|
Author |
Message |
tentativebike... |
This post is not being displayed .
|
tentativebike... Renault 5 Driver
Joined: 15 Nov 2017 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
Ste |
This post is not being displayed .
|
Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
Rogerborg |
This post is not being displayed .
|
Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
|
Posted: 10:11 - 18 Nov 2017 Post subject: |
|
|
Plus you need to budget £83.99 for your Rainpal®.
I pity you the Teffing that you're about to receive, but I have to pre-emptively agree with the lucid parts of it. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
|
Back to top |
|
You must be logged in to rate posts |
|
|
DRZ4Hunned |
This post is not being displayed .
|
DRZ4Hunned World Chat Champion
Joined: 15 Apr 2014 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
RhynoCZ |
This post is not being displayed .
|
RhynoCZ Super Spammer
Joined: 09 Mar 2012 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
wots |
This post is not being displayed .
|
wots World Chat Champion
Joined: 30 Aug 2012 Karma :
|
Posted: 10:57 - 18 Nov 2017 Post subject: |
|
|
CBT is good for 2 years, which means you'd have to take another before you were actually able to use a £200 125, after all the repairs.
IMO >125 bikes can be had for peanuts (if you are lucky), they can be massaged into life more often than not. 125's by their very nature are seriously used and abused, therefore if they are around that figure it will cost a whole heap more. As above, triple budget and then some ... ____________________ Currently: Yamaha DT 125 LC2,Repsol Fireblade, and Bumblebee MSX 125 |
|
Back to top |
|
You must be logged in to rate posts |
|
|
tentativebike... |
This post is not being displayed .
|
tentativebike... Renault 5 Driver
Joined: 15 Nov 2017 Karma :
|
Posted: 11:01 - 18 Nov 2017 Post subject: |
|
|
Oh Jesus, there was a 0 missing off the post, I'm meant a maximum 2000 all in (including tax, m.o.t and insurance). I look like a right idiot don't I. I might not want to spend the earth on it but I do want it to at least get me out the driveway. |
|
Back to top |
|
You must be logged in to rate posts |
|
|
bamt |
This post is not being displayed .
|
bamt World Chat Champion
Joined: 15 Dec 2013 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
tentativebike... |
This post is not being displayed .
|
tentativebike... Renault 5 Driver
Joined: 15 Nov 2017 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
stinkwheel |
This post is not being displayed .
|
stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
|
Posted: 11:44 - 18 Nov 2017 Post subject: |
|
|
You could get a halfway decent Honda varadero (XL125) for that if you shop around. They are a fairly substantial motorcycle.
I've had into double figures of motorbikes and have only paid over £1600 once. ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
|
Back to top |
|
You must be logged in to rate posts |
|
|
Rogerborg |
This post is not being displayed .
|
Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
|
Posted: 12:13 - 18 Nov 2017 Post subject: |
|
|
tentativebiker wrote: | Oh Jesus, there was a 0 missing off the post, I'm meant a maximum 2000 all in |
It's too late. You've sown the wind, now you will reap the whirlTefwind.
Perfectly reasonable strategy. A used YBR125 with at least a year to go until it needs an MOT is the default choice. Not thrilling, but loads of them around at decent prices, and few surprises.
I'd avoid the Honda CBF125, or anything Chinese branded unless you can get it very cheap and feel lucky. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
|
Back to top |
|
You must be logged in to rate posts |
|
|
arry |
This post is not being displayed .
|
arry Super Spammer
Joined: 03 Jan 2009 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
Teflon-Mike |
This post is not being displayed .
|
Teflon-Mike tl;dr
Joined: 01 Jun 2010 Karma :
|
Posted: 13:33 - 18 Nov 2017 Post subject: |
|
|
tentativebiker wrote: | (including tax, m.o.t and insurance). |
There's the nigglie in the wood-pile.
Your 21, dont have a licence, or NCB, do NOT expect that one to be 'cheap', it's like as not going to be as much or more than a bike.
Next door neighbor's lad, just got all exited about turning 18, after having a Lexmoto in the shed for six months he could't insure, 'cos he didn't discover until after he'd got bike, that the 'monthly - payement' quotes he'd got on his smurfone, were completely useless, he wasn't old enough for the credit agreement they actually are!
