Help & FAQs    Search BCF    Members    Groups    Events Calendar
Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


The 'Ask a Question, Get an Answer' thread

 Reply to topic
Bike Chat Forums Index -> Random Banter Goto page 1, 2, 3, 4  Next
View previous topic : View next topic  
Author Message

Lord Percy
World Chat Champion



Joined: 03 Aug 2012
Karma :
PostPosted: 20:55 - 03 Feb 2020    Post subject: The 'Ask a Question, Get an Answer' thread Reply with quote
For questions that don't really need their own thread...

First question: If I pay for every little (or big) thing on my credit card, then pay the balance on the credit card before there's been any time for even 1p of interest to be added, will it do anything to improve my credit rating?
 Back to top
View user's profile Send private message You must be logged in to rate posts

t121anf
World Chat Champion



Joined: 23 Feb 2007
Karma :
PostPosted: 21:05 - 03 Feb 2020    Post subject: Reply with quote
Yes it will help.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Fisty
Super Spammer



Joined: 11 Apr 2007
Karma :
PostPosted: 21:15 - 03 Feb 2020    Post subject: Re: The 'Ask a Question, Get an Answer' thread Reply with quote
Lord Percy wrote:
For questions that don't really need their own thread...


Why are you such a bell end?
____________________
Quietly and consistently taking the piss.
TL1000R | Hayabusa | ZXR400 | TL1000S | Bandit 400 V
Fatter and faster than Fret
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

pepperami
Super Spammer



Joined: 17 Jan 2010
Karma :
PostPosted: 22:23 - 03 Feb 2020    Post subject: Reply with quote
Why is soup called soup?
____________________
I am the sum total of my own existence, what went before makes me who I am now!
 Back to top
View user's profile Send private message You must be logged in to rate posts

Polarbear
Super Spammer



Joined: 24 Feb 2007
Karma :
PostPosted: 22:23 - 03 Feb 2020    Post subject: Re: The 'Ask a Question, Get an Answer' thread Reply with quote
Lord Percy wrote:
For questions that don't really need their own thread...

First question: If I pay for every little (or big) thing on my credit card, then pay the balance on the credit card before there's been any time for even 1p of interest to be added, will it do anything to improve my credit rating?


I have been told that if you pay off most of it and always pay more than the minimum allowed that's the fastest way your score improves but it depends on how bad your score was to start with.

I have various credit cards I use for different bonuses, an Amazon one for Amazon purchases, an Asda one for Asda etc. I always pay them off completely within the time limit so I never get any interest but my credit score hasn't budged in years.

Make of that what you will.
____________________
Triumph Trophy Launch Edition
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

andym
World Chat Champion



Joined: 16 Nov 2010
Karma :
PostPosted: 06:41 - 04 Feb 2020    Post subject: Re: The 'Ask a Question, Get an Answer' thread Reply with quote
Polarbear wrote:
Lord Percy wrote:
For questions that don't really need their own thread...

First question: If I pay for every little (or big) thing on my credit card, then pay the balance on the credit card before there's been any time for even 1p of interest to be added, will it do anything to improve my credit rating?


I have been told that if you pay off most of it and always pay more than the minimum allowed that's the fastest way your score improves but it depends on how bad your score was to start with.

I have various credit cards I use for different bonuses, an Amazon one for Amazon purchases, an Asda one for Asda etc. I always pay them off completely within the time limit so I never get any interest but my credit score hasn't budged in years.

Make of that what you will.


I've had a couple of credit cards for almost 2 years and was putting small purchases on one then clearing it before it was due, about 5-6 months ago I checked my credit score and it was in the mid 200's, (basically where it started before I got the cards), I had to put a flight on one and left it at the minimum payment until last month then cleared all but £30, I got an email saying my new credit report is ready last week... and it's now up to the mid 300's Confused
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Sister Sledge
World Chat Champion



Joined: 17 Aug 2018
Karma :
PostPosted: 08:16 - 04 Feb 2020    Post subject: Reply with quote
What is a credit card?

Blame the French for soup. They call broth soupe so it's natural to call similar with similar..
____________________
CCM 404 DS
 Back to top
View user's profile Send private message You must be logged in to rate posts

pepperami
Super Spammer



Joined: 17 Jan 2010
Karma :
PostPosted: 09:11 - 04 Feb 2020    Post subject: Reply with quote
Sister Sledge wrote:
What is a credit card?

Blame the French for soup. They call broth soupe so it's natural to call similar with similar..


Ask a question get an answer: hey this shit works Very Happy Thumbs Up
____________________
I am the sum total of my own existence, what went before makes me who I am now!
 Back to top
View user's profile Send private message You must be logged in to rate posts

bhinso
World Chat Champion



Joined: 21 Jun 2008
Karma :
PostPosted: 14:26 - 04 Feb 2020    Post subject: Reply with quote
Does checking your credit rating really knock down your credit rating?
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Polarbear
Super Spammer



Joined: 24 Feb 2007
Karma :
PostPosted: 14:42 - 04 Feb 2020    Post subject: Reply with quote
bhinso wrote:
Does checking your credit rating really knock down your credit rating?


Depends who does it and for what reason. You checking is fine, no effect.
____________________
Triumph Trophy Launch Edition
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

iooi
Super Spammer



Joined: 14 Jan 2007
Karma :
PostPosted: 15:53 - 04 Feb 2020    Post subject: Re: The 'Ask a Question, Get an Answer' thread Reply with quote
Lord Percy wrote:

First question: If I pay for every little (or big) thing on my credit card, then pay the balance on the credit card before there's been any time for even 1p of interest to be added, will it do anything to improve my credit rating?


If by credit rating you mean that figure that credit ref co's give.

