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'No DSS' letting bans 'ruled unlawful' by court

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Polarbear
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PostPosted: 07:57 - 14 Jul 2020    Post subject: 'No DSS' letting bans 'ruled unlawful' by court Reply with quote

Interesting.

I note the lady who took them to court (with the financial backing of shelter) was a nice upstanding citizen, not a scrote who is likely to sell everything out of the house.

Personally I wouldn't want DSS as a general rule if I was a landlord as I'm one of those people who think, rightly or wrongly, if you don't have to work for it, you don't appreciate it. Getting a house/flat and having your rent and everything else paid doesn't encourage responsible tenancys.

Obviously that's very much generalising and you should take each case as it comes but.....

I'd be interested in Grr's input.

https://www.bbc.co.uk/news/education-53391516
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kgm
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PostPosted: 08:09 - 14 Jul 2020    Post subject: Reply with quote

Whilst most 'DSS' tenants I'm sure will be decent enough folk, I've seen quite a number of them who've wrecked properties (mainly council rather than private let's tbf) or lead a lifestyle that's a massive headache for their landlord. It's a potential headache I wouldn't want.
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Poseidon
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PostPosted: 08:25 - 14 Jul 2020    Post subject: Reply with quote

If you want someone to buy your house for you (buy to let) then you've got to take the rough with the smooth. If you don't want tenants on DSS then don't let your house out.
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Ste
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PostPosted: 09:40 - 14 Jul 2020    Post subject: Reply with quote

Poseidon wrote:
If you don't want tenants on DSS then don't let your house out.

Should it not be up to the owner to decide who they want to rent their property to?

If DSS rent was paid directly to the landlord then there would be fewer unhappy landlords. The fact housing benefit is paid every four weeks rather than monthly add further complication to the landlord seeing the rent paid on time each calendar month.

Not being allowed to say "no DSS" won't stop landlords and letting agents from filtering out who they think are undesirable tenants, they'll just find a different way of doing it so nothing will actually change.
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piazza
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PostPosted: 10:08 - 14 Jul 2020    Post subject: Reply with quote

It's not always about the people on DSS, it's the hoops you gotta jump through to appease their terms of let- been on both sides at one time or another.

Is this England only?
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Poseidon
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PostPosted: 10:18 - 14 Jul 2020    Post subject: Reply with quote

Ste wrote:
Poseidon wrote:
If you don't want tenants on DSS then don't let your house out.

Should it not be up to the owner to decide who they want to rent their property to?


In a word, no. The proper landlord insurance will cover them should the worst happen. If you want to protect your investment, don't rent it out. Imagine if other businesses traded in a similar way... we'd be back to the "no blacks, no Irish, no dogs" mentality of yesteryear.

Also, talking of landlords who can't really afford their properties... have you noticed how many family sized houses are up for rent that don't allow children or pets. I'm sorry, but if somebody is renting a property off you, it's their house for as long as they pay the rent on time. They get to say who lives there, what colour the walls are and whether people can smoke indoors. Don't want people doing that in their own home... don't get into rental properties.
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GSTEEL32
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PostPosted: 10:41 - 14 Jul 2020    Post subject: Reply with quote

Poseidon wrote:
They get to say who lives there, what colour the walls are and whether people can smoke indoors.


Does that mean they'll return it to exactly how they found it, when they leave for another property ?
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Ste
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PostPosted: 10:46 - 14 Jul 2020    Post subject: Reply with quote

You mean landlord insurance that's more expensive if you have DSS tenants?

If landlords don't want kids or pets in their property then that's their choice to make. They'll be limiting the number of possible tenants and that's their lookout, just the same as if they do allow tenants with pets or kids then unfortunately their property will suffer more wear and tear than it would without kids or pets living there.

Maybe they don't want the hassle of needing to ask for larger deposits and maybe they don't want the hassle of having to sort out all the kid and or pet related wear and tear.

Improving the DSS system would means more landlord would be happy to rent to DSS tenants, telling landlords that they have to accept DSS tenants doesn't fix any of the problems.

If someone is renting a house then it's their home for as long as they're paying rent on time etc etc etc but the property is 100% the landlords and it's up to them to say who lives in their property, whether or not the place can be redecorated, whether or not smoking is allowed or anything else really.

