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Multi Bike insurance bollox and recommendations

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SirFallalot
Trackday Trickster



Joined: 25 Oct 2018
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PostPosted: 12:34 - 14 Jun 2021    Post subject: Multi Bike insurance bollox and recommendations Reply with quote

My renewal with Carole Nash is up and I called up to add the zx9r...except....it goes over £3k.... If I remove the 400 which I intend to sell, also £3k.

Now, my renewal with 2 bikes is £300, including some extra covers I should probably look for elsewhere yada yada. Just the CB750, £180.
Running an online quote on the zx9r gives me £400 (also with them).

180+400=580.
580<3000

What kind of bollox is this? And does anyone recommend any other multi bike insurer?
____________________
Lexmoto Valiant 125; 94 CB400; 96 CB750F2; 81 CB750 (restoring, lol not gonna happen); 2001 ZX9R(It's about to go :c); 2012 R1200R; 2015 R1200RS
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A100man
World Chat Champion



Joined: 19 Aug 2013
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PostPosted: 13:13 - 14 Jun 2021    Post subject: Reply with quote

I use RH specialist insurance. Base fee for one bike then 1 pound each for any extras.
____________________
Now: A100, GT250A, XJ598, FZ750

Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600
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GettinBetter
Crazy Courier



Joined: 20 Jun 2019
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PostPosted: 15:48 - 14 Jun 2021    Post subject: Reply with quote

I too just had a nasty experience with CN. I won't bore you with the details I've already mention it on the forums somewhere.

Went back to gocompare type websites and then searched for reviews on their recommendations. Getting a review is definitely needed, as the one I was going to go for, had lots (and I mean lots) of bad posts about how crap their service was.

Ended up with BeMoto (tenfold better experience), don't know it it'll do what you want....
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SirFallalot
Trackday Trickster



Joined: 25 Oct 2018
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PostPosted: 15:57 - 14 Jun 2021    Post subject: Reply with quote

Thanks I'll try them both.

RH specialist insurance looks more classic oriented, think it's still alright?
____________________
Lexmoto Valiant 125; 94 CB400; 96 CB750F2; 81 CB750 (restoring, lol not gonna happen); 2001 ZX9R(It's about to go :c); 2012 R1200R; 2015 R1200RS
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TaffyTDM
Spanner Monkey



Joined: 15 Jul 2015
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PostPosted: 22:06 - 14 Jun 2021    Post subject: Reply with quote

Just had similar pains
Hastings declined to quote for multi, but happy to quote me separately for either bike, one without the ncb as well.
After a lot of time wasted like the old days ringing around, it was cheaper to start a new policy with bennetts on one bike, end the current policy with bennets on the other and then take out new business with them for the same bike.

Although i found out on the way CN increased my premium from 100 to 500 for fitting a replacement exhaust, but bennets dont consider it a declarable mod....
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A100man
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Joined: 19 Aug 2013
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PostPosted: 10:24 - 15 Jun 2021    Post subject: Reply with quote

SirFallalot wrote:
Thanks I'll try them both.

RH specialist insurance looks more classic oriented, think it's still alright?


Could be right, I didn't thnk - but 'classic' could be only 15 or 20 years old these days.

My 'newest' bike is 1990 though.. (well the frame is, the rest is older)

Cheers
____________________
Now: A100, GT250A, XJ598, FZ750

Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600
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t121anf
World Chat Champion



Joined: 23 Feb 2007
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PostPosted: 11:54 - 15 Jun 2021    Post subject: Reply with quote

Does one of those prices include 0 years NCB or will the companies mirror them?

Unless having a multi-bike policy means you get NCB on each vehicle? never had a need for a multi-bike policy.
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