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Mr Hammers |
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Mr Hammers World Chat Champion
Joined: 10 Jul 2008 Karma :
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Posted: 00:30 - 14 Nov 2019 Post subject: Why, yes! It was an Audi |
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So, anyway. On the way home, overtaking a line of stationary traffic, keeping it below 30. Audi decides to pull out of the queue (think to turn around because of traffic, as there's no junction). Indicates as she turns, slam into the side of the car, almost managed to stay up leaning against the car, but car stops so now, with no support i'm heading towards the nearside kerb, so try and pull it back while braking to avoid the car in front, but low sides, and slid along on the right hand side for a few feet.
Get up and see oil pouring out - only changed it 800 miles ago! Push it onto the path and assess the damage. Driver young woman plus boyfriend plus another park up and come over. I'm fine, apart from something up with my right leg. Not much damage to the Audi, bit of a scuff on the driver's door and a little dent on the wheelarch.
Exchange contact details, but agree not to bother going through the insurance as they'll only call it 50/50 anyway. Push it home. Wallow in sadness and self-pity for an hour, then start looking for replacement parts.
Damage;
Engine Cover RHS holed (got one off ebay for £26)
Rear Brake Lever snapped
Radiator Cowling RHS broken
Front Indicator RHS snapped off
Rear Foot Peg LHS snapped in two
Rolling down a hill, i notice it's pulling to the right. Forks and everything look ok, so i'm really hoping loosening off the forks and resetting them will sort that out.
Been an unusually shit week already. And it's only fucking Wednesday. Still, could have been worse i suppose.
Obligatory diagram
https://www.planetash.net/bcf/wham.jpg ____________________ A Guide To Powerbands |
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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Posted: 02:00 - 14 Nov 2019 Post subject: |
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Oh dear, I've been doing a lot of similar manoeuvres this week - long queues of traffic everywhere, especially this morning!
I've been keeping it to 2nd gear and trundling along. I even pull over to let the 40mph bikers pass
Hope you get the bike sorted. ____________________ Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter |
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trevor saxe-coburg-gotha |
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trevor saxe-coburg-gotha World Chat Champion
Joined: 22 Nov 2012 Karma :
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Posted: 04:15 - 14 Nov 2019 Post subject: Re: Why, yes! It was an Audi |
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Mr Hammers wrote: | So, anyway. On the way home, overtaking a line of stationary traffic, keeping it below 30. Audi decides to pull out of the queue (think to turn around because of traffic, as there's no junction). Indicates as she turns, slam into the side of the car, almost managed to stay up leaning against the car, but car stops so now, with no support i'm heading towards the nearside kerb, so try and pull it back while braking to avoid the car in front, but low sides, and slid along on the right hand side for a few feet.
Get up and see oil pouring out - only changed it 800 miles ago! Push it onto the path and assess the damage. Driver young woman plus boyfriend plus another park up and come over. I'm fine, apart from something up with my right leg. Not much damage to the Audi, bit of a scuff on the driver's door and a little dent on the wheelarch.
Exchange contact details, but agree not to bother going through the insurance as they'll only call it 50/50 anyway. Push it home. Wallow in sadness and self-pity for an hour, then start looking for replacement parts.
Damage;
Engine Cover RHS holed (got one off ebay for £26)
Rear Brake Lever snapped
Radiator Cowling RHS broken
Front Indicator RHS snapped off
Rear Foot Peg LHS snapped in two
Rolling down a hill, i notice it's pulling to the right. Forks and everything look ok, so i'm really hoping loosening off the forks and resetting them will sort that out.
Been an unusually shit week already. And it's only fucking Wednesday. Still, could have been worse i suppose.
Obligatory diagram
https://www.planetash.net/bcf/wham.jpg |
I'd have thought your left leg was more likely to get hurt. Anyway, good to hear you're not too badly off. I've been in the exact same situation a couple of times - not sure how I managed to avoid it beyond blind luck. Long line - someone in a rush..."u-turn and go back up the road to a rat run". Erm yeah okay but how about a quick mirror and should check first, M8. "Nah - fuck it."
Only solutions I've managed to come up with is slowing right down, beeping horn early and often, and keeping as wide a berth as possible. But peeping isn't easy because I know people'll be pissed off due to the fact we all use it way more as a rebuke rather than a "I'm here" signal. Difficult to overcome that on a unilateral basis. I suppose a wave, or left-leaning nod could theoretically help - but eh. As said, I've nearly wiped out several times in identical situations. Dumb luck - nothing else - saved me. Hope your leg's not too bad. ____________________ "Life is a sexually transmitted disease and the mortality rate is one hundred percent."
