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to v or not to v
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PostPosted: 20:04 - 03 Mar 2021    Post subject: breakdown cover Reply with quote

are there any decent breakdown cover options for older bikes, 20+ years old? i think the AA only take on new vehicles up to 15 years old.
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diesel dog
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PostPosted: 21:10 - 03 Mar 2021    Post subject: Reply with quote

I've been with Autoaid for a few years. It covers my bike, car, etc at home and away. It also covers my Mrs when she drives inclusive.
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arry
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PostPosted: 21:21 - 03 Mar 2021    Post subject: Reply with quote

Buy personal cover rather than bike specific cover. This works out cost effective if you've multiple vehicles or are regularly carried around by other people - but also just effective at being a one stop shop one size fits all solution anyway.

I have 4 vehicles and pay ~£120 for myself and the wife, any car, anything we're in, no restrictions in age of vehicle.

This is with StartRescue. Last time I used them was on the R NineT when I got a puncture.

Reported it via the website, geo locked in etc, call to check I was alright and not in precarious position, then call to acknowledge and give ETA, texts when driver close, driver arranged in an hour in a proper van designed specifically to take bikes, stuck bike in the back and took me wherever I wanted to go.

Couldn't ask for more.
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Weisse Schlange
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PostPosted: 21:49 - 03 Mar 2021    Post subject: Reply with quote

Yup, personal cover , covers all bases.

I change when it suits but am with Green Flag for now.
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Blah blah
Scooby Slapper



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PostPosted: 23:30 - 03 Mar 2021    Post subject: Reply with quote

I'm on personal cover and so is the teenager with AA as we have 9 of different vehicles at our house, the oldest is from the 1970s, the newest is from 2017

I thought he'd be covered when he dropped his bike last week and broke the foot rest off rendering the bike un-rideable so we rang them.

Nope, the AA wanted £300 to recover him as that wasn't covered.

Worth checking with your breakdown provider to see if they cover that as we will be come renewal time. It just seems that the AA are getting worse in my experience, we used to be insured with them on a couple of vehicles but after their performance following a no-fault accident, we won't be using them again.
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to v or not to v
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PostPosted: 23:38 - 03 Mar 2021    Post subject: Reply with quote

thank you for the replies folks.
i only need cover for a bike, not multiple vehicles. i have a company car, that is already covered.
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stinkwheel
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PostPosted: 00:14 - 04 Mar 2021    Post subject: Reply with quote

See if your insurance will bundle recovery in with the policy. Many of them will.

It's the only way I can get European cover on my 30 year old VFR for anything short of a small mortgage.
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Weisse Schlange
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PostPosted: 00:19 - 04 Mar 2021    Post subject: Reply with quote

Blah blah wrote:
I'm on personal cover and so is the teenager with AA as we have 9 of different vehicles at our house, the oldest is from the 1970s, the newest is from 2017

I thought he'd be covered when he dropped his bike last week and broke the foot rest off rendering the bike un-rideable so we rang them.

Nope, the AA wanted £300 to recover him as that wasn't covered.

Worth checking with your breakdown provider to see if they cover that as we will be come renewal time. It just seems that the AA are getting worse in my experience, we used to be insured with them on a couple of vehicles but after their performance following a no-fault accident, we won't be using them again.


No breakdown cover I know covers you in the event of an accident. That's what your insewerance does.

He didn't break down.
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Pigeon
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PostPosted: 01:33 - 04 Mar 2021    Post subject: Reply with quote

stinkwheel wrote:
See if your insurance will bundle recovery in with the policy. Many of them will.

It's the only way I can get European cover on my 30 year old VFR for anything short of a small mortgage.


+1

Euro cover on 20 year old bike with Carol Nash......although wondering if that will vanish when it comes to renewal in June due to Brexit costs.
Hooray covid is gone, you are free to travel....cancelled.
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Bhud
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PostPosted: 01:45 - 04 Mar 2021    Post subject: Reply with quote

