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adam277
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PostPosted: 20:07 - 10 Dec 2021    Post subject: Used Bike Warranties Reply with quote

Anyone used them?
Thinking of getting one. Costs £250 for a 24 month warranty.
Max per Claim £750, unlimited claims.

You think its worth it?
Included an attachment with more details.
I think with 2 years breakdown cover it's not too bad.

I guess a concern of mine would be how many motorcycle garages would accept having to go through the ballache of dealing with a warranty company for payment.
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Current Bike: Honda CBF 125: current
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Freddyfruitba...
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PostPosted: 20:15 - 10 Dec 2021    Post subject: Re: Used Bike Warranties Reply with quote

adam277 wrote:
I guess a concern of mine would be how many motorcycle garages would accept having to go through the ballache of dealing with a warranty company for payment.

I'd assume the owner pays the garage and then claims back the cost from the warranty company? There are bound to be plenty of get-out clauses in the agreement and a garage isn't going to take on a job agreeing only to be paid on the whim of the insurer; that risk will be on the owner.
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Ste
Not Work Safe



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PostPosted: 21:03 - 10 Dec 2021    Post subject: Reply with quote

For full terms and conditions please refer to our agreement document.

Have you looked at the agreement document?

I doubt the warranty will be worth the paper it's printed on.
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MarJay
But it's British!



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PostPosted: 21:31 - 10 Dec 2021    Post subject: Reply with quote

Hahah! If you buy the right bike it won't cost you £250 in warrantyable claims in two years! What's wrong with you? You might spend that much on tyres and servicing and maybe a few consumables, but jeez. All the big bills I've ever had have either been for parts for ancient two strokes, or for servicing when I can't be arsed myself.

You'll also find it won't pay out for anything too. For a car? Eh... maybe? If you buy a Ferrari or Maserati for £50k+ it's a good deal. For a motorcycle? (of which I can't think of any recent ones that like to lunch themselves) Nah.
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adam277
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PostPosted: 03:45 - 11 Dec 2021    Post subject: Reply with quote

MarJay wrote:
Hahah! If you buy the right bike it won't cost you £250 in warrantyable claims in two years! What's wrong with you? You might spend that much on tyres and servicing and maybe a few consumables, but jeez. All the big bills I've ever had have either been for parts for ancient two strokes, or for servicing when I can't be arsed myself.

You'll also find it won't pay out for anything too. For a car? Eh... maybe? If you buy a Ferrari or Maserati for £50k+ it's a good deal. For a motorcycle? (of which I can't think of any recent ones that like to lunch themselves) Nah.


Well a bike can cost alot more than 250 in two years even if you buy a right bike.
My dad got a five year old honda that was known for being reliable and the headgasket went at 40k miles with FSH. Shit happens
As for bikes I'm getting a r1200gs trust bearings are an expensive fix along with the abs pump as two examples. It's usually not a matter of if they will go but when.

If it was 250 just for the warranty I would not bother. But I like the two years breakdown cover with it
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Bikes: Previous Bikes: Piaggio x8 125: 2012/2013, YBR 125: 2013/2013 BMW R1150GS 2013/2017, Honda CBR600RR 2017/2017, Honda CB500 2018/2018, Suzuiki Address 110cc 2019/2020, BMW R1200GS 2021-2023
Current Bike: Honda CBF 125: current
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jeffyjeff
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PostPosted: 06:26 - 11 Dec 2021    Post subject: Reply with quote

Thrust bearings and/or abs pump will run much more than the 750 limit per claim. If everyone who purchased coverage submitted even one claim each, that company will be out of business before you can even get yours in. That company is not selling coverage, they're selling a promise. Do you trust them to keep it?
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xX-Alex-Xx
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PostPosted: 08:42 - 11 Dec 2021    Post subject: Reply with quote

That's the "what's covered" page. What's the "we won't cover if X" pages like?

99% of the time you're just throwing your money away on these.
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Ste
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PostPosted: 08:45 - 11 Dec 2021    Post subject: Reply with quote

Ste wrote:
For full terms and conditions please refer to our agreement document.

Have you looked at the agreement document?

Question
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Blah blah
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PostPosted: 09:58 - 11 Dec 2021    Post subject: Reply with quote

My only experience with a used vehicle warranty was not good, big dealer, 'named' warranty provider.

My local garage refuses to do any warranty work after having to wait for many months and lots of chasing to get paid the last time they did some.

I asked the warranty people who I could use in the area and they couldn't give me the names of any other garages that had done work for them either. In the end, I gave them a copy of the quote for the work and we agreed that I'd pay the bill and they'd refund me. I got the work done, sent them the receipt and they said "we haven't authorised any work, so aren't paying"...

So I'd say what other have, check what's covered and what's not and also if your usual garage will actually do work for them.
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BRUN
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PostPosted: 12:21 - 11 Dec 2021    Post subject: Reply with quote

its very normal with these companies, you pay first, then try and claim it back
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Easy-X
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PostPosted: 12:48 - 11 Dec 2021    Post subject: Reply with quote

Sounds like the sort of thing a company would buy if they could only get second-hand cars for staff (which is the current situation due to Covid) but for the most part such warranties are handled by the manufacturer.
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Polarbear
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PostPosted: 13:45 - 11 Dec 2021    Post subject: Reply with quote

Ste wrote:


I doubt the warranty will be worth the paper it's printed on.


