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Are rider policies extinct?

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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
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PostPosted: 17:47 - 17 Sep 2004    Post subject: Are rider policies extinct? Reply with quote

My in-sewer-ants need to move house shortly.

I currently have err.... five different bikes that I might want to ride within the next 12 months and frankly, keeping up with the insurance is a real pain. I have a multi-bike policy but for some reason it takes you up the arse if you try to put a small capacity bike on it. (my bikes range from 100cc to 660cc). I also like fiddling with smaller bikes then selling them on so the list is chopping and changing all the time, I loose track.

Does anyone know of a company that does a policy like the old-style NU rider policy I used to have (third party cover on any and all bikes up to a certain cc limit no matter who they are owned by and if they are insured elsewhere or not...the rider was insured, not the bikes)?

Fat chance I know, but you don't get if you don't ask.
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Tarmacsurfer
World Chat Champion



Joined: 29 Jun 2004
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PostPosted: 18:42 - 17 Sep 2004    Post subject: Reply with quote

As far as I know that type is long gone Sad
I used to ride the turbo on an 850cc rider policy, they were phased out in the mid nineties though. There may be some possiblity for a trade policy of some sort although I'm not familiar with one if there is.
If you do find a company that does this type of thing then please let me know Wink
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mrchips
World Chat Champion



Joined: 05 Mar 2004
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PostPosted: 19:17 - 17 Sep 2004    Post subject: Reply with quote

My policy with Adelaide (might only be NI though) says on the policy if my bike's over 350cc I can ride any bike third party only. I'm sure theres policys about for bikes the same as a lot of "drive any car" policies.
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 19:33 - 17 Sep 2004    Post subject: Reply with quote

mrchips wrote:
says on the policy if my bike's over 350cc I can ride any bike third party only.

I suspect you will find that it does not cover you if it is your own bike; just someone else's. Most of these policies insist the other person has it insured as well, I think.
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