Do you think landlords make their rules up just for fun or if they decide what they do and don't want happening in their property and set the rent price accordingly?

Would you be happy to rent a property of yours to anyone and openly allow them to do whatever they want regardless of what the cost to you would be?

Is there anything stopping landlords wanting a character reference from the tenants employer?
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GSTEEL32
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PostPosted: 10:53 - 14 Jul 2020    Post subject: Reply with quote

Ste for Mod / Government Housing minister
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Polarbear
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PostPosted: 10:54 - 14 Jul 2020    Post subject: Reply with quote

Changing the system from paying the landlords direct to giving the money to the clamant and expecting him to pay the landlord has to be the most idiotic idea going.

Yes, most will but a large minority, finding am extra £1000 or so in their monthly payment are going to spend it on anything but rent, especially considering how long it takes to get them evicted if they play the system.

Also, if they don't pay and are on benefits, the landlord will lose any rent owed. They can't claim back what isn't there.

Nah, wouldn't want to take the risk unless it was totally guaranteed, including repairs, by the council.
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Poseidon
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PostPosted: 12:00 - 14 Jul 2020    Post subject: Reply with quote

Ste wrote:
Would you be happy to rent a property of yours to anyone and openly allow them to do whatever they want regardless of what the cost to you would be?


I don't agree with the principle of private tenancy fullstop. So the point is moot. Houses should be either bought or provided by the state for those not in a position to buy. I view private landlords in the same way I view car insurers... Gouging bastards. Rich getting richer etc etc.
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Ste
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PostPosted: 12:04 - 14 Jul 2020    Post subject: Reply with quote

Okay, so does that mean you would be happy to rent a property of yours to anyone and openly allow them to do whatever they want regardless of what the cost to you would be?
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Poseidon
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PostPosted: 12:07 - 14 Jul 2020    Post subject: Reply with quote

Ste wrote:
Okay, so does that mean you would be happy to rent a property of yours to anyone and openly allow them to do whatever they want regardless of what the cost to you would be?


Poseidon wrote:
I don't agree with the principle of private tenancy fullstop. So the point is moot.

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martin734
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PostPosted: 13:03 - 14 Jul 2020    Post subject: Reply with quote

My partner and I are property landlords with 8 properties that we rent out. 2 of our properties have DSS tenants in them and I can honestly say that we have have never had any problems with them. Whilst we do give our long term tenants a fair degree of freedom regarding decorating etc, we do ask that if they return the property to the same decor that it was when they rented the property as well as repairing any damage. Where possible we allow our tenants to keep pets but this isn't always possible due to some of our properties being apartments that are under restrictive covenants.
Being a private landlord is not really any different from any other business. We provide something that there is a demand for. The rents we charge are not arbitrary, but are determined by the market rates in that area. One reason that private landlords are necessary is simply because there is not sufficient social housing and local governments are often not able to afford to build and provide more because they can't afford to. Local councils do not make money from social housing, it actually costs them. So while government housing to all who can't afford it is a socialist ideal, in the real world it simply isn't possible without either cutting other services or charging huge taxes to pay for it.
Another reason for the rise in private renting is the mortgage companies. While mortgages may be at relatively cheap interest rates now, the deposits required are getting higher and there are many people who don't qualify for social housing but also can't afford the deposit to buy a house.
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Poseidon
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PostPosted: 13:29 - 14 Jul 2020    Post subject: Reply with quote

martin734 wrote:
One reason that private landlords are necessary is simply because there is not sufficient social housing


A problem exacerbated by one couple who own 9 properties... Wink
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Polarbear
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PostPosted: 13:40 - 14 Jul 2020    Post subject: Reply with quote

9 properties, 9 cars, nine Rolexs... What's the difference. If you have the money in a capitalist society you can buy what you want.

The bad thing in my view was council tenants and the right to buy their hugely discounted homes and the loss of social housing that way.

Saying that, the house we live in now is an ex council house so I'm being hypocritical. Except when it comes down to the bottom line, I'm as guilty as anyone of putting my family's needs before all else.

I'm alright Jack is both selfish and sensible.
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GSTEEL32
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PostPosted: 13:46 - 14 Jul 2020    Post subject: Reply with quote

If it wasn't for private landlords offering houses across all sectors and postcodes. you would end up with 100 %council run area's which would turn into a ghetto as soon as you build them ....

