Insurance Is Mad

[DJP]

So I just renewed my car insurance.

Now last year I got knocked off the bike (non-fault) and so I had to inform my car insurer.

Well, my premium actually went down.

OK, I wasn't expecting it to go up but I sure as shite wasn't expecting it to go down.

Insurance is mad.
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Suzuki Bandit 1250
https://deejayp999.atwebpages.com/index.html
That's http not https

[xX-Alex-Xx]

I have a feeling that the new "can't charge a new customer less than an existing customer thing" is playing at least a small part. A few people I work with have said their auto-renewal cost has come down a good chunk, even to a smaller amount than comparison websites.

Still doesn't mean they wouldn't have had a cheaper quote online if the new law wasn't there, but it seems that companies want people to think the new law benefits them more than it actually does.
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DILLIGAF

[om15]

Isn't there some EU law that we now don't have to comply with that has lowered insurance premiums. I am not sure what it was, also less claims due to the pandemic.
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Alcohol doesn't solve problems, but neither does milk

[Nobby the Bastard]

There was one about continuous insurance even for vehicles used offroad but that wouldn't have increased premiums.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050

[alli09]

Glad you feel well! Agree, insurance is so expensive... my friend was totally mad about it

[MCN]

EU Insurance law to include equipment used off road. (Re: Vnuk maybe???)
It was kicked into thenlong grass by a turn of Brexit.

(One of the very very, very few positives to bring forth the promises of Brexit is Better boolshite.)
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[Blah blah]

I recently changed my car from a 75hp VW up! to a more expensive 180hp Mini Cooper S convertible of a similar age.

The cost of the insurance for the mini is less than the up!

Insurance is indeed mad, but I'm not complaining!

[Pokitren]

[Ste]

[xX-Alex-Xx]

[Evil Hans]

[Fat Angry Scotsman]

Insurance for me on my Tesla Model 3 (£1,560 fully comp) is less than I was quoted on a 6 year old Qashqai (£1,840 fully comp)
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PRESENT: 2018 BMW S1000XR SE Sport.
PAST: 2009 Kawasaki ER-6F. 2021 Zontes ZT-125U.

[bhinso]

[Jayy]

Best quote I could get was £1500 fully comp (bear in mind I'm 37 and 9+ NCB with no points or bans, etc).

2 Days later, did a quote for the lulz, £750

Promptly got that corrected, they're cheeky bastards.

[grr666]

Jesus, you guys pay a lot to insure stuff. £780 pays for my van insurance (the dearest of the lot btw... 12 plate Transit
connect), car insurance (18 plate Mazda 3), my scoot (13plate HW125) and big bike (66 plate MT09 mods
declared), policies combined, all fully comprehensive cover. I just added the MT09 after a stint of it being in storage to
my scooter policy for it's remaining 6 months of cover and it was just an additional £48. It's barely more to insure my
little fleet than my annual combined road tax bill.
I have lots of no claims on each policy though mind you, 18 years car, 10 years van and 7 years bike.
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Currently enjoying products from Ford, Mazda and Yamaha
Ste wrote: Avatars are fine, it's signatures that need turning off.

[om15]

Received my renewal quote from Bennetts yesterday, £147 fully comp for RE Himalayan and Kawasaki ER5, down on last year.
9 years no claim, no pillion, locked in garage, £200 excess.
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Alcohol doesn't solve problems, but neither does milk

[Polarbear]

[P.]

Run a few quotes for various models as I want to purchase something, Ducati 999 8 years ncb £108 or Buell xb12r £166.

Which is around the same as my old GSXR 1000! Nothing really different, but my car which is up for renewal in 3 weeks, my renewal letter dropped from £450ish to £350, shame it's going back to the parents.

[Ste]

[CorriganJ]

I asked to be put on my family's insurance for a week when I went home over christmas. Was worried it would be very expensive becaues Spanish drivers license now thanks to Brexit. They cost went down with me added. They refunded us £12. Weird
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1991 RD04

[Fat Angry Scotsman]

[TaffyTDM]

Both my auto renewal quotes with Bennett’s are up 25ish quid this year. No prangs, bikes worth a bit less, I’ve got a bit more ncb.

Silly really cause if they hadn’t outdone their own price on last year I wouldn’t have been tempted to bash a meerkat and save 30 quid elsewhere instead of giving them more

[Nobby the Bastard]

For those who thought the EU rules regarding insurance even for vehicles that are offroad, The US has said 'hold my beer'

https://uk.yahoo.com/news/geico-ordered-pay-5-2m-170300926.html
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050

[xX-Alex-Xx]

[grr666]

Having a vent here just because.... Tried to renew my van insurance today, I've been with Gladiator for 11 years.
Admittedly there has been a change of address since last year but I'm paying less to insure my other vehicles registered
here so wasn't expecting a huge leap. They had jacked the price up by over £200 to £472.32 full comp and without my
permission to auto renew they went ahead and did anyway despite having no up to date payment details.

I was alarmed by this sentence in their most recent letter.