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When Bike Debt Kills

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M.C
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PostPosted: 00:41 - 02 Jun 2018    Post subject: Reply with quote

I was thinking you'd either learn the system and make it work or pack it in and do something else. I wasn't really following the timeline but it seemed to be about a year? It seemed a stupidly long time to be earning £150 a week Neutral
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King29
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PostPosted: 23:00 - 03 Jun 2018    Post subject: Reply with quote

I watched this tonight on Iplayer. Quite upsetting, there was another story a while back where a youngster tipped petrol over himself and lit himself up over a payday loan. I understand there is debt worry but to off yourself over a grand or so, mental.
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M.C
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PostPosted: 00:02 - 04 Jun 2018    Post subject: Reply with quote

King29 wrote:
I watched this tonight on Iplayer. Quite upsetting, there was another story a while back where a youngster tipped petrol over himself and lit himself up over a payday loan. I understand there is debt worry but to off yourself over a grand or so, mental.

The lad took out a payday loan as well, wasn't it £250 at 3000% or something? Shocked A guy did that at work, took out a grand and his next 3 pay cheques went on paying it off Neutral
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Rogerborg
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PostPosted: 08:54 - 04 Jun 2018    Post subject: Reply with quote

King29 wrote:
I watched this tonight on Iplayer. Quite upsetting, there was another story a while back where a youngster tipped petrol over himself and lit himself up over a payday loan. I understand there is debt worry but to off yourself over a grand or so, mental.

What of value was lost?
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The Shaggy D.A.
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PostPosted: 09:16 - 04 Jun 2018    Post subject: Reply with quote

The petrol.
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Rogerborg
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PostPosted: 07:39 - 05 Jun 2018    Post subject: Reply with quote

The Shaggy D.A. wrote:
The petrol.

I honour those dinosaurs' sacrifice.
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Sload
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PostPosted: 08:18 - 05 Jun 2018    Post subject: Reply with quote

Courier265 wrote:
now seen the program on the iplayer.....

This kid reckoned he would be earning £1500 a month, yeah right, a kid
on L plates with no real experience? it would take a few months for him
to be earning that kind of money.

As for the fines, well he's a kid and doesn't understand there are grillions
of cameras that can catch him breaking the laws of the road.

As for the fines he just buried his head in the sand.

Back in the day courier companies wouldn't take him on because of his
age and L plates. Now courier companies take on ANYONE, even if they
don't speak English.


Yeh I don't hate the kid, it is a sad story and can catch people regardless of ethnicity, it could be argued certain sections of society are more prone to this. The game is the issue, and the kid whilst incompetent was really guilty of naivity.
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M.C
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PostPosted: 08:40 - 05 Jun 2018    Post subject: Reply with quote

Sload wrote:
Yeh I don't hate the kid, it is a sad story and can catch people regardless of ethnicity, it could be argued certain sections of society are more prone to this. The game is the issue, and the kid whilst incompetent was really guilty of naivity.

Yeah the poor, any other group and it wouldn't be allowed to happen.
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grr666
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PostPosted: 09:41 - 05 Jun 2018    Post subject: Reply with quote

I do wonder if Jerome was putting in 70+ hours a week, like I was.
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Rogerborg
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PostPosted: 11:13 - 05 Jun 2018    Post subject: Reply with quote

grr666 wrote:
I do wonder if Jerome was putting in 70+ hours a week, like I was.

To be fair, he could only put in the hours that were offered. That's why so many folk are running eleventeen concurrent "gig economy" 0-hours contracts.

There's no magical solution to the over supply of under qualified drones, except to reduce the surplus population.
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grr666
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PostPosted: 11:40 - 05 Jun 2018    Post subject: Reply with quote

Quite, I spent many, many hours sitting parked waiting for a job to come in. That was more likely if I was in the city,
in my van and not at home waiting for a call. These firms trade on being POB (Package On Board) within a few mins
of receiving the call from the customer. That can only be the case if they have drivers VERY local to the work and not at
home smoking a spliff and playing xbox. I was only earning when I was POB, the rest of the time I was loitering nearby
my last completed drop waiting for work in that area. It was quite common to have to kill a couple of hours between jobs.
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winz
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PostPosted: 17:18 - 05 Jun 2018    Post subject: Reply with quote

mpd72 wrote:

This is the whole problem with modern UK society. Nobody is ever to blame for their own stupidity.


Can you honestly say that you never made a fuck up when you were younger?
——

I feel sorry for the guy and his family, we all make mistakes; personally and financially. I have several times and worked it all out, all a part of life. Learnt a few lessons and just cracked on. I guess he wasn't as resilient as the rest of us.
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Courier265
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PostPosted: 21:46 - 05 Jun 2018    Post subject: Reply with quote

Even if Jerome didn't get those fines he would of probably had at some time contact from the Inland Revenue.

As he was Self Employed he still has to fill in a self assessment form, he probably would have to pay any tax but he would of had to pay NIC.

I'm also questioning the his bike insurance, did he have courier insurance?
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Sload
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PostPosted: 22:07 - 05 Jun 2018    Post subject: Reply with quote

"Pull yourself up by your bootstraps, work hard, earn your place blah blah".

Kid tries and fucks up

"Oh you fucked up lol look at you stupid (insert whatever) making bad decisions, why didn't you just make the right choices blah blah".

Kid tops himself

"What a stupid blah blah"

See variations of that type of shit constantly in differing arguments and situations, kinda BS to my mind.

No such thing as common sense and no such thing as an obviously bad choice if you are uneducated about the risks.

mpd72 wrote:
I could add up for one. Jerome seemed to struggle with living anywhere near within his means. It’s a generational thing evidentially.