Mobylette Type 50 ---> Raleigh Grifter ---> Neval Minsk 125 |
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JackButler |
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JackButler Traffic Copper
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DJP |
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DJP Crazy Courier
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Sister Sledge |
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Sister Sledge World Chat Champion
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doggone |
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doggone World Chat Champion
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P. Red Rocket
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Polarbear Super Spammer
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JackButler |
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BTTD World Chat Champion
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- Super Spammer
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trevor saxe-coburg-gotha |
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trevor saxe-coburg-gotha World Chat Champion
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JackButler |
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JackButler Traffic Copper
Joined: 11 Nov 2019 Karma :
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Posted: 10:55 - 14 Nov 2019 Post subject: |
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mpd72 wrote: |
Whilst I can see that point, even a no fault claim will probably end up increasing the renewal so much, it won't be worth putting in the claim.
It's now so expensive on renewals to make a claim, even if not your fault, that insurance is hardly worth claiming on unless it's a really expensive claim. |
I get your point, but that's not totally how the insurance industry works.
If you don't notify your insurance company of any notifiable incident, regardless of blame, then your insurance could become null & void.
Please don't confuse your insurance broker with your insurance company.
If you have a no fault incident it is quite possible for you to claim against the 3rd party without involving your insurance company . . . AS LONG AS THEY HAVE BEEN NOTIFIED and they're happy that they won't be paying out.
This is also true of your broker, who have a habit of hijacking your claim with things like personal injury, hire bike etc which they make a lot of money from & are very clever in how they make YOU think that they're acting on YOUR behalf, they aren't & it is difficult to say no to them.
Please don't confuse your insurance company with your broker.
If you have a no fault incident then you MUST inform your insurance company regardless of any effect it might have on your premiums & regardless of whether you don't wish to persue the matter. |
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JackButler |
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JackButler Traffic Copper
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- Super Spammer
Joined: 22 Oct 2013 Karma :
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Posted: 11:21 - 14 Nov 2019 Post subject: |
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JackButler wrote: |
I get your point, but that's not totally how the insurance industry works.
If you don't notify your insurance company of any notifiable incident, regardless of blame, then your insurance could become null & void.
Please don't confuse your insurance broker with your insurance company.
If you have a no fault incident it is quite possible for you to claim against the 3rd party without involving your insurance company . . . AS LONG AS THEY HAVE BEEN NOTIFIED and they're happy that they won't be paying out.
This is also true of your broker, who have a habit of hijacking your claim with things like personal injury, hire bike etc which they make a lot of money from & are very clever in how they make YOU think that they're acting on YOUR behalf, they aren't & it is difficult to say no to them.
Please don't confuse your insurance company with your broker.
If you have a no fault incident then you MUST inform your insurance company regardless of any effect it might have on your premiums & regardless of whether you don't wish to persue the matter. |
I had a Nepalese scammer try it on, claiming whiplash for 3 passengers in a car park, where they claim I hit them manoeuvring into a spot.
There was no contact, nor any damage to either car. There was also nobody in the car, as they were hiding around the corner and waited until I went to the ticket machine.
It went on for almost a year, costing me 4 days of lost work talking to solicitors, assessors, engineers etc, before they finally withdrew the claim.
Even though my insurer knew is was an obvious scam and knew the claim had been dropped, they more than doubled my renewal. I still have to mention it as a claim on all vehicles now, even though it was unsuccessful. ____________________ TZR250 2MA road, TZR250 1KT road, TZR250 2MA race, TDR250, YZF-750R Boost colours.
Jaguar S Type 3.0 V6 Sport R, VW Transporter T5 GP LWB Shuttle 140ps DSG. |
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Posted: 12:21 - 14 Nov 2019 Post subject: |
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I once T-boned an audi which had just performed a u-turn in front of me at about 15mph. The bike cost 350 to fix. The Audi was a write-off because I creased the B-pillar. Presumably with my shoulder. Which was considered to be structural damage, even though I steered for the middle of the drivers door because it looked softest. Didn't even fall over.
Write yourself a detailed report now, stating everything that happened and locations, road marking and who was where. Notify your insurance company.
It's not a 50:50. A driver who pulls out of traffic when a filtering motorcycle is "Right on top" * of them can be held 100% liable.
*Use that phrase in any statements/accounts you make, it appeared in the appeal court judgement that set the prescedent. ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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A100man |
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A100man World Chat Champion
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blue_painted Nova Slayer
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Hawkeye1250FA World Chat Champion
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stinkwheel |
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stinkwheel Bovine Proctologist
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Old Thread Alert!
The last post was made 4 years, 162 days ago. Instead of replying here, would creating a new thread be more useful? |
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