Query for Motor Insurance Underwriters/Claims Adjusters.

[LustyLew]

Anyone fit the description above?

I have a situation (fortunately NOT a claim, but more of an argument) and canvassing opinion.

I volunteer for a nationwide charity.

If I use my car to get from a to b for chariatble purposes, I can claim mileage. For this I must confirm that my insurance co are OK for me to perform such a task, as it falls out of the remit of SDP&C (to and from a single place of work) coverage. The general consensus from most people who've checked is "as long as you're a volunteer and not being paid, you're covered at least TPO". Fine, wonderful.

To drive a charity vehicle. Specifically a van (plated Cat B, DVLA reg'd Cat B license requirement), you must meet the requirements of a C/C1 medical. Fair enough, their vehicles, their rules I guess.

However, my issues now comes, you have an event to attend. You need to provide a pop up tent, chairs, tables etc to do your job.

None of the volunteers attending are able to drive chairty vehicles for whatever reason.

I do not believe it reasonable to carry this equipment in personal vehicles. 1) it wont fit, but 2) it's cutting close to what an insurance company would deem charitable and may reject any claim. In addition, the equipment is bulky, will undoubtedly require back seats to be folded flat and would likely be an unsafe load (hello officer) and a risk to any occupants.

Am I being unreasonable to refuse to perform such a task?

[piazza]

Volunteering for anything nowadays just makes you responsible for something someone should be getting paid for. It's like charity - once they know you will..they want more!

Tell them they need to rent a van, at their expense. You'll gladly 'volunteer' to drive it.

[Ste]

[Easy-X]

Surely "volunteer" means someone asks you if you'll do something (for no financial recompense is neither here nor there) and you either say "yes" or "no" or has the meaning of "volunteer" changed recently?

Sounds exactly like the sort of sh*t I'd do for a trade show: lug a load of crap to an event, set it up, stand around like a pleb for a few days, pack it up and then dump it back at the office...

The difference is that we would either use a rental van or works vehicles; the latter being on a company insurance policy - the particular employee driving it just needs a licence for said category of vehicle.

"I volunteer my skills [as in the category of vehicle you have on your licence] to drive a vehicle provided and insured by the charity." Anything else means costs and liability are on you! I wouldn't even bother going as far as reading the fine print on your personal insurance policy!

<addendum> I wouldn't even count "mileage money" into the above equation as that's a separate event that may or may not happen at a later date.
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[stinkwheel]

Charitys are also businesses. They have a board of directors/trustees and submit annual accounts.

Not sure how this relates to your specific case but my wife volunteers as a motorcycle marshal for British triathlon. She is paid milage for her fuel/wear and tear. However, when she is using the vehicle FOR the triathlon rather than travelling to and from it, she is classed as a "technical official", her own insurance doesn't cover this so she is covered under the charities fleet insurance policy.

I'm not an insurance expert but I suspect if you are travelling to and from the place you are volounteering, you'll be covered by your own insurance as SD&P use. If you're shifting equipment about on behalf of the charity, you're working for them.
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
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[LustyLew]

Thanks guys.

Seems I'm not being unreasonable.

[dynax]

Tell 'em to fuck off or pay you wages
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Mike.
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