Did you get past the pictures? The text was an actual story, can read that stuff for context.
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Rogerborg
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PostPosted: 09:01 - 06 Jun 2018    Post subject: Reply with quote

Sure, he gets posthumous points for effort.

Sload wrote:
The text was an actual story, can read that stuff for context.

Hello. Yes, and the point of that story was to condemn those who obliged Jerome to be responsible for his choices

Just the usual socialist clap trap about how dreadful it is that in a rich society, not everybody can be idle and wealthy.

Then to celebrate striking a blow against the corrvpt capitalist system they pop out to expense themselves a soy latte from some 3-job illegal toiling cash in hand for £5 an hour, and tweet about it on their sweatshop iPhones.
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AshWebster
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PostPosted: 11:26 - 06 Jun 2018    Post subject: Reply with quote

Tbh im with the kid on this one:

most of his mates were probably out dealing or claiming benefits, and he had the fortitude to go and try and earn his money

agreed his downfall was his naivety on thinking work life is easy and everything comes up smelling of roses.

ignoring fines is never a good thing. and not learning from them is even worse. if he has just paid off his first one and then learned from it he might never have racked up any debt at all..

is it bad i blame the parents? my mum has helped me endless while i was growing up , dad even worked 2 jobs to send me to a private school. now i am happily repaying my debts to them thanks to their efforts (even though they dont want anything back!)

i will always have time for people who work hard. regardless of race/gender/age etc. its the lazy benefits i cant stand.
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stinkwheel
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PostPosted: 15:45 - 06 Jun 2018    Post subject: Reply with quote

See what a valuable service BCF supplies. If he'd have been coming on here since he was 16, he'd have had a much thicker skin.

Someone would probably have fixed his old bike too, following a suitable period of piss taking. Or bought it off him for about two fiddy.
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Sload
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PostPosted: 17:00 - 06 Jun 2018    Post subject: Reply with quote

Rogerborg wrote:
Just the usual socialist clap trap about how dreadful it is that in a rich society


U Wot m8 Laughing

Like seriously not sure where that one came from but i'll pass.

As a bit of bants

https://images-na.ssl-images-amazon.com/images/I/510B7oM4w4L.jpg
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M.C
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PostPosted: 17:20 - 06 Jun 2018    Post subject: Reply with quote

Courier265 wrote:
I'm also questioning the his bike insurance, did he have courier insurance?

They mentioned it in the programme IIRC during the conversation with his brother, without implicitly stating he did. However a pal rode a big bike for years with no license and insurance as a dispatch rider.

Rogerborg wrote:
Just the usual socialist clap trap about how dreadful it is that in a rich society, not everybody can be idle and wealthy.

So you'd be happy with similar working conditions? It's more about how dreadful it's that in a rich society we still don't pay those at the bottom properly, which in turn generates wealth for others. It's funny how you object to someone benefiting off another persons toil, but not in this situation Rolling Eyes

AshWebster wrote:
is it bad i blame the parents? my mum has helped me endless while i was growing up , dad even worked 2 jobs to send me to a private school. now i am happily repaying my debts to them thanks to their efforts (even though they dont want anything back!)

i will always have time for people who work hard. regardless of race/gender/age etc. its the lazy benefits i cant stand.

The programme suggested they were helping, but in the convo at the end between the mum and the bailiffs she says he couldn't even tell her about it Confused I got the feeling they were massaging the narrative a bit.

Anyhoo a lot of parents don't have their kids best interests at heart, and I've seen it often where individuals from unemployed families go out into the world of work, get taken advantage of and end up thoroughly disillusioned with it all. I'm not saying you give people their dream job straight outta school (or college now), but the amount of scams they've had even in my relatively short working life is truly ridiculous (zero hours, unpaid retail work placements, modern apprenticeships* etc.).

*they were unpaid, then the government introduced the apprentice wage and companies (even the NHS) have jumped on it, offering apprenticeships in shit like retail and admin so they can pay people tree fiddy an hour Neutral I know of a cleaning company that did the same... an apprenticeship in f**king cleaning!
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Rogerborg
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PostPosted: 18:07 - 06 Jun 2018    Post subject: Reply with quote

Sload wrote:
Rogerborg wrote:
Just the usual socialist clap trap about how dreadful it is that in a rich society

U Wot m8 Laughing

Like seriously not sure where that one came from

It came from the BBC, a wretched hive of champagne socialism.

What was the intent in them throwing so much of our riches at making this particular propaganda piece? It's a very small tragedy on London's very large stage.

For the avoidance of doubt: Kudos to deader for actually trying to work, I have no problem with the effort.

It's more an issue of whether it's rational for Urbanites to even bother any more, and especially whether they should take on debt in order to try to earn, given the over supply of uneducated labour chasing unskilled jobs.

That's sort of what Al Beeb are getting at too, but their slant is that it's so totes unjust that trying isn't enough, and that debt begets debt.

I'm more about accepting the reality that we have an excess of uneducated yoofs chasing unskilled jobs, and that the solution isn't to wish that they'd be brighter, study harder or school, or to magic up spreadsheet riches to gift them with, it's to grasp the nettle of that surplus population problem.
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GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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M.C
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PostPosted: 19:35 - 06 Jun 2018    Post subject: Reply with quote

Rogerborg wrote:
It's more an issue of whether it's rational for Urbanites to even bother any more

Quoted for posterity.
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mentalboy
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PostPosted: 01:03 - 07 Jun 2018    Post subject: Reply with quote

His partner is a chauffeur called Bentley, I found it hard to take seriously after reading that.
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Rogerborg
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PostPosted: 08:04 - 07 Jun 2018    Post subject: Reply with quote

M.C wrote:
Rogerborg wrote:
It's more an issue of whether it's rational for Urbanites to even bother any more

Quoted for posterity.

Since we're being helpful: along the wrist, not across.
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