Bike, 2 year old Lexmoto, valued at aprox £700.
Insurance... Third-Party only - £1600... £200 a month... yes... 25% 'interest' on the credit!
Guess what happened last week?
Yes the thing got nicked....
And we had an 18 year old going barmy on a Smurfone, when he got a message to tell him that the diect debit for his insurance installement had just 'bounced', and how was he going to pay the remaining 9 installements.... for the bike he no longer had... that he could't claim anything for off the insurance cos TPO....
He WAS warned, but insisted that only going TPO and buying the policy on the knock, was SUCH a 'smart' thing to do..... one lesson learned the very hard and expensive way......
Good news is he got the wreckage back, after paying the local plod recovery co, £200 money with menaces to get it.... and after he has paid back his gran for that, and saved up for a new lock set and side panels, battery and headlamp etc... whilst STILL paying the monthlies on the insurance for a bike he cant ride.... (cos penalty charges for cancelling are more than the remainig monthlies!) he MIGHT, just MIGHT be able to get it MOT'd just about the time the insurance renewal comes in....
There in lies a moral... or three.
1/ DON'T do the oh-so common thing of de-prioritizing the insurance to buy a 'better' bike. Budget for that up-front; you don't 'save' paying credit charges!
2/ Pay careful heed of the level of cover you go for. You may seem to get big savings taking huge voluntary XS's or going for TPO rather than TPF&T cover, but, that short term saving could see large long term loss, IF the incredibly likely that bikes smashed or stolen does happen. Either way, you will likely end up the one paying, one way or another.
3/ Note that for a younger rider, the price of insurance even a low value 125 can be more than the cost of the bike.
SO!
If you have to get it all i for £2K start with the insurance quotes, see what you can atually insure for less than that and then how much you have left for a bike!
Bench-Mark 125 is a Yamaha YBR 125. Overall they represent the best all round value for money, most often, and something around 3-4 years with a fresh MOT probably represents an optimum, but likely to cost you around £1500, which wont leave you much to get insurance on it, paid upfront but depending on your age, post code, and what the broker had for dinner, its probably not beyond reason its do-able.
Just, just for academic interest, go get some quotes for a course, then some for a £500 Kawasaki ER5 or the like. Likely that insurance on smething like that will actually be cheaper than for a 125, as well as the bike be an awful lot cheaper! THEN consider that you will have to repeat your CBT for around £150 before you can do the DAS for the RWYL licence.... but do that up front for an A2 licence, you get the chance at the higher performnce, lower cost A2 bke for the tme youd be wallyng about on L's on a 125, and for LESS money than the repeat CBT rock up to test, self booked, on your 'de-restricted' A2 bike, do what you already done once on it, and ride away with the licence yu really want, all i probably for less money, likely less time and hassle, and not had to suffer the 125 in-between times.... just a thuk. ____________________ My Webby'Tef's-tQ, loads of stuff about my bikes, my Land-Rovers, and the stuff I do with them!
Current Bikes:'Honda VF1000F' ;'CB750F2N' ;'CB125TD ( 6 3 of em!)'; 'Montesa Cota 248'. Learner FAQ's:= 'U want to Ride a Motorbike! Where Do U start?' |
|
Back to top |
|
You must be logged in to rate posts |
|
|
P. |
This post is not being displayed .
|
P. Red Rocket
Joined: 14 Feb 2008 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
tentativebike... |
This post is not being displayed .
|
tentativebike... Renault 5 Driver
Joined: 15 Nov 2017 Karma :
|
Posted: 13:58 - 18 Nov 2017 Post subject: |
|
|
Teflon-Mike wrote: | tentativebiker wrote: | (including tax, m.o.t and insurance). |
There's the nigglie in the wood-pile.
Your 21, dont have a licence, or NCB, do NOT expect that one to be 'cheap', it's like as not going to be as much or more than a bike.
Next door neighbor's lad, just got all exited about turning 18, after having a Lexmoto in the shed for six months he could't insure, 'cos he didn't discover until after he'd got bike, that the 'monthly - payement' quotes he'd got on his smurfone, were completely useless, he wasn't old enough for the credit agreement they actually are!
Bike, 2 year old Lexmoto, valued at aprox £700.
