Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


My first bike stolen. What to do next

Reply to topic
Bike Chat Forums Index -> General Bike Chat Goto page 1, 2  Next
View previous topic : View next topic  
Author Message

MikegJ
Two Stroke Sniffer



Joined: 16 Feb 2019
Karma :

PostPosted: 20:33 - 18 Aug 2019    Post subject: My first bike stolen. What to do next Reply with quote

So it’s happened, I’ve had my Honda cbr600 stolen. 6 minutes to angle grind two chains and two disc locks. The w@nk#rs even took my cover. Sad times but I guess unfortunately it’s part of being a biker, I’ve been told. My biggest regret is not having a tracker. Yes I’m a idiot!!

So what do I do next?

I want a new bike, but I’m scared I’ll just be leaving for the w@nk#rs to take again.

I’m looking at the Almax chain and lock if I do get a new bike, any recommendations?

A tracker of course, any recommendations?

I don’t want to let the barstards win and give up on biking it’s been a absolute joy. But I can’t keep taking the costs of insurance increase, replacing locks And chains. And the heart ache of losing a friend(my bike)

Joys of living in south east London
____________________
MGJcbr600rr7
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Skudd
Super Spammer



Joined: 01 Oct 2006
Karma :

PostPosted: 20:57 - 18 Aug 2019    Post subject: Reply with quote

Wait until the insurance company rapes you. You will feel very dirty dealing with them from start to finish.
Once you have got your 45% of the value you insured it for, go try and buy another and get raped again by the insurance company when you try to insure your next bike.
____________________
Famous last words of Humpty Dumpty. " Stop pushing me "
Petty Anarchists look at "1984".............. The Visionary looks at "Animal Farm".
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

slowside
Nova Slayer



Joined: 23 Apr 2019
Karma :

PostPosted: 20:58 - 18 Aug 2019    Post subject: Reply with quote

That sucks, I leave in a sleepy village, yet still little scroats have done in a few garages and tried to rub their shit infested fingers over bikes in the area.

My 125 commuter is chained up in the garage but I’m looking to replace it with something bigger/nicer to will be upgrading to a chain from a ships anchor.

Was yours kept outside (multiple locks and cover made me ask)?

Any chance you can find someone to rent you some garage space? I appreciate being a non-Londoner I may be grossly underestimating the costs involved in that one.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Easy-X
Super Spammer



Joined: 08 Mar 2019
Karma :

PostPosted: 22:19 - 18 Aug 2019    Post subject: Reply with quote

On trackers your options are: horrendously expensive (~£300 install cost + service subscription) or pathetically cheap (chinese crap with PAYG SIM) and very little in between Sad

Reminds me: still need to fit mine!
____________________
Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter
 Back to top
View user's profile Send private message You must be logged in to rate posts

Polarbear
Super Spammer



Joined: 24 Feb 2007
Karma :

PostPosted: 22:32 - 18 Aug 2019    Post subject: Reply with quote

I'm presuming your bike was on the road outside your house?

TBH I wouldn't get a decent bike unless you have somewhere secure to keep it.

Get an old Bandit that looks sh1t, it doesn't have to be sh1t, just look it.

Actually I wouldn't even do that, someone will still nick it. Evil or Very Mad
____________________
Triumph Trophy Launch Edition
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

sickpup
Old Timer



Joined: 21 Apr 2004
Karma :

PostPosted: 23:56 - 18 Aug 2019    Post subject: Reply with quote

Easy-X wrote:
On trackers your options are: horrendously expensive (~£300 install cost + service subscription) or pathetically cheap (chinese crap with PAYG SIM) and very little in between Sad

Reminds me: still need to fit mine!


Quite a lot inbetween such as the Rewire Security units where a self fit one can be had for £120 which includes a years subscription.
 Back to top
View user's profile Send private message You must be logged in to rate posts

ZRX61
Victor Meldrew



Joined: 05 Nov 2003
Karma :

PostPosted: 01:27 - 19 Aug 2019    Post subject: Re: My first bike stolen. What to do next Reply with quote

MikegJ wrote:
So what do I do next?


Bus pass?
____________________
They're not one night stands, they're auditions.
 Back to top
View user's profile Send private message You must be logged in to rate posts

1198
World Chat Champion



Joined: 24 Jan 2013
Karma :

PostPosted: 07:08 - 19 Aug 2019    Post subject: Reply with quote

I have a BikeTrac, it works.
The software isn’t perfect - the company often ring me to tell me it’s been nicked when I’m out on it myself but that’s not really a problem, I just give a password and they reset it.
It costs me £100 per annum but was fitted f o c when I bought the bike.
It does mean that if I don’t get out on the thing often it would drain the battery. It needs connecting to an Optimate charger if left for a period.
It was the only way I could get insurance so I regard the renewal fee as part of the insurance cost really.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

ThunderGuts
World Chat Champion



Joined: 13 Nov 2018
Karma :

