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Track day insurance?

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Freddyfruitba...
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PostPosted: 17:17 - 28 Mar 2023    Post subject: Track day insurance? Reply with quote

Can anybody advise anything about this? I can see from google that track day insurance exists, but is it something that anyone actually takes out, or is it so expensive that it's not worthwhile and you just hope for the best?

TBH I'm thinking more about damage to a third party rather than to me or my own bike... ie, what happens if I were to do something stupid on track and ended up maiming a high earner with four kids - without insurance in place is he going to be able to come after me for my house? Etc, etc...
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t121anf
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PostPosted: 19:20 - 28 Mar 2023    Post subject: Reply with quote

you think everyone else has it to cover if they maim you?

go on track you take the risk imo
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MarJay
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PostPosted: 21:40 - 28 Mar 2023    Post subject: Reply with quote

It doesn’t cover as much as you’d like it to.
I think that white dalton did an article about it at some point.
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MarJay
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PostPosted: 21:43 - 28 Mar 2023    Post subject: Reply with quote

https://www.whitedalton.co.uk/motorbike-blog/2018/03/track-day-issues/amp/
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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Freddyfruitba...
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PostPosted: 12:20 - 29 Mar 2023    Post subject: Reply with quote

MarJay wrote:
https://www.whitedalton.co.uk/motorbike-blog/2018/03/track-day-issues/amp/

Thanks, that's really helpful, especially Andrew Dalton's final line: "I have yet to see a policy which covers you for third party risk" - that's all I need to know, really...
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