Forget it. That figure is meaningless to lenders. They never see it. They all use their own internal scoring. It is your credit history that counts. So no missed payments, bounced DD's etc.

And watch out for the credit ref co's offering you loans/credit cards. They are getting a kickback for these.
You will get much better offers going direct.
____________________
Just because my bike was A DIVVY, does not mean i am......
 Back to top
View user's profile Send private message You must be logged in to rate posts

Easy-X
Super Spammer



Joined: 08 Mar 2019
Karma :
PostPosted: 16:32 - 04 Feb 2020    Post subject: Reply with quote
Should you keep mayonnaise in the refrigerator?
____________________
Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter
 Back to top
View user's profile Send private message You must be logged in to rate posts

bhinso
World Chat Champion



Joined: 21 Jun 2008
Karma :
PostPosted: 16:42 - 04 Feb 2020    Post subject: Reply with quote
Why are so many riders dying in the rain?
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :
PostPosted: 17:28 - 04 Feb 2020    Post subject: Reply with quote
Like ketchup, mayonnaise should be kept in the fridge after it's been opened.

It makes no difference if you used a credit card to buy the mayonnaise or the ketchup.

Riders are dying in the rain because we're not allowed to discuss what a certain less than fully grown man is doing. Worse still, the Coronavirus has added months of delays to the production of [name redacted]® because the ungrown man can't get cheap low quality parts delivered from China China. Shocked
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

Lord Percy
World Chat Champion



Joined: 03 Aug 2012
Karma :
PostPosted: 18:20 - 04 Feb 2020    Post subject: Re: The 'Ask a Question, Get an Answer' thread Reply with quote
Fisty wrote:
Lord Percy wrote:
For questions that don't really need their own thread...


Why are you such a bell end?


I'll stop being a bell end when your mental age exceeds 14.
 Back to top
View user's profile Send private message You must be logged in to rate posts

hellkat
Super Spammer



Joined: 12 Jul 2004
Karma :
PostPosted: 20:00 - 04 Feb 2020    Post subject: Reply with quote
What if I don't have any questions that need answering?
____________________
Not nearly as interesting in real life.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

chickenstrip
Super Spammer



Joined: 06 Dec 2013
Karma :
PostPosted: 20:01 - 04 Feb 2020    Post subject: Reply with quote
hellkat wrote:
What if I don't have any questions that need answering?


Do you need an answer for that?
____________________
Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE!
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

hellkat
Super Spammer



Joined: 12 Jul 2004
Karma :
PostPosted: 20:01 - 04 Feb 2020    Post subject: Reply with quote
Thinking ... wait a minute Thinking

Laughing Laughing Laughing Laughing Laughing
Thats a fuckin question anyway.
Laughing Laughing Laughing Laughing Laughing
____________________
Not nearly as interesting in real life.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

hellkat
Super Spammer



Joined: 12 Jul 2004
Karma :
PostPosted: 20:02 - 04 Feb 2020    Post subject: Reply with quote
chickenstrip wrote:
hellkat wrote:
What if I don't have any questions that need answering?


Do you need an answer for that?

Is that your final answer?




Or your final question?
Dance!
____________________
Not nearly as interesting in real life.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

chickenstrip
Super Spammer



Joined: 06 Dec 2013
Karma :
PostPosted: 20:05 - 04 Feb 2020    Post subject: Reply with quote
hellkat wrote:
chickenstrip wrote:


Do you need an answer for that?

Is that your final answer?


Not necessarily.


Quote:
Or your final question?
Dance!


Not necessarily.

Would rhetorical questions be off topic?
____________________
Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE!
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Fisty
Super Spammer



Joined: 11 Apr 2007
Karma :
PostPosted: 20:50 - 04 Feb 2020    Post subject: Re: The 'Ask a Question, Get an Answer' thread Reply with quote
Lord Percy wrote:


I'll stop being a bell end when your mental age exceeds 14.


My mental age exceeded 14 about the time when the best part of you slid down your mothers leg.
____________________
Quietly and consistently taking the piss.
TL1000R | Hayabusa | ZXR400 | TL1000S | Bandit 400 V
Fatter and faster than Fret
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

hellkat
Super Spammer



Joined: 12 Jul 2004
Karma :
PostPosted: 20:52 - 04 Feb 2020    Post subject: Reply with quote
chickenstrip wrote:

Not necessarily.
Would rhetorical questions be off topic?


Well they certainly wouldn't require an answer, so they have no place in a thread on the subject, do they.
____________________
Not nearly as interesting in real life.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

chickenstrip
Super Spammer



Joined: 06 Dec 2013
Karma :
PostPosted: 21:01 - 04 Feb 2020    Post subject: Reply with quote
It's ok, I didn't need an answer for that.
____________________
Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE!
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

GettinBetter
Crazy Courier



Joined: 20 Jun 2019
Karma :
PostPosted: 21:55 - 04 Feb 2020    Post subject: Reply with quote
Ah so...
Riders are dying in the rain because they don't close their visors and drown. Confused
You can buy mayonnaise, ketchup, and soup on a credit card without changing your rating as long as you put it in the refrigerator .

It's the 14 yr old Frenchies that are bell ends for naming soup soup.

No question was asked here. Cool
 Back to top
View user's profile Send private message You must be logged in to rate posts

Easy-X
Super Spammer



Joined: 08 Mar 2019
Karma :
PostPosted: 22:45 - 04 Feb 2020    Post subject: Reply with quote
Hmm... not as divisive as I'd hoped, okay.

Jam or cream first on scones?
____________________
Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 5 years, 329 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> Random Banter All times are GMT
Goto page 1, 2, 3, 4  Next
Page 1 of 4

 
 You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 
Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.09 Sec - Server Load: 1.23 - MySQL Queries: 14 - Page Size: 133.81 Kb