Insurance... Third-Party only - £1600... £200 a month... yes... 25% 'interest' on the credit!
Guess what happened last week?
Yes the thing got nicked....
And we had an 18 year old going barmy on a Smurfone, when he got a message to tell him that the diect debit for his insurance installement had just 'bounced', and how was he going to pay the remaining 9 installements.... for the bike he no longer had... that he could't claim anything for off the insurance cos TPO....
He WAS warned, but insisted that only going TPO and buying the policy on the knock, was SUCH a 'smart' thing to do..... one lesson learned the very hard and expensive way......
Good news is he got the wreckage back, after paying the local plod recovery co, £200 money with menaces to get it.... and after he has paid back his gran for that, and saved up for a new lock set and side panels, battery and headlamp etc... whilst STILL paying the monthlies on the insurance for a bike he cant ride.... (cos penalty charges for cancelling are more than the remainig monthlies!) he MIGHT, just MIGHT be able to get it MOT'd just about the time the insurance renewal comes in....
There in lies a moral... or three.
1/ DON'T do the oh-so common thing of de-prioritizing the insurance to buy a 'better' bike. Budget for that up-front; you don't 'save' paying credit charges!
2/ Pay careful heed of the level of cover you go for. You may seem to get big savings taking huge voluntary XS's or going for TPO rather than TPF&T cover, but, that short term saving could see large long term loss, IF the incredibly likely that bikes smashed or stolen does happen. Either way, you will likely end up the one paying, one way or another.
3/ Note that for a younger rider, the price of insurance even a low value 125 can be more than the cost of the bike.
SO!
If you have to get it all i for £2K start with the insurance quotes, see what you can atually insure for less than that and then how much you have left for a bike!
Bench-Mark 125 is a Yamaha YBR 125. Overall they represent the best all round value for money, most often, and something around 3-4 years with a fresh MOT probably represents an optimum, but likely to cost you around £1500, which wont leave you much to get insurance on it, paid upfront but depending on your age, post code, and what the broker had for dinner, its probably not beyond reason its do-able.
Just, just for academic interest, go get some quotes for a course, then some for a £500 Kawasaki ER5 or the like. Likely that insurance on smething like that will actually be cheaper than for a 125, as well as the bike be an awful lot cheaper! THEN consider that you will have to repeat your CBT for around £150 before you can do the DAS for the RWYL licence.... but do that up front for an A2 licence, you get the chance at the higher performnce, lower cost A2 bke for the tme youd be wallyng about on L's on a 125, and for LESS money than the repeat CBT rock up to test, self booked, on your 'de-restricted' A2 bike, do what you already done once on it, and ride away with the licence yu really want, all i probably for less money, likely less time and hassle, and not had to suffer the 125 in-between times.... just a thuk. |
I know you old farts like to thing that us young'uns are completely bloody useless, but do you not think, Mike, that insurance quote running might have been the first thing I did when browsing through wrecks on Gumtree and decent stuff on AutoTrader for deciding if it was even remotely plausible I could afford the bike any way before booking a CBT costing several days of my hard earned cash? We weren't all asleep in maths class post-millenium. YBR's are out as my horrible postcode makes them uninsurable, have managed to get TPF&T (minimum cover I'm going for, as you rightly point out I'd like to get cover if it's nicked) for between 600-900 on some slightly cheaper bikes that seem okay. Might be the way forward. Regards you're last point, it's primarily a stop gap - no guarantee I need to get the full license ever. I did as you said and ramped up some quotes for ER5's - given the fact I'd need do the course and tests for a full licence, and then do it again in a few years anyway - accounting for refresher lessons - the difference between that and the cost of a 125 aren't that different, in fact it's more expensive to buy the ER5 than a 500 quid lexmoto I can insure for 600. I find interest you feel empowered to have decided for me that I really want a full license - quite simply I want a mode of transport that I can rely on and won't turn up two hours late and I can actually enjoy to tide me over to when I can afford a car (when I move out of my current area most likely)
Last edited by tentativebiker on 14:12 - 18 Nov 2017; edited 1 time in total |
|
Back to top |
|
You must be logged in to rate posts |
|
|
arry |
This post is not being displayed .
|
arry Super Spammer
Joined: 03 Jan 2009 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
tentativebike... |
This post is not being displayed .