What he said with the word 'doubt' removed. Waste of money.
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xX-Alex-Xx
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PostPosted: 14:09 - 11 Dec 2021    Post subject: Reply with quote

Polarbear wrote:
Ste wrote:


I doubt the warranty will be worth the paper it's printed on.


What he said with the word 'doubt' removed. Waste of money.


Also bear in mind the details will be emailed not printed to give an exact value.
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MarJay
But it's British!



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PostPosted: 15:15 - 11 Dec 2021    Post subject: Reply with quote

If you bought a Japanese bike, that wouldn't be an issue.
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Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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Ste
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PostPosted: 18:39 - 11 Dec 2021    Post subject: Reply with quote

MarJay wrote:
If you bought a Japanese bike, that wouldn't be an issue.

Yeah but my experience of warranties from Japanese manufacturers involves me having to phone the president of the Mitsubishi Motor Corporation in Japan. Wink
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MarJay
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PostPosted: 18:54 - 11 Dec 2021    Post subject: Reply with quote

Ste wrote:
MarJay wrote:
If you bought a Japanese bike, that wouldn't be an issue.

Yeah but my experience of warranties from Japanese manufacturers involves me having to phone the president of the Mitsubishi Motor Corporation in Japan. Wink


That's nice for you. When was the last time you heard of a catastrophic engine or drivetrain failure on a Japanese multi cylinder road bike? Even Triumphs which are not exactly renowned for their reliability only tend to have electrical problems. Yet, BMW are the current darlings of the motorcycling world, despite having a lot of recalls and catastrophic failures.

<off topic> I have a feeling those Mitsubishis were manufactured in the US, right?
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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Ste
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PostPosted: 19:17 - 11 Dec 2021    Post subject: Reply with quote

MarJay wrote:
That's nice for you.

Wub

It was great fun, it was certainty an interesting phone call. Razz

Despite all of that I'd opt for a Japanese (or a BMW or a Triumph) bike over the other cheaper brands.

I'm pretty sure the Mitsi was manufactured in Japan. The problem with the engine was a known problem but Mitsubishi UK were being arseholes about it.

This is a giant tangent from the original question warranties from third party companies. Laughing

Some warranties are much better than others. What I would say is how easily the manufacturer or third party company pay out for a warranty claim depends entirely on what the dealership / garage doing the repairs chooses to tell them. They can make it very easy or they can make it very complicated
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adam277
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PostPosted: 19:20 - 11 Dec 2021    Post subject: Reply with quote

MarJay wrote:

That's nice for you. When was the last time you heard of a catastrophic engine or drivetrain failure on a Japanese multi cylinder road bike?

https://www.visordown.com/features/top-10s/top-10-biggest-bike-recalls

Seems a lot of recalls come from Jap bikes.
Although to be fair most bikes on the road are from japan Razz
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Bikes: Previous Bikes: Piaggio x8 125: 2012/2013, YBR 125: 2013/2013 BMW R1150GS 2013/2017, Honda CBR600RR 2017/2017, Honda CB500 2018/2018, Suzuiki Address 110cc 2019/2020, BMW R1200GS 2021-2023
Current Bike: Honda CBF 125: current
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MarJay
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PostPosted: 19:46 - 11 Dec 2021    Post subject: Reply with quote

adam277 wrote:
MarJay wrote:

That's nice for you. When was the last time you heard of a catastrophic engine or drivetrain failure on a Japanese multi cylinder road bike?

https://www.visordown.com/features/top-10s/top-10-biggest-bike-recalls

Seems a lot of recalls come from Jap bikes.
Although to be fair most bikes on the road are from japan Razz


Out of the Japanese four strokes I've owned, none of them has ever catastrophically failed. I have had bikes that did catastrophically fail, but they were either two strokes, Triumphs that had electrical problems or that one Buell whose piston rings weren't tempered from the factory.
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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PotatoHead202...
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PostPosted: 22:45 - 11 Dec 2021    Post subject: Reply with quote

Waste of money if you're putting the effort into checking it before and (more thoroughly with fairings off etc) after purchase. I made the mistake of buying second hand BMW's from dealers before - catastrophic engine leak immediately after warranty expired and that 750 wouldn't have even covered the diagnosis. Ignore the warranty and buy Japanese.
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adam277
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PostPosted: 00:32 - 12 Dec 2021    Post subject: Reply with quote

PotatoHead2020 wrote:
Waste of money if you're putting the effort into checking it before and (more thoroughly with fairings off etc) after purchase. I made the mistake of buying second hand BMW's from dealers before - catastrophic engine leak immediately after warranty expired and that 750 wouldn't have even covered the diagnosis. Ignore the warranty and buy Japanese.


Na fuck the japs
I'm a beemer boi
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Bikes: Previous Bikes: Piaggio x8 125: 2012/2013, YBR 125: 2013/2013 BMW R1150GS 2013/2017, Honda CBR600RR 2017/2017, Honda CB500 2018/2018, Suzuiki Address 110cc 2019/2020, BMW R1200GS 2021-2023
Current Bike: Honda CBF 125: current
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