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Prawny |
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Prawny Nitrous Nuisance
Joined: 22 Jun 2019 Karma :
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Fat Angry Scotsman |
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Fat Angry Scotsman World Chat Champion
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Prawny |
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Prawny Nitrous Nuisance
Joined: 22 Jun 2019 Karma :
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Posted: 11:52 - 11 Sep 2023 Post subject: |
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Unfortunately not, like a prick I assumed that kids wouldn't steal a boring old man's bike with no power and a top box. I have learned my lesson.
It's been out there nearly 18 months with no locks on it at all. Hasn't been too bad an area round here, seems that the kids have a new hobby though.
Annoyingly I was going to put a disc lock on it on saturday night, but got distracted and forgot ____________________ Yamaha Vity 125 (gone) Kawasaki ER6N(dead) 2022 Royal Enfield Meteor 350 (nicked) 2003 DL1000 V Strom |
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Skudd |
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Skudd Super Spammer
Joined: 01 Oct 2006 Karma :
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Fat Angry Scotsman |
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Fat Angry Scotsman World Chat Champion
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Prawny |
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Prawny Nitrous Nuisance
Joined: 22 Jun 2019 Karma :
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Fat Angry Scotsman |
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Fat Angry Scotsman World Chat Champion
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Prawny |
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Prawny Nitrous Nuisance
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Skudd |
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Skudd Super Spammer
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Fat Angry Scotsman |
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Fat Angry Scotsman World Chat Champion
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BRUN |
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BRUN Trackday Trickster
Joined: 10 Oct 2020 Karma :
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Posted: 17:09 - 11 Sep 2023 Post subject: |
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https://securityforbikes.com/
when mines stored and unlikely to move for a few weeks, it has 3-4 chains on it, 2 x d locks, and a disc lock |
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Prawny |
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Prawny Nitrous Nuisance
Joined: 22 Jun 2019 Karma :
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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Nobby the Bastard |
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Nobby the Bastard Harley Gaydar
Joined: 16 Aug 2013 Karma :
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megaross |
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megaross Borekit Bruiser
Joined: 27 Feb 2018 Karma :
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Fat Angry Scotsman |
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Fat Angry Scotsman World Chat Champion
Joined: 12 Jan 2021 Karma :
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Posted: 11:10 - 12 Sep 2023 Post subject: |
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Nobby the Bastard wrote: | Fat Angry Scotsman wrote: | that everytime my salary goes up £1,000.00 gross, it costs my company £1,132.50* to pay me it (because of Employer's NIC) |
Exactly the same applies to anyone who earns more than £175 a week. About £9k annually.
*Actually it's £1,138.50.
Sauce - https://commonslibrary.parliament.uk/research-briefings/cbp-9754/ |
Nope, someone (in Scotland) on £9,000.00 annually will pay no income tax at all and even if they went up £1,000.00 they will still not pay any income tax at all until they reach the tax free allowance at £12,750.00.
So instead, let's consider someone at the average salary in Scotland, which is £27,710.00.
£27,710.00 with 3% pension contribution:
Income tax at 19% rate = £410.78,
Income tax at 20% rate = £2,191.20,
Income tax at 21% rate = £250.05,
Total Income Tax = £2,191.20.
National Insurance (Employee) = £1,816.80.
National Insurance (Employers) = £2,568.18.
Now let's give them a £1,000.00 raise.
£28,710.00 with 3% pension contribution:
Income tax at 19% rate = £410.78,
Income tax at 20% rate = £2,191.20,
Income tax at 21% rate = £453.75,
Total Income Tax = £2,191.20.
National Insurance (Employee) = £1,936.80.
National Insurance (Employers) = £2,706.18.
So for their £1,000.00 raise it cost their employer £1,138.50 to pay it and the employee received £646.30 of it (roughly 65% retained by employee).
Still a remarkably shitty outcome for the average person. If my salary goes up by £1,000.00 that equates to a £46.67 monthly increase in real terms, for someone on £28,710.00 that's still only a £53.86.
Tax is taxing afterall. ____________________ PRESENT: 2018 BMW S1000XR SE Sport.
PAST: 2009 Kawasaki ER-6F. 2021 Zontes ZT-125U. |
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Nobby the Bastard |
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Nobby the Bastard Harley Gaydar
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Fat Angry Scotsman |
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Fat Angry Scotsman World Chat Champion
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Prawny |
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Prawny Nitrous Nuisance
Joined: 22 Jun 2019 Karma :
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Prawny |
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Prawny Nitrous Nuisance
Joined: 22 Jun 2019 Karma :
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A100man |
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A100man World Chat Champion
Joined: 19 Aug 2013 Karma :
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Posted: 19:55 - 16 Sep 2023 Post subject: |
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Prawny wrote: |
Budget is cheap, I’m talking 3 grand cheap, reliable, cheap to run and insure, not looking a heap of shit is bottom of the list.
And anything else I should be looking at? |
TDMs - cheap as chips. ____________________ Now: A100, GT250A, XJ598, FZ750
Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600 |
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Prawny |
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Prawny Nitrous Nuisance
Joined: 22 Jun 2019 Karma :
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A100man |
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A100man World Chat Champion
Joined: 19 Aug 2013 Karma :
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Posted: 23:35 - 16 Sep 2023 Post subject: |
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Prawny wrote: | TDM could be a goer, not as cheap as I’d have thought. But would be more versatile than most options. Insurance is acceptable too |
You're right.. thought you should be able to pick up a 20k miler bike for a couple of grand.. ____________________ Now: A100, GT250A, XJ598, FZ750
Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600 |
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megaross |
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megaross Borekit Bruiser
Joined: 27 Feb 2018 Karma :
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