What about people with an income, who really don't want a house yet, but don't fancy living between a mum with 9 feral kids and a family of dossers with absolutely no intention to get themselves out of the hole they've created for themselves ?

Socialism only works when everyone is equally as bone idle as everyone else......
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piazza
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PostPosted: 13:57 - 14 Jul 2020    Post subject: Reply with quote

The popular held opinion about unemployed people is getting as boring as MPD and his anti black agenda Neutral
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Poseidon
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PostPosted: 13:59 - 14 Jul 2020    Post subject: Reply with quote

Polarbear wrote:
9 properties, 9 cars, nine Rolexs... What's the difference. If you have the money in a capitalist society you can buy what you want.


Massive difference. Owning 9 cars doesn't price people out of the car buying market.
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martin734
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PostPosted: 14:10 - 14 Jul 2020    Post subject: Reply with quote

Poseidon wrote:
Polarbear wrote:
9 properties, 9 cars, nine Rolexs... What's the difference. If you have the money in a capitalist society you can buy what you want.


Massive difference. Owning 9 cars doesn't price people out of the car buying market.

Neither does owning more than one house. If every single private rented property was immediately put up for sale it would make no difference to the long term housing market. There would be a brief slump in prices for a few months, maybe even a couple of years until those properties are all bought but once all of those properties have been bought you will still have the same market pressures you have now. Growing demand for property due to a growing population and a finite supply of housing due to population growth outstripping the rate at which new houses are built.
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Poseidon
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PostPosted: 17:52 - 14 Jul 2020    Post subject: Reply with quote

Maybe I'm just a dreamer Sad
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martin734
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PostPosted: 17:55 - 14 Jul 2020    Post subject: Reply with quote

Poseidon wrote:
Maybe I'm just a dreamer Sad

I prefer the term "idealist"
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stinkwheel
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PostPosted: 20:06 - 14 Jul 2020    Post subject: Reply with quote

The simple way to protect yourself if you are concerned about children/pets/idiots wrecking your property is to demand a sufficiently large deposit to cover it.

The way to ensure you can legitimately keep that deposit in the case of damage is to fully document the condition of the property before they move in by making a detailed time and date stamped video of the whole place and providing the tennants with a copy as an integral part of their signed lease agreement.

You also brook absolutely no argument about them getting in through the door until the lease is signed and deposit received.
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Jewlio Rides Again LLB
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PostPosted: 08:41 - 15 Jul 2020    Post subject: Reply with quote

At the risk of sounding mpd, are they going to do something about house adverts that are advertised in Polish/insert language here? Surely that's as discriminatory as no DSS.
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arry
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PostPosted: 09:33 - 15 Jul 2020    Post subject: Reply with quote

stinkwheel wrote:
The simple way to protect yourself if you are concerned about children/pets/idiots wrecking your property is to demand a sufficiently large deposit to cover it.


Pretty much this. Which I have to say is what I fear for DSS Tenants as a result of the ruling.

We've had 4 sets of tenants over the last 6 years - it's nothing wrong with the property that causes the churn, it's just a one bed flat on the Thames which suits people for a while, and then the missus gets pregnant, for example. But it rents without advertising much - none of the adverts we've put up have said anything much more than 'Lovely 1 bed flat on Thames by the pub for let' and lo and behold, the phone doesn't stop ringing.

Opening gambit conversation is always 'well it's promised to someone else at the moment as we've had a lot of interest' and then we just pick our way through the type of person they are whilst they're on the phone. If they're decent sounding we'll say something like 'whilst dibs are still on it it's looking shaky so if you want to come view it to be first in line' and then when they turn up we get another chance to give them the once over. Any shittery and we just pull the plug and say it's gone.


As for the insurance piece - well you'd have to check that pretty carefully as theft / malicious damage by tenant is a general exclusion on most of the lower end policies and it's difficult to get an upper end policy unless you're a Managing Agent or someone with a portfolio that takes the premium to a level you can access a decent wording with more complete covers. Even then, a lot of them will have Illegal Activities exclusion which means when Mr Jobless Feckwit decides he needs a cannabis den you're screwed.
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