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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Posted: 13:13 - 14 Nov 2019 Post subject: Insurance makes my head hurt! |
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Okay, apologies but this is yet another insurance one....
I have the old Skoda with 7 years NCD in my name with my wife as named driver. I own the car and my name is on the V5. I will occasionally drive this if I need to lug crap the bike can't handle.
My wife has her new car that she owns (and her name on the V5) which she'll mostly drive. No NCD for either of us on this. She'll mostly be driving it.
Now (deep breath) I'm trying to work out the best deal. Would I be better off transferring the Skoda NCD to the new car, have myself as main driver and the wife as named driver even though I'll only rarely (if ever) drive it or is that no big deal as we're married?
The meerkats are telling me my NCD might get me somewhere between £50 and £150 off a quote. Okay so the new car is cheaper to insure but then I still need to insure the Skoda but I've just used the NCB on another car...
Just to complicate things more I could do with comp insurance on the new car but the Skoda I could probably get away with TPO or TPFT.
I never was good at juggling
<addendum> maybe it's worth paying the extra to put the new car down with my wife as primary driver and she can build up her own NCD? ____________________ Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter |
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Freddyfruitba... |
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Freddyfruitba... World Chat Champion
Joined: 20 May 2016 Karma :
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iooi |
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iooi Super Spammer
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Polarbear |
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Polarbear Super Spammer
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Easy-X |
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Easy-X Super Spammer
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Polarbear |
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Polarbear Super Spammer
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ThunderGuts |
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ThunderGuts World Chat Champion
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Easy-X |
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Easy-X Super Spammer
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Posted: 14:57 - 14 Nov 2019 Post subject: |
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Can you not get a husband and wife policy that covers both cars, allowing you to use the NCD for both?
Maybe worth having a word with your existing broker and explaining the situation or contacting a more specialised insurance broker. ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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Easy-X |
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Easy-X Super Spammer
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andyscooter |
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andyscooter World Chat Champion
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bugeye_bob |
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bugeye_bob World Chat Champion
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Old Thread Alert!
The last post was made 4 years, 165 days ago. Instead of replying here, would creating a new thread be more useful? |
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