Tax & Insure *all* vehicles?

[Bhud]

There are too many laws on the books already, and the police can't enforce them all. Many of these laws are there for a good reason (such as public safety) and others, less so. A better solution might be a sort of leapfrog technology. Let's take, for example, the following low-level social problems:

- E-scooter use in contravention of traffic laws, e.g. wrong side of the road, stunts
- Littering
- Smoking in public places where it's prohibited
- Drinkers in the park
- Addicts living in bins around apartment blocks

Currently, it's a poor use of police resources to chase them up. Throwing more money at the police is no solution, as enforcement action isn't effective. If you throw a homeless man in the clink, or fine him, it isn't really a punishment, because a) he can't pay the fine; b) jail is a temporary respite; c) his real problem is medical (e.g. drug addiction). With underage people committing low-level crimes, there is no real, effective penalty.

So, how do you solve these problems effectively, get social services to the places where they're needed, and information and medical services to those who need it, and make miscreants who deliberately flout the law feel some sort of direct consequence to their actions, and reconsider them in the future? The obvious answer is to curtail their avenues for luxurious or unnecessary consumption. For instance, stop them having access to buses, or to vapes, or the trainers shop, or whatever.

Now, I've read about some pretty impressive facial and gait recognition technology that can even identify people wearing masks. How about this is used as a tracking digital footprint in urban areas, all done by AI, which takes away permissions periodically in case of deviations from what might be individually stipulated social norms? An individual could get a letter in the post they must desist from doing xyz immediately, or they must successfully complete abc recovery programme, and if they do not comply then their accounts won't work on the trains, or at the ice cream shop or Sports Direct or the kebab van? Something like that.

[Robby]

You've basically described the plan for China there bhud. Social credit score backed up by facial recognition and an opaque scoring system to punish whoever you want.

It isn't a good idea.

My personal approach is to ignore all of these minor non-problems as the cost of having a society, and to avoid reading any news source owned by Murdoch.

Then giggle to myself when I see someone clip a curb with an e-scooter and lose a few teeth.

[Easy-X]

[Prawny]

Everyone who has home insurance has Third Party Liability cover for them, their pets and kids when using non motorised vehicles so the insurance is in place 99% of the time so no need to worry about little Timmy on his BMX

E scooters and electric bikes are an odd gap because the law has been woolly about them for a bit so they’re not covered as widely or easily if you want to get cover.

Normal being ridden like knobs by knobs so they can get in the sea IMO. Knuts the lot of em.
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Yamaha Vity 125 (gone) Kawasaki ER6N(dead) 2022 Royal Enfield Meteor 350 (nicked) 2003 DL1000 V Strom

[Nobby the Bastard]

The majority of people don't have house insurance. As previously stated its also not legally needed and society as a whole doesn't see the need for it.

You also seem to be confusing third party insurance with public liability insurance as a householder. Cycling doesn't have any connection with my house so would not cover me whilst cycling. It would cover things directly related to the house like a tile falling off the roof and hitting someone.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050

[Prawny]

The first point might be true, I have made the potentially massive assumption that most people would insure their contents but your second point is false. Personal liability is an extension on your contents cover.

I probably should have caveated that I am an insurance underwriter, there are lots of extensions as well as exclusions in an insurance policy that aren’t well known
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Yamaha Vity 125 (gone) Kawasaki ER6N(dead) 2022 Royal Enfield Meteor 350 (nicked) 2003 DL1000 V Strom

[Nobby the Bastard]

Well, I didn't know that and I would imagine it's one of the least claimed aspect of insurance because no-body knows they have it or needs it.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050

[Prawny]

Yeah, pretty unmentioned outside of cycling forums (where it’s normally just me and maybe one other person mentioning it) but if someone was properly mullered the courts will know.

I had a look up how many people don’t have insurance and I was quick surprised, almost half of people aren’t insured in London, where I’d have thought they’d need it most. Maybe some kind of general liability wouldn’t be a bad idea for some people.
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Yamaha Vity 125 (gone) Kawasaki ER6N(dead) 2022 Royal Enfield Meteor 350 (nicked) 2003 DL1000 V Strom

[Robby]

If you rent and own nothing much of value, why bother with insurance?

[Nobby the Bastard]

The only reason I have contents insurance is because I have to have buildings insurance cause mortgage and it's then a case of 'may as well get it as well'.

The vast majority renting don't bother.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050

[hellkat]

[Freddyfruitba...]

[Nobby the Bastard]

[Ste]

Isn't compensation from criminal courts somewhat of a token amount rather than one which represents costs past present and future that will be incurred as a result of whatever the incident happened to be?

[bhinso]

I saw this problem coming over a year ago when I started seeing kids as young as 10 zipping around buses and busy traffic on e-scooters.

I think the law as it stands is right - insurance is needed for anything 100% powered. Hence bicycles and power assisted pedaling don't count (the latter won't go unless you pedal in the first place).

Unfortunately the law isn't enforced. It's blatantly obvious when e-scooterists are underage, but the police do nothing.

I predict plenty more of this in the future. I expect the kid in the op who can't be named for legal reasons will get off lightly

[Easy-X]

[Jmoan]

[Nobby the Bastard]

It's about time someone asked whose sock you are.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050

[Fat Angry Scotsman]

[MCN]

I would instaban bad grammar and spelling if I was a mod.

Ste 4 Admin.
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[Polarbear]

[virus]

[Nobby the Bastard]

And people reckon it's me that has the problem.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050

[MCN]

[Jmoan]