PostPosted: 08:43 - 19 Aug 2019    Post subject: Reply with quote

If it's outside, it's always going to be a target unfortunately. Assuming it's something that can't be hotwired easily, I'd imagine the best thing is to try and predict the mind of the thief: I expect they're most interested in bikes that can be stripped/sold quickly, moved easily and ideally have a high value . . . so something a bit oddball is less likely to be in demand for a quick sale (maybe?!), something heavy will be harder to move with a scooter (especially if you're inventive with how you park it, e.g. create a little dip for it to sit in if it's in your garden - without the engine running it'd be hard to get it out of the dip, even with a scooter?) . . . unfortunately sports bikes like the one you had stolen are in demand, light to move and fetch reasonable money.

Get an old RT? Laughing

Seriously though, it's crap it has happened and I dread it happening to me . . . if it's parked on the road, I think there's probably little you can do with any bike as angle grinders will get through any security measure sadly - if they want it, they'll take it.
____________________
TG.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Skudd
Super Spammer



Joined: 01 Oct 2006
Karma :

PostPosted: 09:09 - 19 Aug 2019    Post subject: Reply with quote

With bikes it's not IF it gets stolen, but WHEN. I've been riding for over 35 years and had two offs with neither being insurance claims, but I have had six bikes stolen. All have been secured, all have been garaged, all, but one, have been recovered, mainly due to the security measures taken. The insurance companies just write them off. All had their steering locks broken.
Bike makers aren't going to do jack shit about security. They put things like HISS on bikes, but that's no good if the scrotes have done the steering lock in, moved the bike and ripped the fairing off trying to start the bike.
Make it too hard to do the steering lock first of all, but they won't do that as the more bikes that are stolen the more that are sold.
____________________
Famous last words of Humpty Dumpty. " Stop pushing me "
Petty Anarchists look at "1984".............. The Visionary looks at "Animal Farm".
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Easy-X
Super Spammer



Joined: 08 Mar 2019
Karma :

PostPosted: 09:41 - 19 Aug 2019    Post subject: Reply with quote

sickpup wrote:
Easy-X wrote:
On trackers your options are: horrendously expensive (~£300 install cost + service subscription) or pathetically cheap (chinese crap with PAYG SIM) and very little in between Sad

Reminds me: still need to fit mine!


Quite a lot inbetween such as the Rewire Security units where a self fit one can be had for £120 which includes a years subscription.


Nice! I looked around recently and Google must not have been my friend that day. I'll check out Rewire Thumbs Up
____________________
Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter
 Back to top
View user's profile Send private message You must be logged in to rate posts

Polarbear
Super Spammer



Joined: 24 Feb 2007
Karma :

PostPosted: 10:03 - 19 Aug 2019    Post subject: Re: My first bike stolen. What to do next Reply with quote

MikegJ wrote:

I’m looking at the Almax chain and lock if I do get a new bike, any recommendations?



TBH I wouldn't bother. Yes, they are good chains but no chain can stand up to a battery angle grinder. Any big hefty chain is as much a deterrent as the next.
____________________
Triumph Trophy Launch Edition
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

MarJay
But it's British!



Joined: 15 Sep 2003
Karma :

PostPosted: 10:20 - 19 Aug 2019    Post subject: Reply with quote

Unhelpful response:

Move out of London. Get a garage.

Helpful response:

Question Something about Sadiq Khan, police numbers, Boris Johnson... Meh I would put in the effort but I'm tired of it all.
____________________
British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 10:30 - 19 Aug 2019    Post subject: Reply with quote

MarJay wrote:
Something about Sadiq Khan

https://i.imgur.com/3tSB2rQ.jpg
 Back to top
View user's profile Send private message You must be logged in to rate posts
Evotion This post is not being displayed because the poster has bad karma. Unhide this post / all posts.
Evotion This post is not being displayed because the poster has bad karma. Unhide this post / all posts.

A100man
World Chat Champion



Joined: 19 Aug 2013
Karma :

PostPosted: 15:11 - 19 Aug 2019    Post subject: Reply with quote

What was the value of the CBR? I mean, it might not even be worth making a claim if the extra insurance cost tips four figures or more..

I d on't think own anything worth more than a grand but then my stuff is for weekend tinkering mainly - they rarely get ridden Rolling Eyes Embarassed
____________________
Now: A100, GT250A, XJ598, FZ750

Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600
 Back to top
View user's profile Send private message You must be logged in to rate posts

Riejufixing
World Chat Champion



Joined: 24 Jun 2018
Karma :

PostPosted: 15:38 - 19 Aug 2019    Post subject: Reply with quote

A100man wrote:
What was the value of the CBR? I mean, it might not even be worth making a claim if the extra insurance cost tips four figures or more.


I have sometimes wondered about that.

If I make an insurance claim, I am entitled to recompense to put me back into the same position as before I suffered the loss.

