen and an insurer duff him over.

Sympathy required. And custard.

[Rogerborg]

I'm thinking that new users should be required to submit a custard pic at account creation.

Then autobanned anyway.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Ste]

Disabling new registrations would fix the problem.

[arry]

[Monkeywrenche...]

[The Shaggy D.A.]

This is why, other than "garaged", I no longer state that I have any security on my bikes at all, even if it does. There seems to be no real difference in the premium, and it just gives them another reason not to pay out.

Anyway, MCE - 'nuff said.
____________________
Chances are quite high you are not in my Monkeysphere, and I don't care about you. Don't take it personally.
Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5

[Hahadumball]

[arry]

[DJP]

[M.C]