I have Start Rescue for 2 x old bikes (one 40+ years old and the other 37/38 years). It's nice because it matches your location with GPS and an app. However, I might not renew my breakdown cover with them because the small print allows them to recover it to the nearest bike mechanic if the distance to your home is over x miles. These aren't highly sophisticated bikes, so that might be an additional unnecessary expense plus a taxi ride (and, possibly, a flatbed arranged at your own expense to take the bike back to your home). Always read the small print of your recovery policy. For example, the RAC one might say that they agree to find a flatbed for you and send it to you, but you will have to pay for it. In that case, you might be better off just using your smartphone to either call a friend with a van, or search for a recovery vehicle yourself. I'm not 100% up to date with recovery policies as I haven't had to use one for a long time. However, just check your policy to see if it's worth it. For those of us with old bikes, what we really want is a recovery policy that insures us against the cost of recovery to our own homes. If that's what you want make sure that that's what's for sale.
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arry
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PostPosted: 09:37 - 04 Mar 2021    Post subject: Reply with quote

Bhud wrote:
I have Start Rescue for 2 x old bikes (one 40+ years old and the other 37/38 years). It's nice because it matches your location with GPS and an app. However, I might not renew my breakdown cover with them because the small print allows them to recover it to the nearest bike mechanic if the distance to your home is over x miles.


It's not that small a print dude. There's 5 levels of cover - 1 Star to 5 Star and the cover you're after is 2 Star; this includes Nationwide Recovery, whereas 1 Star which is probably what you have includes Local Recovery. The clues are somewhat in the names of the covers Wink If you've purchased 1 Star cover then it's supposed to be the absolute bare bones and is cheap for that reason.

Personal Cover is 3 Star and includes Home Assist. The only problem with Personal Cover IMO is the lack of ability to make it an all encompassing European policy; but I guess at least you can add Euro cover for a premium as a one off on a nominated vehicle (although I tried that for my 911 some time ago and baulked at the cost).
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t121anf
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PostPosted: 13:02 - 04 Mar 2021    Post subject: Reply with quote

Weisse Schlange wrote:
Blah blah wrote:
I'm on personal cover and so is the teenager with AA as we have 9 of different vehicles at our house, the oldest is from the 1970s, the newest is from 2017

I thought he'd be covered when he dropped his bike last week and broke the foot rest off rendering the bike un-rideable so we rang them.

Nope, the AA wanted £300 to recover him as that wasn't covered.

Worth checking with your breakdown provider to see if they cover that as we will be come renewal time. It just seems that the AA are getting worse in my experience, we used to be insured with them on a couple of vehicles but after their performance following a no-fault accident, we won't be using them again.


No breakdown cover I know covers you in the event of an accident. That's what your insewerance does.

He didn't break down.


AutoAid does, this is their definition of a "breakdown"

Quote:
Breakdown(s) – mechanical or electrical breakdown
(failures or breakages), flat batteries, punctures, lack of
fuel, lost ignition keys or damage which is caused by an
accident
, vandalism or theft and results in you not being
able to drive the vehicle.
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ThatDippyTwat
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PostPosted: 16:57 - 04 Mar 2021    Post subject: Reply with quote

Had my 20+ year old VFR recovered by the RAC once, and hotwired after a theft attempt once. Zero issues with age of bike.
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Freddyfruitba...
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PostPosted: 17:29 - 04 Mar 2021    Post subject: Reply with quote

Weisse Schlange wrote:
Blah blah wrote:
I thought he'd be covered when he dropped his bike last week and broke the foot rest off rendering the bike un-rideable so we rang them.
No breakdown cover I know covers you in the event of an accident. That's what your insewerance does.
He didn't break down.

Well I dropped mine out in the sticks about 3 years ago, with identical results. Phoned the RAC and explained what had happened, and they sent someone out with no issues; and rather than summon a transporter, the guy managed to temporarily reattach my footpeg as a get-me-home option, with copious use of cable ties.
Was quite impressed actually.
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to v or not to v
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PostPosted: 21:50 - 04 Mar 2021    Post subject: Reply with quote

went with insurance which included breakdown cover in the end.
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hellkat
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PostPosted: 00:11 - 05 Mar 2021    Post subject: Reply with quote

I think I've called out the RAC to the Snarley twice, and they never had an issue with its age (30 years)

With its condition ... perhaps ... Rolling Eyes
But never its age.

Mind you, I tend to give it the biggun with the "lone woman/old incompetent woman at the side of the motorway" thing, which might push them along a bit Shifty

Not needed to be recovered so far.
Mine was bundled in with the bike insurance.
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1198
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PostPosted: 13:35 - 05 Mar 2021    Post subject: Reply with quote

Nationwide current account £13 per month, Europe coverage, age of vehicle irrelevant.
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