So, if my bike's worth £3,000 on the market, I should get £3,000 to buy a very similar one; similarly for other figures.

However, I am STILL suffering a loss in the form of increased insurance premiums, which I would not have had if no theft had occurred.

So why can't I claim for those?
 Back to top
View user's profile Send private message You must be logged in to rate posts

Polarbear
Super Spammer



Joined: 24 Feb 2007
Karma :

PostPosted: 16:12 - 19 Aug 2019    Post subject: Reply with quote

Riejufixing wrote:
A100man wrote:
What was the value of the CBR? I mean, it might not even be worth making a claim if the extra insurance cost tips four figures or more.


I have sometimes wondered about that.

If I make an insurance claim, I am entitled to recompense to put me back into the same position as before I suffered the loss.

So, if my bike's worth £3,000 on the market, I should get £3,000 to buy a very similar one; similarly for other figures.

However, I am STILL suffering a loss in the form of increased insurance premiums, which I would not have had if no theft had occurred.

So why can't I claim for those?


How would insurance companies make their lovely profits if they couldn't get their money back somehow after YOU had the audacity to claim off them. Rolling Eyes
____________________
Triumph Trophy Launch Edition
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

MarJay
But it's British!



Joined: 15 Sep 2003
Karma :

PostPosted: 16:21 - 19 Aug 2019    Post subject: Reply with quote

Riejufixing wrote:

So why can't I claim for those?


Because that's not how it works. You might as well just say that the law doesn't apply because you're a free man of the land. It'll have the same effect.

Insurance companies make a contract with you to mitigate your loss. They are under no obligation to cover all of your losses, if they were they wouldn't make money and they'd be out of business. They have to cover all losses by taking your premiums and investing them.

Sometimes it's good to question why the world is the way it is, but it's also good to try to understand why the world is the way it is before asking the question.
____________________
British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

stevo as b4
World Chat Champion



Joined: 17 Jul 2003
Karma :

PostPosted: 17:40 - 19 Aug 2019    Post subject: Reply with quote

I'd try and get another bike if I could keep it in the house maybe? But London seems shit and I'd just own a bike if it was the only sensible and or cheapest way to get around compared to the alternatives?

You could maybe buy a bike if you move, or get one to keep at a relatives place far from you? Or just rent bikes on holidays or for weekend adventure breaks etc?
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Riejufixing
World Chat Champion



Joined: 24 Jun 2018
Karma :

PostPosted: 18:32 - 19 Aug 2019    Post subject: Reply with quote

MarJay wrote:
Riejufixing wrote:

So why can't I claim for those?

Because that's not how it works. You might as well just say that the law doesn't apply because you're a free man of the land. It'll have the same effect.

Insurance companies make a contract with you to mitigate your loss. They are under no obligation to cover all of your losses, if they were they wouldn't make money and they'd be out of business. They have to cover all losses by taking your premiums and investing them.

Sometimes it's good to question why the world is the way it is, but it's also good to try to understand why the world is the way it is before asking the question.

Well, I've no idea what the first bit means, but I'm sorry you've had such a bad day/.

The first sentence of your second paragraph sounds reasonable.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 18:50 - 19 Aug 2019    Post subject: Reply with quote

Riejufixing wrote:
Well, I've no idea what the first bit means

Not knowing about freeman of the land is a good thing. Mr. Green

The reason insurance works the way it does is because fuck you.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Riejufixing
World Chat Champion



Joined: 24 Jun 2018
Karma :

PostPosted: 19:21 - 19 Aug 2019    Post subject: Reply with quote

Ste wrote:
Riejufixing wrote:
Well, I've no idea what the first bit means

Not knowing about freeman of the land is a good thing. Mr. Green

The reason insurance works the way it does is because fuck you.

Well, yes, generally, although when a lorry hit my car some while ago I was pleasantly surprised to receive more than I thought it was worth. That was good, considering Smile Another car stolen by oiks resulted in "what it was worth". Can't even remember the name of the broker, let alone the insurer.... so sometimes payouts slip through the net. Someone was probably sacked Wink
 Back to top
View user's profile Send private message You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 19:38 - 19 Aug 2019    Post subject: Reply with quote

If you're making a claim from someone else's insurance then that's different to if you're making a claim from your own insurance. You can add stuff like increased insurance costs when you're claiming from someone else but not when you're claiming from your own policy.

If their computer says your vehicle is worth more than you think it is then it's not your place to question the knowledge of their computer.

No one will have been sacked, the amount of money involved in for replacing a vehicle is very small compared to the big personal injury claims they deal with.

Nothing to do with insurance has to make sense when it goes in your favour. Laughing
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 4 years, 248 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT + 1 Hour
Goto page 1, 2  Next
Page 1 of 2

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.10 Sec - Server Load: 0.5 - MySQL Queries: 17 - Page Size: 140.5 Kb