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Wheezybiker
Nitrous Nuisance



Joined: 19 Jun 2017
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PostPosted: 09:24 - 27 Jun 2018    Post subject: Insurance question Reply with quote

Insurance for bike is due towards end of July.

Do you still get reminders from company for renewal or is it all down to you
I'm with MCE if that makes any difference to the answer

Thanks
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natefz6
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Joined: 06 Apr 2005
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PostPosted: 09:32 - 27 Jun 2018    Post subject: Reply with quote

I'm also with MCE, they sent me a reminder which said they do not auto renew so give them a call or go online to quote.

For me they were still the cheapest by a fair margin so i ended up renewing with them through go compare so I got whatever was on offer this time... I think it was some Dine card for money off when eating out.
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 10:46 - 27 Jun 2018    Post subject: Reply with quote

They should remind you. The renewal also serves as your evidence of no claims, so you do need it.
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Freddyfruitba...
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Joined: 20 May 2016
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PostPosted: 11:07 - 27 Jun 2018    Post subject: Reply with quote

What on earth difference does it make whether they do or don't remind you? Makes no difference as to whether you need insurance or not; and whether the company does or doesn't remind you, either way they may or may not already have an automatic renewal in place.

I can't think of any reason why you wouldn't simply be proactive here and just sort this yourself (ie, including obtaining renewal quotes from elsewhere).
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Wheezybiker
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PostPosted: 15:04 - 27 Jun 2018    Post subject: Reply with quote

I am being proactive already been looking at new quotes.just wanted to know and if what Rogerborg says is true then I need it to get the best quote
MCE weren't the cheapest but nor the most expensive either for me I have no complaints so far with them however never had to claim either
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arry
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Joined: 03 Jan 2009
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PostPosted: 15:25 - 27 Jun 2018    Post subject: Reply with quote

Freddyfruitbat wrote:
What on earth difference does it make whether they do or don't remind you? Makes no difference as to whether you need insurance or not; and whether the company does or doesn't remind you, either way they may or may not already have an automatic renewal in place.

I can't think of any reason why you wouldn't simply be proactive here and just sort this yourself (ie, including obtaining renewal quotes from elsewhere).


It makes a difference if don't want the contract of insurance upcoming.
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Freddyfruitba...
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PostPosted: 16:45 - 27 Jun 2018    Post subject: Reply with quote

arry wrote:
Freddyfruitbat wrote:
What on earth difference does it make whether they do or don't remind you? Makes no difference as to whether you need insurance or not; and whether the company does or doesn't remind you, either way they may or may not already have an automatic renewal in place.

I can't think of any reason why you wouldn't simply be proactive here and just sort this yourself (ie, including obtaining renewal quotes from elsewhere).

It makes a difference if don't want the contract of insurance upcoming.

But if no reminder arrives (for whatever reason), and the OP has signed up to automatic renewal last year (maybe unwittingly), then there's nothing to stop the insurer from just sending him a renewed policy as a fait accompli, shurely?
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almostthere
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Joined: 28 Oct 2013
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PostPosted: 17:07 - 27 Jun 2018    Post subject: Reply with quote

MCE might not remind you but the comparison site you buy it through will, So will every other fucker you got a quote from Wink
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arry
Super Spammer



Joined: 03 Jan 2009
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PostPosted: 20:46 - 27 Jun 2018    Post subject: Reply with quote

Freddyfruitbat wrote:

But if no reminder arrives (for whatever reason), and the OP has signed up to automatic renewal last year (maybe unwittingly), then there's nothing to stop the insurer from just sending him a renewed policy as a fait accompli, shurely?


Nope. Tacit renewal requires reminder of renewal plus other bells and whistles.
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