|
tentativebike... Renault 5 Driver
Joined: 15 Nov 2017 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
bamt |
This post is not being displayed .
|
bamt World Chat Champion
Joined: 15 Dec 2013 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
Teflon-Mike |
This post is not being displayed .
|
Teflon-Mike tl;dr
Joined: 01 Jun 2010 Karma :
|
Posted: 17:49 - 18 Nov 2017 Post subject: |
|
|
Untwist your knickers kid; you said you only wanted to do one test... CBT ISN'T a test.... its the first lesson..... validates your provisional entitlement, no more.... but comment implies that taking a test is on the cards, when you are 24.....
tentativebiker wrote: | Not to mention I'm petrified of crashing the thing and would rather do that on a cheaper 125 than a valuable big bike.. |
If you are petrified of crashing, then why on earth would you want to try and dodge getting properly trained NOT to crash, doing the full training to test standard?
Surely makes far more sense to do the full course, beyond the first lesson, get some learning and know how, build confidence and do all you can to dodge falling off rather than dodging tests!?
Personally I'd rather not crash... end of... no matter what size the bike, or how valuable! It hurts.. and it costs...
While the value of a bike is utterly unconnected to its engine displacement, where Learner-Legals just because they may be ridden without any significant training or qualification, tend to cost more, relatively, not less, on the 2nd hand market, regardless of the price put on them in the showroom when new.
I suppose that 125's do tend to be a tad lighter and easier to pull out of hedges, but, believe me, and I have plenty of experience of it, falling off hurts! And trying to put my 75Kg trials bike rubber side down after I have dumped it, and am rather bruised and aching, is not an awful lot easier than trying to right my 200Kg 750 , or the 125Kg 125, when the side stand has found the hole in the patio!
However, I stand by advice. See what you can afford to insure, then how much you have left for a bike. That's the likely deciding factor. And if a YBR is too expensive to insure, in your post code, I doubt very much is likely to come in any more reasonable, and even MORE reason to let the insurance quotes steer the choice of bike... especially in a seller's market where its likely Hobson's choice of whats actually for sale in budget to begin with.
Meanwhile your own suggestion that the cost-to-road of an A2 bike with the full training course, being much the same as a learner legal without, I would have thought should give you a clue why I suggested it!
But, end of the day, its your arse, your money your choice.... advice is offered, heed it or not.
But if you already have all the answers, why ask the question? ____________________ My Webby'Tef's-tQ, loads of stuff about my bikes, my Land-Rovers, and the stuff I do with them!
Current Bikes:'Honda VF1000F' ;'CB750F2N' ;'CB125TD ( 6 3 of em!)'; 'Montesa Cota 248'. Learner FAQ's:= 'U want to Ride a Motorbike! Where Do U start?' |
|
Back to top |
|
You must be logged in to rate posts |
|
|
Ste |
This post is not being displayed .
|
Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
andyscooter |
This post is not being displayed .
|
andyscooter World Chat Champion
Joined: 30 May 2009 Karma :
|
Posted: 18:26 - 18 Nov 2017 Post subject: |
|
|
[quote="Teflon-Mike"]Untwist your knickers kid; you said you only wanted to do one test... CBT ISN'T a test.... quote]
tef if you read the posts he makes you would have read this bit
Chose a 125 so I only need to take one test, as the CBT would tide me over to turning 24 pretty much.
so after the two years he could do a full A licence rather then do a2 then have to do it all again so doing one test
nowhere did he mention the cbt being a test
or have you not got a essay typed out for this scenario so that one fitted some of the answers ____________________ gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet |
|
Back to top |
|
You must be logged in to rate posts |
|
|
tentativebike... |
This post is not being displayed .
|
tentativebike... Renault 5 Driver
Joined: 15 Nov 2017 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
Ste |
This post is not being displayed .
|
Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
tentativebike... |
This post is not being displayed because it has a low rating (Abusive). Unhide this post / all posts.
|
tentativebike... Renault 5 Driver
Joined: 15 Nov 2017 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
Ste |
This post is not being displayed .
|
Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
|
|
Back to top |
|
You must be logged in to rate posts |
|
|
Old Thread Alert!
The last post was made 6 years, 159 days ago. Instead of replying here, would creating a new thread be more useful? |
|
|
|