Street Triple - crazy insurance

[Quickly]

Insurance quote for a 2010 Street Triple 675... £5300
Insurance quote for a 2016 XSR900... £1800

It's a consistent pattern. Almost all quotes including 600cc sports bikes, brand new KT-09s etc etc are about £1800. Then the Stripple is three times dearer. What's that all about?

(FYI quote is based on living in a dodgyish part of south London, license for ten years, no NCB due to lack of riding for the past four years, and one claim to report (non-fault theft, bike recovered))
____________________
...

[ThatDippyTwat]

Light fingered twats love them, and had no stock immobiliser for a long time.
____________________
'98 VFR800 (touring) - '12 VFR800 Crosrunner (Commuting) - '01 KDX220 (Big Green Antisocial Machine)

[P.]

Well a 2010 has ZERO immobiliser. That will get robbed within a day or two. You can steal one by wiggling the handlebars to break the lock, then pull the plastic cap off the bottom of the ignition and turn it, or if you want quick and easy, cut the wiring going into it and twist all together.

Your choices are to ride something less wanted, or move.

[Vracktal]

More nickable than traffic cones and found in ditches at the side of the road as often.
____________________
2007 BMW R1200R: On road
2009 BMW G650X Challenge: On road
1975 Norton Commando 850: Off road, awaiting recommissioning

[Quickly]

Other colourful ways of describing it's likelihood for theft still invited.
____________________
...

[Pothole]

I always use to want a street or a speed but the insurance was high and I ended up buying a R6 as it was massively cheaper. I was advised the Speeds and streets were so high because they had a high theft rate especially in London. Crashed my R6 back in 2012 and got back on a bike for first time last summer (19). Ended up buying a 03 speed triple, fully comp I think it’s around £300

[recman]

8 years NBC, 2010 Street Triple, not currently residing in a posh gated community and I just paid £62.

[Pothole]

[MarJay]

Street Triples are massive theft magnets.
____________________
British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[wr6133]

[Irezumi]

Depends where you are in South London, best advice genuinely is to move. Where will the bike be kept, garage, garden, the road?

Secondly would be to buy a 'project bike' if you have a garden/garage. Doesnt matter if it doesnt work, get it insured and get your NCB going.

[Quickly]

I have just accepted that I'll have to pay a ridiculous insurance premium for a year or so. This time next year I'll have 1 yr NCB, 1 yr continuous riding and no reportable claims.

The bike would be kept in a locked metal cage within a locked underground parking garage beneath my apartment block at the back of a private complex.

I'm willing to just accept the £1800ish insurance premium as part of the cost of buying the bike. When I last owned a bike I was earning about a third of what I'm on now, so relatively speaking it's not too painful.
____________________
...

[Quickly]

I'm not sure if I'll buy a (desired) bike now as I'm saving up for other things. If I do, it will be the XSR900. If I don't, I'll buy something undesirable as someone else suggested for a grand and just accrue the NCB.
____________________
...

[chickenstrip]

[A100man]

[ThunderGuts]

[chickenstrip]

[xX-Alex-Xx]

[Freddyfruitba...]

[ThunderGuts]

[Qyburn]

[Freddyfruitba...]

[P.]

[xX-Alex-Xx]

[Kentol750]

Speak to an insurance company directly and see if they can do better because of your circumstances. Internet is a tool not a solution.
____________________
Some bikes.